Family Balance Sheet

JUNE 30, 2015

When you’re in the trenches, it can be very hard to think beyond the present. A few years ago, we were struggling financially and I felt like our situation was hopeless. As part of Prudential’s Women Inspired campaign, I was encouraged to think about my dreams detailing my long-term goals and aspirations. Achievable?

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Family Balance Sheet

OCTOBER 16, 2017

To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

AUGUST 21, 2020

The History of my Family Balance Sheet: I created my very first Family Balance Sheet many years ago to give my husband a snapshot of our household and business finances. My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals.

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

SEPTEMBER 8, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Hoping for sunny skies!

Budget 100

Budget Budgeting 2017 Home and Garden 100

Family Balance Sheet

SEPTEMBER 9, 2014

Include anything that you’d like to add to give the reader an idea about your personality. We live in metro Phoenix, in a 70s tract house that we’ve been gradually re-doing. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. Who initiated the debt free goal?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

JANUARY 15, 2013

Recently, I’ve been giving a lot of thought to appearances. One of them is throwing a lavish wedding that he can’t really afford, and the other is trying to figure out how to pay the bills that keep piling up without having to give up his expensive luxury SUV. What do you think?

Debt 274

Debt Wedding Money Financial Goals 274

Prairie Eco-Thrifter

DECEMBER 31, 2012

Before you get started on your goal, you need to take some time to look inside. Be realistic not just about what you can accomplish, but what you might have to give up in order to reach your goal. Think about what success will look like, and you will have more motivation to stick with your goals, and make them happen.

Goals 230

Goals Financial Goals Work Re-use 230

Family Balance Sheet

DECEMBER 10, 2014

Include anything that you’d like to add to give the reader an idea about your personality. Yep, we’re newlyweds and eloped together in December 2013. I started Careful Cents and used that as a platform to find freelance writing opportunities. What are your financial goals now? What are your hobbies?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JANUARY 7, 2015

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. We ended up using my remaining collage savings to pay that off. We wanted to be free to give as much as we could… and to never have to worry about bills. Where are you from? Hahahahaha!

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

APRIL 1, 2021

Add up how much you are spending in the morning and you’ll see how much you will save for your fund, and maybe that will give you the inspiration to skip the AM drive-thru. When we’re crazy busy and the family is demanding that they be fed, I always have the ingredients for spaghetti on hand. 5 – Brown bag your lunch.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 5, 2018

My goals are completely attainable, but they will still stretch me t o be more intentional with my time. Aside from a health concern with one of my daughters , 2017 was a great year, however, I was distracted by non-necessities, so my overall theme for 2018 is to use my time more wisely on the people and things that are important to me.

Goals 100

Goals 2018 Motivation Kids and Family 100

Family Balance Sheet

APRIL 9, 2021

Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. At that time, our kids were 8 & 6, and now they’re both teenagers and wrapping up ninth & seventh grades. Currently, we’re working on steps 6, 7, and 8 simultaneously.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

APRIL 12, 2016

Tell us about yourself. I am used to moving a lot! Re-examine and shop around for car insurance every so often – I saved $1200 this past year for the same coverage. I no longer use credit cards – only debit cards or cash. Not using debt helps create the connection. What are your financial goals now?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

SEPTEMBER 29, 2016

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. We used (and currently still follow) Dave Ramsey’s Baby Steps.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

AUGUST 11, 2014

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. Use this to develop a budget & determine where you will cut back. (If Use cash system with envelopes for your over spending areas. What are your financial goals now?

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

FEBRUARY 16, 2016

We use an online account like, Capital One 360 (my referral link). But when you’re trying to save money, cut out this costly expense. When we’re crazy busy and the family is demanding that they be fed, I always have the ingredients for spaghetti on hand. 18 – Use Cash Back Grocery apps.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

JULY 13, 2016

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. Then we re-took the class and never looked back. Additional giving to missions work and local community. Now we have a totally different budget that will allow us to give like never before.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

AUGUST 5, 2015

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. Hi, We’re the Gann Fam! We had become so accustomed to living off both incomes that we really had to re-adjust a few lifestyle choices so we could live off just my husbands income.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JANUARY 20, 2017

Tell us about you and your family. you’d like to add to give the reader an idea about your personality. One thing that is really important to us is serving. in our local church, and giving to others in need. A life goal of ours is. We committed to using a cash budget, and we talked daily at.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. I started to ask myself if I’d use the item right then.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey.

Real Estate 52

Real Estate Buy Buying Credit 52