Penny Pinchin' Mom

JANUARY 16, 2024

The post 10 Must-Know Personal Finance Tips for Moms’ Financial Success appeared first on Penny Pinchin' Mom. Personal finance tips are much like opinions; everybody’s got one. Here are some personal finance tips that should help get you out of that murk. Thankfully, you no longer have to be one of them.

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Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

JANUARY 19, 2015

Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Consider these strategies: Save all of your change. Pay in cash whenever you can and save all of your change.

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Money 2015 Emergency Fund Bills 100

Savings Corner

FEBRUARY 2, 2024

Use this free savings calculator to understand how your money can grow over time. By Margarette Burnette   Margarette Burnette Senior Writer | Savings accounts, money market accounts, banking Margarette Burnette is a NerdWallet authority on savings, who has been writing about bank accounts since before the Great Recession.

Calculators 52

Calculators Saving Bank Banking 52

Saving Cents With Sense

MAY 26, 2014

Here are four tips to get you started: Plan for Your Plan. Most people want to get out of debt, while others want to save for their children’s college educations or a new home. Income should include all funds from paychecks, government assistance, annuity payments and so forth. Build a Budget & Emergency Fund.

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Emergency Fund Goals 2008 Debt 71

Prairie Eco-Thrifter

JUNE 30, 2014

My fiancé’s financial goal is to save up money for incidentals and emergencies (over and above our current fully-funded emergency funds), and then buy a really good truck and perhaps a boat with anything extra that hasn’t gone toward retirement or the emergency funds. Money Tips'

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Financial Goals Goals Emergency Fund Finance 189

Family Balance Sheet

NOVEMBER 5, 2014

Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. I focus more on the big picture (saving for a house, vacations, emergency fund, etc.)

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Debt Free Debt Emergency Fund Finance 241

Motherhood Moments

MARCH 4, 2023

Save for a rainy day. Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Automating your savings towards an emergency fund makes this process easier and less painful. Save for retirement T-O-D-A-Y.

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Debt Money Building Credit Cards 130

Saving Everyday

FEBRUARY 15, 2014

The tagline of my website is A Penny Saved Is A Penny Earned because I firmly believe that statement! Saving $100 is the same as making $100! I’m always looking for a new way to save money, so I love reading other people’s tips on how they save extra cash. Grocery Savings Tips by Mission To Save.

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Saving Money Frugal Money Thrifty 71

Prairie Eco-Thrifter

MARCH 14, 2013

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. Well, I can tell you a number of ways to save money on household expenses. Saving on Grocery Bills. Do you have other money saving tips that you would like to share?

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Family Balance Sheet

AUGUST 11, 2016

And in adulthood, they are stashing their incomes and living hyper-frugally to save for early retirement, instead of waiting to 65 to fulfill their dreams. This leaves not much left to save for retirement. ” Recently Go Banking Rates conducted two studies on savings rates with startling results. It’s all too much.

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Prairie Eco-Thrifter

DECEMBER 6, 2012

We have all heard that age old adage “save your pennies for a rainy day,” but many of us never do it. Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. How To Save. It is challenging to save, and it does take diligence.

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Bank Banking Money Saving 265

Prairie Eco-Thrifter

NOVEMBER 4, 2013

Don’t let it all go to your head though, it’s really important to know how to make your first post-graduation paycheck count, so here are some tips. To make your first paycheck really count, you need to make room for some savings and a contribution to a retirement plan. Congratulations!

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Graduation Making Emergency Fund Budgeting 210

Family Balance Sheet

OCTOBER 22, 2014

So if you could use some extra cash for your emergency fund , or save for Christmas presents or any other activity or need, then you must read 31 Days to Find $1000. But before you leave to read that post, please let us know in the comments some of your tips and ideas for finding cash when you need it. .

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Finance Emergency Fund Organic Organization 127

Prairie Eco-Thrifter

JANUARY 1, 2013

Lack of An Emergency Fund . One of the most common disastrous finance mistakes is not having any sort of financial back-up for emergencies. Experts recommend an emergency fund of at least six month’s salary as essential, especially if you are struggling to make ends meet. Making weekly payments will save interest.

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Emergency Fund Credit Cards Personal Finance Finance 272

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Her 2017 goal is to save $20,000 in cash. Elle and her husband paid off a car loan and saved cash for their next car. R = Be REALISTIC.

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Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

OCTOBER 18, 2019

After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage. 1 – Save a starter Home Emergency Fund. We have definitely dipped into this fund often, so I’m glad I strayed from his advice here.

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Debt 2019 Financial Goals Emergency Fund 100

Saving Everyday

JANUARY 1, 2015

The tagline of my website is A Penny Saved Is A Penny Earned because I firmly believe that statement! Saving $100 is the same as making $100! I’m always looking for a new ways to save, so I’ve compiled this awesome list of over 60 articles to help you save on just about everything. by Koupon Krazed.

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Saving Money Frugal Money Thrifty 40

Prairie Eco-Thrifter

JANUARY 16, 2014

Traditional investment advice says that you shouldn’t invest in the market until you are financially stable, have an emergency fund and have taken care of other basics, such as insurance of all kinds, debt removal and etc. Better Investing can give you some tips on how to join or start such a club. Money Tips'

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Emergency Fund Debt Money Father 184

Prairie Eco-Thrifter

OCTOBER 20, 2014

We all put up with things that irritate us, sometimes due to general inertia, other times to save the cost of fixing. How much do you tolerate to save money? It does however, reportedly save on the electric bill. Good thing we have that emergency fund because this won’t be cheap to fix. Money Tips'

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Saving Money Money Saving Emergency Fund 162

Prairie Eco-Thrifter

MAY 21, 2013

If you don’t have an emergency fund in order to make at least the approximate payment of your anticipated mortgage and expenses, you are not ready to make the leap into home ownership. Tax considerations are also important because of the deductions and depreciation savings that can come with owning your own home.

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Home Emergency Fund Buy Buying 186

Prairie Eco-Thrifter

JULY 22, 2014

I keep expenses low by living below my means and when windfalls of cash come in from bigger contracts, the money goes into replenishing savings and retirement funding. By maintaining a cash cushion in the form of an emergency fund, I feel protected rather than anxious when returning to the unemployment line. Money Tips'

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Money Unemployment Emergency Fund Couch 219

Prairie Eco-Thrifter

MAY 30, 2012

Controlling careless spending of even $5-10 a week and putting it into savings, can add up significantly over time. Many people think they have no choice in this but the reality is, most people can find small ways to cut spending so that they can put a small regular amount into savings. Make establishing an emergency fund a priority.

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Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

JULY 10, 2014

Money is automatically deposited into the retirement and emergency fund accounts, as well as to my son’s 529. Am I saving up for a trip later? Money Tips' Once those important priorities are taken care of, I’m done with the spending plan part of it. Instead, I spend on whatever fits my values.

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Budgeting Budget Work Making 218

Prairie Eco-Thrifter

JULY 28, 2014

Updating spreadsheets, learning new savings and investment strategies, and watching my net worth grow over time became increasingly exciting. It can be something financially prudent like starting a retirement account or something totally frivolous like saving for a vacation. Money Tips' Put a System in Place.

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Hobby Money Making Goals 189

Prairie Eco-Thrifter

SEPTEMBER 16, 2013

Laziness limits our earning potential, our saving potential and our ability to meet important goals. People who are lazy with their finances are those who don’t negotiate, don’t strive to earn more or save more, and don’t bother to learn about investing, saving, and debt payoff. Money Tips'

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Personal Finance Finance Consumerism Debt 222

Prairie Eco-Thrifter

JULY 17, 2013

Will you need to make extra money, or save extra money, to develop the skills that you need to proceed? If you plan to quit your job, you might need to save up an emergency fund to help keep you afloat while you develop your own business. Career Tips' Do you need to update your resume? Don’t put it off.

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Emergency Fund Goals Motivation Work 213

Prairie Eco-Thrifter

FEBRUARY 4, 2014

We knew we wanted to save for retirement, and that we wanted to keep giving to charity. This means that after we take care of retirement and emergency fund contributions, and after everything else is taken care of, we have enough to do what we like. Money Tips' We sat down and decided what our priorities would be.

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San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

MAY 25, 2014

Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. While my parents talked about saving money and only spending what you have, the lessons were more abstract than practical. Money Tips' And what would you tell your past self at different points?

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Money Giving Las Vegas Credit Card Rewards 209

Saving With Shellie

JULY 12, 2011

I get asked frequently why I write about saving money. I believe that saving money is important. It’s an idea that stretches far beyond a monthly budget or vacation fund. Saving money and living within or below your means is lifestyle change that impacts your whole life. Start an emergency fund?

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Emergency Fund Goals Saving Saving Money 67

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. We want to save enough for retirement. We want an emergency fund. My spending plan is fairly easy to stick to. First, it involves automation.

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Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

MAY 26, 2016

Helping the parents teach my grandchildren to save is an ongoing project of mine. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Trepidation about having the grand-kids open a savings account. Six measly cents.

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Money Saving Money Lowes Grandchildren 124

Saving Cents With Sense

JANUARY 1, 2014

Do any of them include saving more? I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. 10 Savvy Ways to Save in 2014. What about eating out?

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2014 Saving Bills Emergency Fund 88

Prairie Eco-Thrifter

MAY 20, 2014

It’s one thing to have a couple thousand dollars in an emergency fund. 5 Investment Strategies For The Wary Beginner 4 Ways to Enhance Your Financial New Year’s… Savings Accounts and Stock Investments: Uses, Values and… Money Tips' Invest that Money.

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Money Emergency Fund Work Advantage 200

Prairie Eco-Thrifter

MAY 27, 2012

If your budget doesn’t have a savings amount, put one in. Also include an emergency fund and contributions to a retirement account, even if just small amounts at first. Avoid using store cards; they usually have excessively high interest rates and this negates any savings you might make.

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Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. ”A week in the electric world gets me considering the savings to be had.”

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Personal Finance Finance Debt Money 219

Saving With Shellie

JUNE 30, 2014

We have quite a few: Checking, Savings, Vacation Account, Stan’s Business Account, Emergency Fund. Be sure you Follow me on Pinterest and check out my boards for recipes , craft ideas and other frugal living tips ! The post *HOT* Earn $100 in FREE Cash appeared first on Saving with Shellie™. Freebies'

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Emergency Fund Sonic Frugal Lives Frugal Living 79

Savings Corner

APRIL 4, 2024

It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. High-yield savings accounts While not technically an investment, savings accounts offer a modest return on your money. Risk: If you remove funds from a CD early, you’ll typically lose some of the interest you earned.

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April Lowes CD Bank 52