Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. You are one emergency short of losing track of your finances. Should you pay off debt or save? What gives? Bottom Line?

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

JULY 2, 2015

All of our debt was $97,000 in student loan debt. This may seem like a strange answer to put in this section, but we believe in helping others when they are struggling and putting our finances towards caring for our community and others around the world. Who handles the day-to-day finances in your home or do you work on it equally?

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

NOVEMBER 5, 2014

The debt consisted of my student loans and a car loan. I went through Dave Ramsey’s Financial Peace University when I was 18 years old. That inspired me to be intentional with my finances and to follow Dave’s six steps. In those meetings, one of the things we discuss is finances. We try to discuss finances once a week.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

JUNE 8, 2018

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. Budgeting is a lifelong habit.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

DECEMBER 7, 2014

Credit is a tool in personal finance. Used properly, it can help you build your dream home and reach your financial goals. Understand the risks to peer loans and you may just find one of your best tools in personal finance. What You Need to Know About Student Loans Is Borrowing Money Ethical? Money Tips'

Debt 188

Debt Personal Finance Finance Credit 188

Savings Corner

APRIL 4, 2024

The refinancing process is similar to the purchase mortgage application process: The lender reviews your finances to assess your risk level and determine your eligibility. Do the math for yourself, but know that it often makes more financial sense to pay closing costs upfront if you can afford to.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Prairie Eco-Thrifter

APRIL 10, 2014

She: I have to stay in Manhattan, all of my students/ tutoring clients are on the upper east/upper west side, it would just be too far to commute. I can only hope that she makes the decision to take control of her finances by finding a living space and a lifestyle that she can both live with and afford to support in the long term.

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

APRIL 9, 2021

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. A student loan? We thought we were doing really well. That’s a necessity.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

NOVEMBER 19, 2014

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. Who initiated the debt free goal? Finances have definitely been the biggest strain in our 11 years of marriage. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) After we got a taste of life without credit card debt, I wanted to pay off my student loan. While I was paying off my student loan I kept hearing about this Dave Ramsey guy, so read up on that method. (We

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

AUGUST 4, 2014

We’ll live in a dorm (which fits us perfectly but we know sounds terrible to others) in our own apartment while I (Krista) work in student development providing mentoring/counseling/student discipline to the 150 women in the dorm and Jon will work right across the street as the assistant director of admissions.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

FEBRUARY 4, 2015

As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. What are your financial goals now?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. in student loan debt that was a combination of my master’s degree and my daughters undergraduate degree. What are your financial goals now?

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

JULY 22, 2015

I own two different business, Phoenix SEO Company which helps businesses get on the first page of Google and Well Kept Wallet which is a Financial Education company. I have a passion to help people take control of their finances so that they can live the life they want to have. What are your financial goals now?

Debt 100

Debt Debt Free Finance Finds 100

Prairie Eco-Thrifter

JULY 31, 2014

But how can you learn to use those negative experiences, and teach your children to do so as well to benefit your financial health? Set new financial goals for yourself. When you were a college student, you may have learned a painful lesson about credit. Credit card offerings to college students used to be ubiquitous.

Debt 167

Debt College Student Money 167

Family Balance Sheet

JUNE 16, 2015

We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. We had a rough few years financially and we just looked at each other one day and realized we couldn’t live like that anymore. Who handles the day-to-day finances in your home or do you work on it equally? What are your financial goals now?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I also wanted to pay off the student loans he had, and see him graduate without occurring any more debt. Who handles the day-to-day finances in your home or do you work on it equally? What are your financial goals now?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). More diligence with finances brought in more income producing opportunities for us. What are your financial goals now?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

SEPTEMBER 20, 2016

It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. I told him I was not okay with student loans, and that if he wanted to go back to school, we had to get in a better position financially. What are your financial goals now?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. Aside from the mortgage, we also added equipment and renovation loans with the purchase, and we had a student loan. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

SEPTEMBER 29, 2016

We had two student loans that still had balances, even though we’d already been paying on them for 10 years. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? What are your financial goals now? worth of debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. medical bills, a small credit card, both of our cars, and student loans. finances/budget/spending?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JULY 13, 2016

Student Loans – Paid off $37,000. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? We talk about finances almost every day though because its who we are. What are your financial goals now?

Debt 100

Debt Debt Free Finds Home 100

Prairie Eco-Thrifter

MAY 10, 2012

Janet presents Expense budgeting posted at Fee Only Financial Planner , saying, ” Many people do not track their living expenses and do not understand the magnitude of their consumption. Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances.

Money 113

Money May 2012 Debt 113

Family Balance Sheet

MAY 27, 2015

And this is just on a mortgage, not including any credit card or student loan debt. Together, we made the goal of paying it off early though. It’s important to be on the same page as your spouse about finances. Who handles the day-to-day finances in your home or do you work on it equally? So he was paying over $2200.00

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Savings Corner

APRIL 4, 2024

Written by Edited by Edited by Updated Apr 02, 2024 Bankrate logo The Bankrate promise Caret Down At Bankrate, we strive to help you make smarter financial decisions. Our goal is to give you the best advice to help you make smart personal finance decisions. stars out of 5 4.1 Caret Down Cost & ratings Rating: 3.8 Coverage 5.0

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Family Balance Sheet

JUNE 2, 2016

However, working in retail as I did, I was never a “big earner” While I tried to repay my student debt, the small payments I could afford made very little inroads. Many personal finance bloggers talk about having a “no spend week” – well basically I had a “no spend” five years!

Debt 100

Debt Finds Debt Free Pay Off Debt 100