Family Balance Sheet

DECEMBER 29, 2020

My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. This is a one-month only spreadsheet.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

MARCH 11, 2021

Review your Yearly Goals. On January 1st, many of us are very gung-ho about writing goals but are we as enthusiastic about those goals on March 12? Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. In January, I found $370 to put towards our debt: 1. We use a Discover credit card to pay for monthly expenses at our business. It is very un-Dave Ramsey-like but it works for us. Where can we find extra money?

Debt 100

Debt January Money Financial Goals 100

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Apply any Found Money to our Goals.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. One January, we received a very large credit card bill in the mail. Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Family Balance Sheet

JANUARY 19, 2012

As I planned my goals for 2012, I realized that I made only one goal for myself in 2011. My friend and I used to run together in college.ok, so our destination was Dairy Queen, but it was at least a 3 mile run round trip. I was racing to beat my personal goal of a 10 minute mile pace. 5 Steps to Succeeding Your Goals.

Goals 127

Goals Dairy Queen 2011 2012 127

Family Balance Sheet

JANUARY 10, 2012

A sunny day in the middle of January called us outdoors. And a fierce and entertaining football game between the Pittsburgh Steelers and the Denver Broncos beckoned us to the TV. When my husband and I are focused on our goals , we nail them. The third section is for our 2012 Financial Goals.

Finance 138

Finance Financial Goals Goals C&H 138

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. We use the gym, so we’ve never felt like it was a waste of money. I knew I could do better, so in January 2014, I made a commitment to reduce our grocery spending, but not sacrifice the quality of food and meals that I fed my family. Gym Membership.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

JANUARY 8, 2020

ALSO our 2019 Financial Goal!). I’ve writtien all about it over the years, and I decided on January 1, 2019, that this would be the year that we pay off the last remaining loan. This is a work in progress and I feel it will always by my goal. We knocked this out of the park. 2 – Reduce our clutter.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Family Balance Sheet

MARCH 12, 2015

For some reason those open windows awakens our need to spring clean, so take this time to get your financial house in order too. Review your Yearly Goals. On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? 7 Ways to Spring Clean Your Finances.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

JULY 1, 2011

Did you make personal, financial or professional goals or plans back in January for 2011? The half way mark of the year is a great time to reflect back on yearly goals and plans to check your progress and make any adjustments, changes or additions. What goals or projects can you cross off? Run a half-marathon.

July 124

July Goals Financial Goals Kids and Family 124

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Five Cent Nicke l shares with us the top ten web-based money management tools there are out there. I must admit we use Quicken but we are considering looking into some of the other options. I can say though that by using a money management program you are more likely to stick to your budget and your financial goals.

January 113

January February Debt Personal Finance 113

Family Balance Sheet

JANUARY 5, 2019

It’s been a trend every January and I’ve always found it interesting to read how other people have come up with their one word. Our main financial goal is to pay off our last non-mortgage loan. It was a goal in 2018, but high medical bills and other financial challenges hindered our progress.

2019 100

2019 Recycle Recycled Recycling 100

Family Balance Sheet

APRIL 30, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. We’re amazed at how much used high mileage SUVs can still be, but a new vehicle is completely out of the question. I’m a bit squeamish about bringing used upholstered furniture into my house.

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Family Balance Sheet

FEBRUARY 4, 2015

By the grace of God, it took us just under 9 months to pay it off. In January 2013 there was a blog post on Keeper of the Home that first awakened me to the concept of living debt free. We were living on one income that placed us just at the top of lower class income level. If married, who initiated the debt free goal?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Although I keep records throughout the year, January is the month in which I circle back to make sure I have recorded all income and expenses and filed all receipts. During the year, as we receive any financial information, it is filed in a folder for that institution/account. Set financial goals for the year.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Family Balance Sheet

APRIL 9, 2021

Something happens mentally when you WRITE down your goals and plans for execution. Our plan gave us clarity and direction, and instead of spreading ourselves too thin and trying to do everything at once, we focused on one step at a time. We used Dave Ramsey’s debt snowball method. | It was a reminder of our priorities.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. Not only do I need to get control of our grocery spending again, but I also am challenging myself with a new budget for January. 3 Reasons Why You Should Plan Your Meals: 1.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. 5 – Find Extra Cash.

March 100

March Financial Goals Budgeting Budget 100

Family Balance Sheet

APRIL 1, 2021

Now go through the list and really ask yourself if you use or need all of it. If you’re not using it, cancel it today and redirect that monthly money into your emergency savings. However, if you do use it , ask your gym if they swap volunteer hours for a free membership. Add it up to get a total. 12 – Do It Yourself.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. And we were on a roll in January 2016. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our goal is still debt freedom.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

FEBRUARY 9, 2018

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. Medi-Share can be used as a substitute to satisfy the federal mandate requiring “applicable individuals” to maintain “minimum essential insurance coverage”. (At Total discount from using in network providers: $28,291.29 (27%).

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

AUGUST 11, 2014

The company I had worked at for 12 years when I started my journey in January 2013, announced it would be making significant job cuts summer 2013. I had enjoyed a great salary working in Pharma and been far too irresponsible with what God had blessed me with to provide financially. Who initiated the debt free goal?

Debt Free 235

Debt Free Debt Mom Goals 235