Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. Use my Family Balance Sheet excel spreadsheet to help you organize your finances. A few of my favorite personal finance books: The Total Money Makeover: A Proven Plan for Financial Fitness , by Dave Ramsey. And Read some more.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

SEPTEMBER 9, 2014

She and her husband paid off $147,000 in debt–including their home. After paying off the debt, she was able to quit her job to pursue her passion. She blogs at The Debt Myth. Tell us about you and your family. But it wasn’t a decade of nothing but paying off debt.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

NOVEMBER 5, 2014

Together they paid off $23,000 in 16 months. Tell us about you and your family. What are the top 3 – 5 ways you found money to put towards debt. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. Make paying off debt a priority.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Saving Cents With Sense

JANUARY 1, 2016

I am so excited for 2016 – there will be some very big changes with my family this year. My faith is in the Lord and where He will lead us… 2016 will also be a year where my family can start putting more in savings, too. Here are my Money Saving Tips for the New Year – from A to Z: A void Impulse Buying.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Family Balance Sheet

NOVEMBER 19, 2014

Today’s Debt Free Story is from Amanda & Daniel. Together they blog about becoming debt free and location independence in order to serve the world at Life with a Mission. Tell us about you and your family. We realized that we wanted to travel as a family and the only thing keeping us from seeing the world was money.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

APRIL 9, 2021

Yet after listening to Dave’s approach, I knew I didn’t want to be anybody’s slave and if I was being honest with myself, the total amount of debt payments we made every month was ridiculous. There were a lot more fun and purposeful things we could have done with that money than pay the lender. DONE November 2019.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

OCTOBER 18, 2019

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. When that loan was paid off, we put that full amount towards the third loan and this continued until September 2019.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

FEBRUARY 23, 2016

We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. 5 Steps to Crush Debt in 2016. But I disagree.

Debt 100

Debt Goals 2016 Calculators 100

Prairie Eco-Thrifter

JUNE 24, 2012

Pay Off Debt App (sponsored by The Debt Myth ) Lisa K. $20 Copy of The Total Money Makeover (sponsored by Money Qanda ) Jennifer Jo A. Copy of Sell or Be Sold (sponsored by This That and the MBA ) Blue Collar Workman $25 Amazon Gift Card (sponsored by Daily Money Shot ) Rosanne M. $50

Giveaway 100

Giveaway Personal Finance Gift Cards Finance 100

Family Balance Sheet

OCTOBER 6, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. I followed a training plan and had the support of my family.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. Tell us about you and your family. to be able to go on a family missions trip.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. Tell us about you and your family. We strive to be a pretty active family. What inspired you to get debt free? If we want to buy a car, we save and pay cash.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? worth of debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. 5 Steps to Crush Debt + a FREE Debt Payoff Tracker. In reality, they were driven, focused, and S.M.A.R.T.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. Tell us about you and your family. 2 years ago we were noticing our family was accumulating a lot of bad behaviors with our health, financial and quality time as a family. What are the top 3 – 5 ways you found money to put towards debt. Where are you from?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. Tell us about you and your family. What are the top 3 – 5 ways you found money to put towards debt. We cut our lifestyle to nothing and threw all that extra money at the debt.

Debt 100

Debt Debt Free Finds Goals 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Money Cone: 9 Impulse Buys that Turned Out Better than Expected We’ve all bought stuff based on commercials that turned out nothing like how it was advertised. Live Real, Now: Make Extra Money, Part 6: Setting Up a Site In this installment of the Make Extra Money series, LRN is going to show you how to set up a WordPress site.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

FEBRUARY 22, 2011

Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. Don't confuse this money with vacation money or new furniture money. Absolutely!

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Savings Corner

APRIL 4, 2024

It offers a set amount at a fixed interest rate, so it’s best for borrowers who know exactly how much money they need. You can use the funds from a home equity loan for any purpose, but there’s a possible tax benefit if you use the money to improve your home. To do this, you’ll need to itemize your deductions.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

AUGUST 4, 2014

They paid off $36,000 in debt and cash flowed graduate school. Tell us about you and your family. The first step in this diligence was paying off debt. What are the top 3 – 5 ways you found money to put towards debt. Who initiated the debt free goal? They blog at 2 Copper Coins.

Debt Free 243

Debt Free Debt Goals Student 243

Saving Cents With Sense

DECEMBER 20, 2013

Let’s look at where you could save a little money this holiday season: Christmas Lights. Start the New Year off right by making a commitment to save money and pay off debt. Look for sources of cash that you can tap into and pay down debt. Photo by jspad via Flickr. Rethink Your Spending.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. One where you spend time with your family, have great conversations, read and get outside to do things that are fun and healthy. And if you rent, save money and then invest the difference. Save money by preparing your own meals.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. Tell us about you and your family. However, since paying off our debt, I have become a much bigger fan of the baby steps laid out by Dave Ramsey and really see the wisdom in paying off debt in that fashion. Earn extra money. Sell things.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. Tell us about you and your family. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Tell us about you and your family. What are the top 3 – 5 ways you found money to put towards debt. For example a few friends owed me money, so I pressured them to settle what they owed.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. Tell us about you and your family. It took just over a year (14 months to be exact) before I paid off all my debts and became debt free! What inspired you to get debt free? Another book that really helped was The Debt-Free Spending Plan by JoAnnah Nagler.

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 22, 2020

However, we were never going to make any substantial headway on paying off these loans early unless we had some heavy hitters and our monthly retirement contribution was a heavy hitter. As hard as it was to do, we stopped contributing to our retirement for about three years and applied that money to these loans.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 8, 2018

Do you feel like you have more month than money? Do you look at your bank account and wonder, “where did all the money go?” Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. ” We’ve been there too.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

APRIL 12, 2016

In my spare time, I love hanging out with family and friends, running (I have completed three half marathons) and singing in my church choir. How much debt did you pay off? What kind of debt was it? The inspiration to pay off my debt was watching my grandmother balance her checkbook.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

JULY 25, 2011

Paying off debt is great but having no quality of life in the process is not the way to do it. In our twenties, my spouse and I were a single (low) income, two child family living in a thirty year old ‘dump’ in a semi bad neighborhood. I … allowed myself to still enjoy life. It Really Does Get Better.

Debt 172

Debt College Goals Life Insurance 172

Saving Cents With Sense

FEBRUARY 17, 2016

If your partner’s employer matches entire contributions, it’s better to put more money towards that than yours where you receive only 50 percent matching. Paying Off Debt. If both of you are entering your marriage with debt, you might have previously been tackling your accounts in the ways that made individual sense.

Taxes 40

Taxes Debt Finance Wedding 40

Family Balance Sheet

JANUARY 7, 2015

Today’s debt free story is from Stacy. She shares delicious recipes, money saving tips and frugal living posts at her blog, Stacy Makes Cents. Tell us about you and your family. I was raised debt-free and Barry was introduced to a debt-free lifestyle from his grandmother and aunt. Live junk and debt free!

Debt Free 100

Debt Free Debt Budgeting Budget 100