Prairie Eco-Thrifter

JUNE 6, 2013

My friend Jackie over at The Debt Myth has created a Pay Off Debt App which I think is very cool. She has lived the journey of being sunken in debt and then freeing herself and now she is trying to help others do the same with her new app. Summer has arrived here and I have to say that I am loving it.

Debt 145

Debt Fridays Win Green And Frugal 145

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Debt consolidation is the process of combining several debts into one new loan. The goal is to streamline payments, lower interest, and pay off debt more quickly.

Debt 52

Debt Calculators Credit Cards Credit 52

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. Our personal finances are so interwoven with our small business finances that we view them as one. A guiding light!

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

SEPTEMBER 9, 2014

Welcome to Debt Free Stories. She and her husband paid off $147,000 in debt–including their home. After paying off the debt, she was able to quit her job to pursue her passion. She blogs at The Debt Myth. But it wasn’t a decade of nothing but paying off debt.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

AUGUST 5, 2015

I am a stay at home mom to 3 kiddos and a cockapoo named Otis. We live a pretty busy lives and when given free weekends at home we love spending time at home on our little farm. How much debt did you pay off? What kind of debt was it? Total, we paid off $175K in 2 years!! 130K in mortgage debt.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. It is a lot.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

MAY 1, 2013

If you are buying a home, start with the 30% rule, and then evaluate where that puts you in terms of finances. If you bring home $4,500 each month, are you truly comfortable with putting $1,350 of it toward a mortgage payment? And what happens when you add in property taxes, utility, home insurance, and maintenance?

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Don’t Quit Your Day Job: Refinance Your Mortgage and Pay the Same Amount?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

JUNE 16, 2015

I am a stay at home mom and freelance marketer and my husband works in the construction industry. How much debt did you pay off? The fear of losing my baby led to the desire for me to be a stay at home mom, but I knew that would never work if we were in such debt. To pay off our home early.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

AUGUST 4, 2014

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JULY 2, 2015

We sold the majority of our possessions and now our family of 5 lives in a two bedroom apartment in the city as opposed to our much, much larger home in the suburbs. What inspired you to get debt free? We save and try to manage our finances, but do so with an openness to give money away as well. Was there a particular event?

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

SEPTEMBER 29, 2016

Other than the student loans, everything else was consumer debt from 13 years of trying to “keep up with the Jones’ “ We finally managed to get the debt paid off two years and two weeks from the time we started this journey. What inspired you to become debt free? Was there a particular event?

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

JANUARY 6, 2011

Instead pack a lunch and cook some simple meals at home for dinner. This savings can be directly applied towards your smaller debts such as credit and store cards in order to clear them more quickly. You should be aware though, that by taking finance over a longer period, this would mean you pay back interest for longer.

Debt 113

Debt Finance Pay Off Debt Credit 113

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. debts one by one.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I also wanted to pay off the student loans he had, and see him graduate without occurring any more debt. I initiated paying off the debt.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

I’m a former 3rd grade teacher, but now a stay at home mom and a graphic designer of Joyful Art Designs. There were two things that inspired us to pay off debt. Our plans for me to be a stay at home mom on one teacher salary. Since we didn’t have any other debt, we decided to tackle our house as fast as we could.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

DECEMBER 10, 2014

I got tired of being left at home because I had a day job, so now we get to travel together and create our own adventures. After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Was there a particular event?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 22, 2020

Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. After the first year, the new business debt weighed on me. How We Paid off Six Figures on Non-Mortgage Debt: Our non-mortgage debt was in the six figures when we wrote Our Debt Freedom plan and included 5 loans.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 2, 2016

Many personal finance bloggers talk about having a “no spend week” – well basically I had a “no spend” five years! To go for a meal out, or grab take-out on the way home. Take the time to enjoy a good book (on loan from the library) or go for a hike or bake a meal at home from scratch.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. We have been using this system ever since.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. How my grandparents paid off $55,000 of their home mortgage in one year. Not using debt helps create the connection. It was time to make a change.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 7, 2015

I’m a stay-at-home homeschooling mom to Annie (5), Andy (2), and Eli (2 months). That was the remaining balance on our home. We were debt free before I was 30 , including our home. The only debt we had was a mortgage – however when we first got married we were stupid and bought a Mercedes. Crow, anyone?)

Debt Free 100

Debt Free Debt Budgeting Budget 100