Prairie Eco-Thrifter

JUNE 25, 2012

If you are renting, doing a big closet renovation isn’t usually possible, and they can sometimes get pretty expensive if you own a home. I try to keep my closet organized without any renovations or major changes to it. I rent and because of this, we move every couple of years anyway.

Organic 186

Organic Organization Renovation Storage 186

Savings Corner

APRIL 4, 2024

If you qualify for the best rates, a HELOC can be a less expensive way to consolidate debt or finance a home renovation. Possible tax-deductible interest Even after the Tax Cuts and Jobs Act of 2017, you can still deduct interest paid on a HELOC if you use the money for home renovations. This helps keep your payments manageable.

Credit 40

Credit Home Debt College Tuition 40

Family Balance Sheet

JUNE 8, 2018

For example, if your paychecks net to $3000 a month, then you plan the spending for $3000, and not a single dollar over or under. For example, if today is May 22, then follow these steps to plan for June’s budget. A zero-based budget is planning for every single dollar of after-tax income.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Savings Corner

DECEMBER 25, 2023

For example, you might pay more if you live in a neighborhood with a high crime rate or an area prone to hurricanes. Make renovations. For example, the sample homeowner in our rate analysis has good credit and would pay $1,820 a year for insurance, on average. Some companies also offer discounts for certain smart-home devices.

Homeowner Insurance 52

Homeowner Insurance Insurance December Credit 52

Prairie Eco-Thrifter

MAY 9, 2011

When you are working on a home renovation, buy your screws, nails, and other bits out of the bins and not those packaged in boxes. For example, if we buy ice cream in a tub, I save the tub to freeze homemade stock at a later date. There are simple ways to cut down on waste, from buying concentrated household products to buying in bulk.

Reuse 174

Reuse Recycle Recycled Recycling 174

Savings Corner

DECEMBER 25, 2023

Nerdy Tip Let your insurer know if you get a new roof or make other major renovations to your home. Examples include floods, earthquakes, sinkholes and backed-up drains. These changes could affect your coverage requirements or even get you a discount.

Insurance 40

Insurance Calculators Homeowner Insurance December 40

Savings Corner

APRIL 4, 2024

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Run the numbers Before taking out a loan, decide exactly how much you need to borrow.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Prairie Eco-Thrifter

MARCH 10, 2013

As an extreme example, a book I just finished reading – Family Fortunes by Will and Bill Bonner – suggests that folks who want to hold onto their fortunes for 100 years should only make a major financial decision once every 5 years! What To Consider When Deciding To Buy a Home Should You Invest In Renovations Or Purchase A New Home?

Making 240

Making Home Financial Goals At&T 240

Savings Corner

APRIL 4, 2024

Many borrowers use them to pay for major home repairs or renovations, like finishing a basement , remodeling a kitchen or updating a bathroom. For example, peer-to-peer lender Prosper sets a 660 credit score minimum for HELOCS, vs. 640 for home equity loans. Both funding options allow you to use the funds however you see fit.

Home 52

Home Work Debt Credit 52

Savings Corner

DECEMBER 24, 2023

Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation. You might, for example, be offered financing by a home improvement store when you buy an appliance.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

APRIL 3, 2013

Pinking shears, are one example (although they really aren’t that advanced). How to Make Your Own Clothes Sustainable Gift Giving this Holiday Season 3 Ways To Save Money On The Kids’ Back To School Wardrobe Cheap Ways To Renovate Your Home 5 Easy Ways to Save Money in the Kitchen. It’s not cool. Why do you sew?

Sewing 201

Sewing Sewing Machines Machines Saving Money 201

Saving Cents With Sense

MARCH 13, 2013

People that are renovating their kitchens more often choose energy efficient appliances, knowing that they are not just good for the planet but also worthwhile investments. For example, many experienced gardeners know to plant their tomato vines next to their dill plants.

Gardening 67

Gardening Garden Home Home and Garden 67

Savings Corner

APRIL 4, 2024

Home equity loans are best used for five-figure renovation or repair projects — which can garner you a tax deduction on their interest — or to consolidate other debts. For example, if your home’s current fair market value is $500,000 and you owe $250,000, you have a 50 percent equity stake.

Home 52

Home Debt Credit Cards Credit 52

Saving Everyday

OCTOBER 3, 2022

For example, I’ve been telling my son for years that he should start a handyman business. He has stayed busy for three months now and has done everything from installing ceiling fans to fixing toilets to renovating a townhome. Pro tip: It’s up to YOU to get the word out.

Money 52

Money Making Christmas Friends And Family Sale 52