Penny Pinchin' Mom

DECEMBER 17, 2023

The post Managing Family Finances: Tips and Strategies for a Better Financial Future appeared first on Penny Pinchin' Mom. Family finances can be tricky! I have a bunch of lovable relatives (my nuclear family) who believe we are somehow made of money. You need the entire family pulling in the same direction.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Savings Corner

DECEMBER 25, 2023

The life insurance market in the U.S. is competitive, made up of a mix of longstanding insurers and newer “insurtechs” that sell policies online. To narrow down our list of the best life insurance companies, we looked at customer complaints data, consumer experience and financial strength. Financial strength.

Life Insurance 52

Life Insurance Insurance December Consumer 52

Prairie Eco-Thrifter

JULY 2, 2013

It was a beautiful vacation home , that belonged to what appeared to be an affluent family from out-of-town. When the house burned down, the community learned that the owners of the home didn’t have insurance on it. I believe that home insurance should be mandatory for every home owner. Importance of Home Insurance.

Insurance 220

Insurance Home Life Insurance Cars 220

Prairie Eco-Thrifter

MARCH 9, 2015

One of the items that many entrepreneurs overlook when they get started is insurance. When you’re starting a business, it doesn’t seem important to worry overmuch about insurance. However, it’s important to be aware of some of the realities of insurance as an entrepreneur. Life Insurance.

Insurance 100

Insurance Health Insurance Life Insurance United States 100

Prairie Eco-Thrifter

JULY 22, 2012

Have you ever felt like buying insurance was the biggest ripoff ever? Well, maybe it is, but it is also a risk management strategy for you and your family. Their family sues you for negligence. What is umbrella liability insurance? How much does umbrella liability insurance cost? What kind of ripoff is that!

Insurance 188

Insurance Life Insurance Cars Car 188

Prairie Eco-Thrifter

APRIL 3, 2012

Insurance has always been something that most of us aren’t really sure about getting. Although life insurance sounds sensible, other types of insurance such as travel insurance may make us think twice. Why should we spend more just to have insurance we might not even need? Advantages of Travel Insurance.

Insurance 222

Insurance Travel Buy Buying 222

Prairie Eco-Thrifter

SEPTEMBER 17, 2013

I’ve found that one of the most annoying aspects of being a car owner is the insurance. The premiums, making sure it’s renewed, fluctuating rates, dodgy salesmen, the whole nine yards, my life is complicated enough without having to deal with it. You can get cheaper insurance rates if…. I think it’s just plain evil!

Insurance 200

Insurance Cars Car Life Insurance 200

Prairie Eco-Thrifter

JANUARY 16, 2012

But more significantly, it’s also prevalent in the big things; buying an enormous five-bedroom house for a family of three, for example, that takes up vital resources (gas, electricity) in addition to costing a fortune. The Definition of Mortgage Insurance. Mortgage Insurance Financial Benefits. So, what do you think?

Insurance 185

Insurance Home Buy Buying 185

Family Balance Sheet

JUNE 24, 2021

They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! Our home owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, there have been years where we also owed the Federal government.

Bills 130

Bills Budgeting Budget Emergency Fund 130

Family Balance Sheet

MARCH 11, 2021

I’m going to be spending the next few weeks giving my family’s finances a good spring cleaning. Update (or create) your Family Balance Sheet. As the family office manager of my home, I needed a succinct way to discuss our finances with my husband. Bills to review this spring: homeowners insurance.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

MARCH 3, 2017

1) When was the last time you comparison shopped for insurance? A cold call from a local family owned insurance business in February resulted in us saving $200 a year with our homeowners insurance and $600 a year with our business’ building insurance for the same coverage. How We Saved in February.

February 100

February 2017 Insurance Homeowner Insurance 100

Family Balance Sheet

OCTOBER 28, 2013

Bills to review: home owners insurance. auto insurance. life insurance. My homework: Several years ago we saved a couple of hundred dollars on home owner’s & auto insurance for the same coverage by switching to a new insurance company. mortgage interest rates. phone service. internet service.

Finds 113

Finds Insurance Life Insurance Phone Service 113

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. At a glance BEST HOME INSURANCE COMPANY OVERALL (TIE) 4.1

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Family Balance Sheet

OCTOBER 10, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. Do you go into panic mode when your car insurance bill arrives? Our personal escrow fund includes: home owners insurance – due yearly. auto insurance – due yearly. life insurance – due yearly.

Finance 100

Finance Property Taxes Organic Organization 100

Family Balance Sheet

APRIL 9, 2015

Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year. We were no longer required to send an escrow payment to the bank for our real estate taxes and home owners insurance.

Bills 100

Bills Real Estate Insurance Taxes 100

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. This week I am reminding you all about those special people in your life- your family. It was during this rather taxing weekend that I was reminded of how great a loving family can be. Families are our rock, our support system, and our fans.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

DECEMBER 20, 2012

Families are facing some really desperate times. The costs of feeding, clothing, and housing a family have nearly doubled over the last decade. Sometimes the family vacation is put on hold because there just isn’t enough money in the budget to pay the skyrocketing costs of airfare. Although life insurance sounds sensible, other.

Vacation 202

Vacation Travel Insurance Airfare 202

Prairie Eco-Thrifter

OCTOBER 17, 2013

I wouldn’t mind taking a job that would require me to travel right now, because it would give me the ability to grow in that role and take that opportunity before I have a family. 6 Ways You Can Work While You Travel 4 Good Reasons To Buy Travel Insurance Is Travelling Overrated? Don’t Leave Your Life Insurance Behind!

Travel 207

Travel Insurance Life Insurance Work 207

Family Balance Sheet

MARCH 12, 2015

T – time based, tangible, Take a peek at my family’s financial goals–I keep our Debt Freedom Plan on our refrigerator door for a constant reminder of our financial goals. Update (or create) your Family Balance Sheet. I developed our family balance sheet years ago when I needed a way to talk to my husband about our finances.

Finance 100

Finance Cleaning Financial Goals Goals 100

Nicoles Nickels

MAY 27, 2011

Life insurance isn’t necessarily a fun thing to talk about, but it IS a necessity – and the Gerber Life Grow-Up® Plan is a great way to start protecting your children now while also saving money! Plus, coverage automatically doubles when the child reaches the age of 18 (also with no increase in premiums).

Life Insurance 45

Life Insurance Gerber Growing Insurance 45

Saving Everyday

OCTOBER 29, 2013

For as little as $5 a month, you can provide your children the security of permanent life insurance with the Gerber Grow-Up Plan. For as little as $5 a month, you can provide your children the security of permanent life insurance. Perfect for any family, but especially young families on a small budget.

Gerber 40

Gerber Life Insurance Insurance Kids and Family 40

Prairie Eco-Thrifter

APRIL 9, 2013

You probably won’t have health insurance, life insurance or special perks (like savings on certain items or free tickets to different things or business travel on the company’s dime) after you retire. I was lucky on the health, dental and vision insurance, as my spouse’s plan covers me as well.

Insurance 213

Insurance Work Money Kids and Family 213

Prairie Eco-Thrifter

JANUARY 29, 2014

Although she frequently complains to family about her money situation, she is able to ask for and get things she wants. Are you asking life for a penny? Don’t Leave Your Life Insurance Behind! Tips for Surviving Unemployment Live The Life You Imagine The 5 Dimensions to a Meaningful Life. Get Healthy'

IBM 172

IBM Life Insurance Giving Airfare 172

Prairie Eco-Thrifter

FEBRUARY 23, 2016

I intend to start with the things we own that are most dear to us or of most importance in our family’s history. In it, I list all of our financial accounts, doctors, important documents and other things they would need to get to (such as life insurance companies) when we are both gone.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Saving Cents With Sense

JANUARY 4, 2014

Take out a life insurance policy. Options like Suncorp, in Australia, allow you to compare insurance options to provide the best for your child. Your child will receive this when they turn eighteen, giving them a great start at an independent life. Don’t spend your money on something you could get from your employer.

Parenting 81

Parenting Saving Frugal Parenting Saving Money 81

Prairie Eco-Thrifter

MAY 10, 2012

Wayne presents Unexpected Costs of Pet Ownership posted at Young Family Finance , saying, “Pet ownership can be quite expensive. Insurance and Risk Hank presents What Is Gap Insurance On Your Car And Why You Need It posted at Money Q&A , saying, “What is gap insurance? And, do you need it?

Money 113

Money May 2012 Debt 113

Penny Pinchin' Mom

FEBRUARY 16, 2024

Believe me when I tell you that your financial literacy is just as important as taking care of your family. Get Insurance Did you know that the average life insurance cost per household is roughly $993 a year ? In my book, insurance is an absolute necessity. You will need those lenders.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

NOVEMBER 29, 2012

A life insurance policy is probably the first thing most people buy. In the past, single people did not make getting a life insurance policy a priority. That’s no longer the case in recent years, and today even young people are buying insurance. Insurance policies require you to name beneficiaries.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Prairie Eco-Thrifter

JANUARY 14, 2012

Life Insurance: 10 myths – Life insurance is one of the most misunderstood financial products that the average citizen encounter. This post discusses the top 10 myths about life insurance. Personal Finance Journey : Should You Leave a Life Insurance Policy to Your Kids? Penge Snak!:

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

JULY 25, 2011

In our twenties, my spouse and I were a single (low) income, two child family living in a thirty year old ‘dump’ in a semi bad neighborhood. We struggled each and every payday to keep enough in the checking account to cover that month’s bills.

Debt 172

Debt College Goals Life Insurance 172