Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. Use up all of those odd ingredients.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 2, 2021

After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. Read: My 2020 Financial Goals. Of course, 2020 brought us a pandemic and a lot of free time. Bring it, 2021!

Debt 130

Debt 2020 2019 Financial Goals 130

Penny Pinchin' Mom

JANUARY 16, 2024

Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? Again, you’re not alone with this problem. Find yours and use it to make extra cash.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. We have been using this system ever since.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

OCTOBER 2, 2022

I’m always looking for ways to save my family money to help us get through current higher food and gas prices and achieve our big financial goals. I roasted them and put them in the freezer for future use. I use them in pasta sauce, soups, and in place of pumpkin in a lot of recipes. My Frugal Shenanigans!

September 130

September Frugal Plants Pop Tarts 130

Family Balance Sheet

MARCH 12, 2015

If your winter was as long and cold as mine, then you’re also looking forward to opening the windows to fresh air and plenty of sunshine. For some reason those open windows awakens our need to spring clean, so take this time to get your financial house in order too. Review your Yearly Goals. method when you wrote them?

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

MARCH 11, 2021

If your winter was as long and cold as mine, then you’re also looking forward to opening windows, breathing in the fresh air, and soaking up the sunshine. Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. M – measurable.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today. We are working towards some pretty big financial goals and we’ve hit quite a few already. Our goal: Increase Net Worth.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. We use the bacon fat in place of butter or oil for eggs and sauteed dishes. Got Bacon Fat?

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

JUNE 17, 2018

We used gift cards on 3 nights, ate leftovers on 1 night, and grilled burgers on the last night. One of the gift cards was given to us TWO years ago for Christmas. The restaurant isn’t exactly kid-friendly and we were waiting for the right time to use. These wristlets were never used. The post Chit Chat: 06.17.18

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. My plan is to use this cash first as it will come to term around the same time we will need to make the first college payment. We have already used one of the credits for my daughter’s flight to the Midwest later this summer.

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

JUNE 30, 2015

When you’re in the trenches, it can be very hard to think beyond the present. A few years ago, we were struggling financially and I felt like our situation was hopeless. As part of Prudential’s Women Inspired campaign, I was encouraged to think about my dreams detailing my long-term goals and aspirations. Achievable?

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Family Balance Sheet

NOVEMBER 25, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Saturday: I am roasting a turkey for my family, mostly for the leftovers, but also so the 4 of us can sit down as a family for a big meal. I use Ebates on almost every purchase I buy online.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. We use the gym, so we’ve never felt like it was a waste of money. Cutting cable is definitely a big step, but it you’re ready to take the leap, find out How We Watch Great TV Without Cable. We want to have our cake and eat it too. Gym Membership.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Prairie Eco-Thrifter

JANUARY 7, 2015

It’s difficult to predict where we’re going if we don’t know where the starting line is. That’s why a year end review is a good idea, financially. whether you had any goals that you set financially (did you stick to them, or stray from them?). Set Monthly Money Goals. Re-Do Your Budget.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

SEPTEMBER 22, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. How I Use Pinterest for Meal Planning.

Budgeting 100

Budgeting Budget Financial Goals Tacos 100

Family Balance Sheet

SEPTEMBER 8, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Hoping for sunny skies!

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Family Balance Sheet

OCTOBER 13, 2017

It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. Wednesday: I used the Instant Pot to make meatloaf and mashed potatoes. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. How I Use Pinterest for Meal Planning.

Budgeting 100

Budgeting Budget Leftovers Financial Goals 100

Family Balance Sheet

SEPTEMBER 29, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. How I Use Pinterest for Meal Planning.

Budgeting 100

Budgeting Budget Homemade Financial Goals 100

Family Balance Sheet

AUGUST 21, 2020

My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today. If you’re interested, keep reading and you’ll see a sign-up box at the bottom of this post. You could also use a recent appraisal.

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

APRIL 30, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. We want something that can tow the pop-up camper that we bought last fall and we’re having some sticker shock. But we’re also in the market to replace our living room couch that is falling apart.

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Family Balance Sheet

SEPTEMBER 9, 2014

We live in metro Phoenix, in a 70s tract house that we’ve been gradually re-doing. I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. No, although we inadvertently used the debt snowball method without having heard of it.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

DECEMBER 10, 2014

Yep, we’re newlyweds and eloped together in December 2013. I started Careful Cents and used that as a platform to find freelance writing opportunities. He leaves most of the financial goals up to me, but we make the decisions together. What are your financial goals now?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

APRIL 2, 2022

Swap with another family who could use a date night too. Get out on the Rail Trails – Rail trails are old railway lines that have been converted to multi-use paths designed for pedestrian, bicycle, skating, equestrian, and/or light motorized traffic. 8 Summer Date Night Ideas – Need a sitter? 40 Homemade Popsicle Recipes.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? These are some of the largest issues when it comes to financial planning.

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

JANUARY 15, 2013

In both cases, the drive is to maintain an image, and financial security isn’t important at all. They’d rather live as though they’re rich, and have others think they’re wealthy, than make changes. Unfortunately, that type of behavior is not financially sustainable. What do you think?

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

SEPTEMBER 15, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. How I Use Pinterest for Meal Planning.

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Even if you’re not hosting a big gathering, buy them. Our home also has electric baseboard heaters, but they are inefficient and quite costly, so we don’t use them.

Frugal 100

Frugal Cheap Fridays Win 100

Family Balance Sheet

FEBRUARY 10, 2017

This new strategy had us looking in the same direction with regards to our financial future and my husband was on board. We are using Dave Ramsey’s snowball method and I’m proud to say that since 2013, we’ve paid off 4 business loans totaling almost $75,000. So what does this mean? We bought our home in 2001.

Debt 100

Debt 2017 Student 2016 100

Prairie Eco-Thrifter

DECEMBER 31, 2012

Think about what success will look like, and you will have more motivation to stick with your goals, and make them happen. Go back and remind yourself why you set the goal, and remember why it matters to you. Use Positive Language. Finally, use positive l anguage. This works for more than just writing our your goals.

Goals 230

Goals Financial Goals Work Re-use 230

Family Balance Sheet

APRIL 9, 2021

At that time, our kids were 8 & 6, and now they’re both teenagers and wrapping up ninth & seventh grades. Currently, we’re working on steps 6, 7, and 8 simultaneously. We used Dave Ramsey’s debt snowball method. | We still have a mortgage, so we’re not truly debt-free. Pay Off Mortgage Debt.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

JULY 31, 2014

Was it the time you were able to save up and pay for something, or the time the re-possessor came around and took that car back? Surviving a negative experience and enduring through or perhaps even overcoming it shows us that we are made of more than we ever dreamed, that we can do and be more than we thought. Challenge yourself.

Debt 167

Debt College Student Money 167

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. We’re STILL here! In 2020, we still use and are thankful for Medi-share.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

APRIL 12, 2016

Tell us about yourself. I am used to moving a lot! Re-examine and shop around for car insurance every so often – I saved $1200 this past year for the same coverage. I no longer use credit cards – only debit cards or cash. Not using debt helps create the connection. What are your financial goals now?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 5, 2018

My goals are completely attainable, but they will still stretch me t o be more intentional with my time. Aside from a health concern with one of my daughters , 2017 was a great year, however, I was distracted by non-necessities, so my overall theme for 2018 is to use my time more wisely on the people and things that are important to me.

Goals 100

Goals 2018 Motivation Kids and Family 100

Family Balance Sheet

JANUARY 7, 2015

We ended up using my remaining collage savings to pay that off. We did follow Dave Ramsey’s plan – we’re still following it as we save for the future. We took his Financial Peace course once before we were married and twice afterwards…and now Barry teaches it. Don’t be afraid to be around us.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

FEBRUARY 9, 2018

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. If you’re unfamiliar with the health cost sharing concept, we were too! Medi-Share can be used as a substitute to satisfy the federal mandate requiring “applicable individuals” to maintain “minimum essential insurance coverage”.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113