Prairie Eco-Thrifter

FEBRUARY 2, 2012

Many thanks to The Jenny Pincher for including my post, Learn How to Eat Sustainably in the Carnival of Personal Finance #346. Canadian Finance Blog hosted the Canadian Finance Carnival #73 and included Marie’s post Five Home Renovation Savings Tips.

Personal Finance 100

Personal Finance Finance Renovation Recycle 100

Family Balance Sheet

SEPTEMBER 1, 2016

We have lived in our home for almost 15 years and have done many improvements, renovations, and repairs over the years. 5 – Living Areas Make a tab for each room or category in your home to store any receipts, notes, renovation plans, warranties, installations information, user manuals, etc. Include the outside of your home too.

Home 145

Home Heaters Insurance Renovation 145

Savings Corner

APRIL 4, 2024

Cash-out refinances are generally best for big-ticket costs: Think home renovations or major debt consolidation. Don’t take out more cash than you need, and make sure you’re using it for a purpose that will improve your finances instead of worsening your situation. Is a cash-out refinance right for you? There are no limitations.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Prairie Eco-Thrifter

MAY 16, 2013

Don’t miss Melissa’s post at My Personal Finance Journey if you Think You’re Sacrificing to Pay Down Debt? If you’re looking to ramp up your investing efforts but aren’t sure how to due to inexperience, John from All Things Finance has a great post on Investing for Beginners: Newbie Mistakes to Watch Out For.

Fridays 187

Fridays Debt Unemployment Rent 187

Prairie Eco-Thrifter

JUNE 6, 2013

If so, check out SFB’s post on How to Find the Best Mortgage at Simple Finance Blog. Mike from Personal Finance Journey wants to know if coupons are worth it. Saving Money on Renovations. If you’re searching for a home, you’re most likely also searching for a mortgage. Natural Ways to Energize Yourself.

Debt 145

Debt Fridays Win Green And Frugal 145

Family Balance Sheet

JUNE 4, 2015

The building offered so much potential, but needed a lot of work and we set out to renovate our dream office. The business softened, renovations were more costly than expected, and we were now the owners of two mortgages, our home and our business. We were excited to cross this accomplishment off our bucket list.

Goals 100

Goals Debt Renovation Daughter 100

Savings Corner

APRIL 4, 2024

Images by Getty Images; Illustration by Hunter Newton/Bankrate Although interest rates aren’t as favorable as they were in recent years, refinancing might make sense for homeowners who want to pull out cash to renovate their homes. Based on those benchmarks, here is our guide to the best mortgage refinance lenders in 2024.

Refinancing 40

Refinancing Bank Banking Credit 40

Savings Corner

APRIL 4, 2024

You can use your equity to renovate some rooms, pay off credit cards, cover college tuition, start your own business … or almost anything else. Lenders consider it when approving you for a mortgage or other home-based financing. Home equity can be a valuable resource for homeowners.

Calculators 52

Calculators Home Debt Fair-Trade 52

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. As the Family Office Manager , I handle the day-to-day finances for our family and I needed a way to communicate our finances to my husband. Everything changed. I still use my spreadsheet to this day!

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Debt Emergency Fund 2007 2020 130

Savings Corner

APRIL 4, 2024

If you qualify for the best rates, a HELOC can be a less expensive way to consolidate debt or finance a home renovation. Possible tax-deductible interest Even after the Tax Cuts and Jobs Act of 2017, you can still deduct interest paid on a HELOC if you use the money for home renovations. This helps keep your payments manageable.

Credit 40

Credit Home Debt College Tuition 40

Savings Corner

APRIL 4, 2024

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. Home equity loan: What is it?

Home 52

Home Work Debt Credit 52

Family Balance Sheet

MARCH 19, 2014

Our personal finances are so interwoven with our small business finances that they must be seen as one. I’m sharing our plan with you because the direction of our finances has changed. | Should be done in another month or two. We also have some renovations that we need to cash flow. |

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Retirement lingo can get confusing if you are just starting out learning about finances. Personal Finance by the Book tells us how we can save money where we least expect it. Renovations can get expensive too. Sustainable Personal Finance gives us the how to on installing a low flow toilet. What do you think?

January 113

January February Debt Personal Finance 113

For the Mommas

SEPTEMBER 16, 2013

Each issue explores social issues, parenting, marriage, and finances. Our mission is to offer expert advice and perspective for those building, renovating, or furnishing a home in the Arts and Crafts spirit. Redbook – Love Life, Home Life, Your Life. Love your life with a magazine subscription to Redbook. per year (70% off)!

Magazines 40

Magazines Furnishings Home Furnishings Art 40

For the Mommas

APRIL 1, 2012

Dani secretly finances renovations to downtown Miller’s Creek, but malicious rumors force her to choose between keeping her involvement a secret and the home for which she’s always longed. With quirky residents, quaint country charm, and loads of business potential, Miller’s Creek Texas seems like the perfect place to start over.

Georgia 69

Georgia Renovation Texas Free 69

Prairie Eco-Thrifter

APRIL 10, 2015

Do you have someone in place to help you (if and when you need it) make sure that your finances are in order? We have set up our finances so that our sons can take over when we die or become incapacitated and we have an accountant. Have you made changes to deal with planning for advancing age? Sell Your Home or Stay? Get Organized'

Son 100

Son Transportation Finance Home 100

Prairie Eco-Thrifter

MARCH 10, 2013

If you decide that you should diversify your finances, you will need to figure out how (perhaps by choosing an asset allocation model), and then do transactions to make it happen. What To Consider When Deciding To Buy a Home Should You Invest In Renovations Or Purchase A New Home? Making good on your choice.

Making 240

Making Home Financial Goals At&T 240

Savings Corner

APRIL 4, 2024

Home equity loans are best used for five-figure renovation or repair projects — which can garner you a tax deduction on their interest — or to consolidate other debts. Home equity loans drawbacks include putting your home at risk of foreclosure and their lengthy application process. What are average home equity loan interest rates?

Home 52

Home Debt Credit Cards Credit 52

Savings Corner

APRIL 4, 2024

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Run the numbers Before taking out a loan, decide exactly how much you need to borrow.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Family Balance Sheet

JUNE 22, 2020

Aside from the mortgage, we also added equipment and renovation loans with the purchase, and we had a student loan. Financially speaking, he focuses on building the business and I focus on managing our home and finances. Also, the monthly mortgage payment was less than our rent payment. What could possibly go wrong?

Debt 130

Debt Health Insurance Insurance Budgeting 130

Savings Corner

DECEMBER 25, 2023

Jumbo loans: As low as 5%-10% down payment (varies) Jumbo loans are home loans that fall outside of the Federal Housing Finance Agency’s conforming loan limits. Offers a generous selection of loans, including government-backed, interest-only, ITIN, jumbo, and renovation loans. Power and Zillow.

Insurance 52

Insurance Home Refinancing Money 52

Savings Corner

DECEMBER 25, 2023

A variation of the FHA loan, called the 203(k) , allows you to finance both a home purchase and necessary renovations with the same mortgage. Not only can FHA loans be used to buy detached single-family homes, multifamily homes, townhomes and condos , they can also be used to buy manufactured and mobile homes.

Insurance 40

Insurance Renovation Credit Home 40

Family Balance Sheet

JUNE 8, 2018

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Special Purchases – Have some fun with this spreadsheet and use it to plan for upcoming large expenses, such as vacations, home renovations, equipment, replacement, etc.

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Budgeting Budget Financial Goals Goals 133