Family Balance Sheet

JANUARY 31, 2020

Found Money in January: I have an old savings account that I hold on to, because it’s at the same bank as my kids’ savings accounts. from my Ibotta (grocery saving app). No Spend January: I challenged my email subscribers and members of my private Facebook group, Family Budgeters Unite! ,

January 130

January Frugal Green And Frugal Homemade 130

Prairie Eco-Thrifter

DECEMBER 6, 2012

Then, roll the change, take it to your local bank and deposit the change in your savings account. One of the most effective ways of saving change is to have it removed from your paycheck automatically. Set a specified amount, say $25 per pay period, to be deposited into your savings account. Automatic Deposit.

Bank 265

Bank Banking Money Saving 265

Prairie Eco-Thrifter

NOVEMBER 30, 2014

One way to do this in a two income family is to live off of one income and bank the other. Figure out what you need to live and put the rest in a secure account. Put the holiday gift of cash into your account. Put the savings you made at the grocery with coupons into the savings account. We did that.

Virginia 160

Virginia Money Real Estate Growing 160

Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. Helping the parents teach my grandchildren to save is an ongoing project of mine. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

OCTOBER 14, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. If possible, set the money aside in a separate savings account earmarked specifically for gift spending. For some quick tips on finding money, read 31 Days to Find $1000. Do you save money every month for your gift spending?

Finance 100

Finance Giving Organic Organization 100

Prairie Eco-Thrifter

MAY 20, 2014

You could flip a house, or buy a multi-family complex and rent out the units. The money might be gone, but my family’s lifestyle is improved. 5 Investment Strategies For The Wary Beginner 4 Ways to Enhance Your Financial New Year’s… Savings Accounts and Stock Investments: Uses, Values and… Money Tips'

Money 200

Money Emergency Fund Work Advantage 200

Prairie Eco-Thrifter

DECEMBER 1, 2014

I’m convinced that I’ve had such good luck achieving many of my financial goals because I write them down and keep myself accountable. If you haven’t set financial goals before, here are some tips: Set Realistic Goals. I find that accountability is largely the reason that I’m successful with my financial goals.

Goals 209

Goals Financial Goals December Motivation 209

Prairie Eco-Thrifter

SEPTEMBER 11, 2014

Aside from a couple of brief forays into non-bank type accounts in the eighties and one family investment club, my investing experience dates to the early 1990’s. We finally had enough income left over after paying expenses and saving for kids to attend college to start investing it. Money Tips'

Money 162

Money Bank Banking Taxes 162

Family Balance Sheet

APRIL 6, 2015

When you’re informed, you’ll be able to make better decisions when it comes to tax-advantaged investments, like retirement, health savings accounts, and educational savings accounts. But it is SO important to take the time to learn how one affects the other.

Taxes 100

Taxes Education Re-use Tools 100

Saving Everyday

OCTOBER 27, 2023

If you’re looking for ways to save money on a tight budget, we’ve got you covered! Follow these tips, and you’ll reach your goal in no time! Christmas is right around the corner, so if you’re looking for ways to save money on a tight budget, we’re here to help! This will save you a ton of money!

Saving Money 52

Saving Money Budgeting Budget Money 52

Prairie Eco-Thrifter

MAY 22, 2011

Regardless as to the specifics, many Americans have elected to decrease spending, increase savings and eradicate debt. Some families find it feasible to make drastic cuts to non essential expenditures such as entertainment, dining out, and vacationing. It’s time that you put yourself and your family on a monthly budget.

Debt 157

Debt Recession Unemployment Budgeting 157

Saving Everyday

SEPTEMBER 15, 2012

It’s a very simple program that turns your everyday spending into a little extra savings account to help pay for your family’s college expenses or withdraw for yourself. Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below). What is Upromise ?

College 55

College Dining Money Used 55

Family Balance Sheet

OCTOBER 18, 2019

5 – Cash flow a family trip to celebrate. . We never stopped taking vacations, but our trips were mostly camping in our pop-up or renting a beach house with other families. Start Additional Savings Accounts. 11 – Cash flow a family trip to celebrate complete debt freedom. 5 Steps to Crush Debt.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

AUGUST 30, 2014

We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. We have some upcoming expenses that will be taking a bite out of our savings accounts this fall, so I will be more committed with our grocery budget.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

FEBRUARY 16, 2016

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

SEPTEMBER 14, 2011

A reader commented that my filing tips were lost in the post and she suggested that I write a separate post. Major Category: Insurance - My sub-files are Auto, Health, Health Savings Account, Home-Owners, Life. Major Category: Medical records - I keep a file for each family member. I thought that was a swell idea.

Paper 147

Paper Organic Organization Home Improvement 147

Family Balance Sheet

AUGUST 11, 2016

.” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. of Gen X report they have saves less than $10,000 for retirement.**.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Tell us about you and your family. to be able to go on a family missions trip. Using cash is the NUMBER ONE tip I have. The accountability. When I make a weekly meal plan, it saves us money because.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Saving Everyday

APRIL 24, 2012

Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. But since our trips also include visiting my family for a week or so, we always spend more than what we’ve budgeted. See my tip HERE. It’s a tip I saw on Oprah years ago and IT WORKS!!

March 86

March Disney Friends And Family Sale Vacation 86

Saving Everyday

DECEMBER 24, 2011

It’s a very simple program that turns your everyday spending into a little extra savings account to help pay for your family’s college expenses or withdraw for yourself. Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below). What is Upromise ?

College 45

College Dining Money Used 45

Prairie Eco-Thrifter

MARCH 22, 2011

The entire series can be found under Money Tips. When you are young and many years from considering retirement (and not earning much), it’s tough to save money. Aim to save about a year of your basic living expenses in a simple savings account (no risky investments here). That’s what emergency savings are for.

Money 124

Money Personal Finance Consumerism Plumbing 124

Saving Everyday

APRIL 12, 2013

See my tip HERE. Here’s my tip – NEVER spend your change unless it’s pennies. It’s a tip I saw on Oprah years ago and IT WORKS!! This is a HUGE tip ! Back in January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. Change = $48.35.

Disney 69

Disney March Gift Cards Ebates 69

Saving Everyday

MAY 11, 2013

It’s a quick and easy way to save a minimum of $1378 this year! Here’s my tip – NEVER spend your change unless it’s pennies. It’s a tip I saw on Oprah years ago and IT WORKS!! This is a HUGE tip ! The extra $25/week ensures we have enough for both Disney AND visiting family.

Disney 40

Disney April Gift Cards Re-use 40

Saving Everyday

NOVEMBER 2, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below).

College 59

College November Money Credit Cards 59

Prairie Eco-Thrifter

JULY 30, 2012

Remember, that is what you are working towards – a secure financial future for you and your family; this is not about short-term gains. Save With Each Paycheck Promise yourself that you will save something out of every paycheck. Arrange for your savings amount to be automatically deposited into a savings account.

Debt 202

Debt Budgeting Budget Finance 202

Saving Everyday

FEBRUARY 5, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below).

College 68

College Money Credit Cards Kids and Family 68

Saving Everyday

JUNE 4, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below).

College 58

College June Credit Cards Money 58

Saving Cents With Sense

JANUARY 1, 2014

I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. 10 Savvy Ways to Save in 2014. Pay yourself first with a savings account.

2014 88

2014 Saving Bills Emergency Fund 88

Saving Everyday

APRIL 2, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below).

College 55

College April Credit Cards Money 55

The Frugal Girl

JUNE 10, 2024

When my husband finished his apprenticeship program we wanted to start a family and so we had to make some real changes to the way we were living to survive on one income. I’m thankful we had to learn how to cut back—how ridiculous was it to have dual full-time incomes/no kids and not save a cent?! Again… three things.

Kids and Family 130

Kids and Family Thrifting Vacation Friends And Family Sale 130

Saving Everyday

JULY 6, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below).

College 45

College Money Credit Cards Kids and Family 45

Saving Cents With Sense

JANUARY 3, 2017

I have 10 savvy ways to save in the new year, but before you become overwhelmed with the idea, read through these simple and easy tips. Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Prairie Eco-Thrifter

MAY 12, 2013

Here’s a tip – don’t empty your entire closet onto the bed late in the afternoon. I arranged for the mortgage and car payments to be made directly from it and a set amount to go into a savings account. I found I had more spare time to spend with the family as well. What a difference this made to my stress levels!

Making 238

Making Work Occasions Pace 238

For the Mommas

JULY 27, 2016

Here are tips on How to Get By on One Income When Baby Arrives. Set up a high-interest savings account and be methodical about regularly contributing. Enfamil Family Beginnings – Free gifts & formula coupons. Even couples caught by surprise still have nine months to get into financial shape.

Baby 40

Baby Debt Credit Cards Phone Service 40

Saving Cents With Sense

JANUARY 1, 2015

I have 10 savvy ways to save in the new year, but before you become overwhelmed with the idea, read through these simple and easy tips. Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Prairie Eco-Thrifter

MAY 1, 2012

He had to start small because he came from an average middleclass family, but he had big dreams; he knew what he was aiming for. Tarahas this idea – “I made a game of finding new ways to stop spending everything I earned so I could save. Robert Kiyosaki certainly doesn’t think this. So, dream big. Gee, it mounts up quickly!”

Money 211

Money Debt Debt Free Cooking At Home 211

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

Many families are toeing the line of slipping into debt, if they aren’t already over their heads. I know how hard it is to start saving. As the time passed, I was able to figure out ways to save more money and stay on top of my finances. Extra Income Goes Into Savings.

Building 225

Building Emergency Fund Money Savings Account 225