Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. We found a really cute set for a great sale price at Big Lots…of all places–I had no idea they sold furniture. We have already used one of the credits for my daughter’s flight to the Midwest later this summer.

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. We use the gym, so we’ve never felt like it was a waste of money. Cutting cable is definitely a big step, but it you’re ready to take the leap, find out How We Watch Great TV Without Cable. Let us know in the comments. Gym Membership.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

NOVEMBER 25, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Saturday: I am roasting a turkey for my family, mostly for the leftovers, but also so the 4 of us can sit down as a family for a big meal. I use Ebates on almost every purchase I buy online.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Family Balance Sheet

APRIL 2, 2022

If you think you’re going to come up short on cash, check out my 25 Ideas to Find Money. Budget-Friendly Summer Fun Ideas: Summer activities can be found all around you. We have had fun with most of these ideas locally, but a quick Google search will help you find locations and destinations near you. Go camping in the backyard.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Family Balance Sheet

JANUARY 8, 2020

I never really embraced the idea of choosing a word for the year. ALSO our 2019 Financial Goal!). That book has changed my outlook on reusing, recycling, making do, and rethinking one use products. In 2019, I chose a word that encapsulated our financial goal for the year and other habits that I wanted to work on.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Prairie Eco-Thrifter

JANUARY 15, 2013

Both of them are stuck in the idea of looking rich, rather than worrying overmuch about whether or not they have true wealth. They have enough money to qualify for the debt required to meet their ideas of how their lives should look. Neither of these men is what most of us would call “poor.” What do you think?

Debt 274

Debt Wedding Money Financial Goals 274

Prairie Eco-Thrifter

DECEMBER 31, 2012

This is particularly true if you have a lot of big goals that matter. Productivity experts are moving away from the idea of multi-tasking, and you should move away from the idea of trying to do too much at once. Next, break your big goal down into milestones. Next, break your big goal down into milestones.

Goals 230

Goals Financial Goals Work Re-use 230

Family Balance Sheet

SEPTEMBER 9, 2014

Include anything that you’d like to add to give the reader an idea about your personality. We live in metro Phoenix, in a 70s tract house that we’ve been gradually re-doing. No, although we inadvertently used the debt snowball method without having heard of it. Who initiated the debt free goal? Get creative.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

APRIL 1, 2021

Follow these three action steps and the list of ideas below to find the cash for your fund. The following list of 25 ideas is broken into two larger categories: ways to reduce your spending and ways to earn extra money. For ideas, read: 5 Make-Ahead Breakfast Ideas. An easy lunch idea in one word: leftovers!

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

APRIL 9, 2021

Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. At that time, our kids were 8 & 6, and now they’re both teenagers and wrapping up ninth & seventh grades. Currently, we’re working on steps 6, 7, and 8 simultaneously.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

FEBRUARY 16, 2016

Follow these three action steps and the list of ideas below to find the cash for your fund. We use an online account like, Capital One 360 (my referral link). For ideas, read: 5 Make Ahead Breakfast Ideas. But when you’re trying to save money, cut out this costly expense. Here are a few ideas: Meal Plan.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

OCTOBER 9, 2014

Today, we’re going to analyze those numbers and challenge ourselves to improve them. It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

SEPTEMBER 29, 2016

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. We used (and currently still follow) Dave Ramsey’s Baby Steps.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

AUGUST 5, 2015

Include anything that you’d like to add to give the reader an idea about your personality. Hi, We’re the Gann Fam! We had become so accustomed to living off both incomes that we really had to re-adjust a few lifestyle choices so we could live off just my husbands income. It enabled us to save almost $500 a month!!

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JULY 13, 2016

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. Then we re-took the class and never looked back. Don’t always have a GRAND idea or something that needs a big investment. Drew was the “spender” and used to buy tech toys, gadgets, etc.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. We have been using this system ever since.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JANUARY 20, 2017

Tell us about you and your family. you’d like to add to give the reader an idea about your personality. We committed to using a cash budget, and we talked daily at. When the second loan was paid off, we used everything to go towards. When the second loan was paid off, we used everything to go towards.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

DECEMBER 10, 2014

Include anything that you’d like to add to give the reader an idea about your personality. Yep, we’re newlyweds and eloped together in December 2013. Many of their ideas were inspiring and their stories continued to motivate me through the entire process. What are your financial goals now?

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

JANUARY 7, 2015

It’s difficult to predict where we’re going if we don’t know where the starting line is. That’s why a year end review is a good idea, financially. whether you had any goals that you set financially (did you stick to them, or stray from them?). Set Monthly Money Goals.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

FEBRUARY 10, 2017

At the time we were renting an office space in a strip mall, but when we discovered a foreclosure in our town that seemed like a great idea on paper, we jumped at the chance. This new strategy had us looking in the same direction with regards to our financial future and my husband was on board. So what does this mean?

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. We’re STILL here! In 2020, we still use and are thankful for Medi-share.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

APRIL 12, 2016

Tell us about yourself. I am used to moving a lot! Once I got home from that money changing event at my grandparents’ house, my best friend told me about this financial series she and her husband had been going through at church called Financial Peace University (Dave Ramsey). What are your financial goals now?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JUNE 2, 2016

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! Where are you from?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

AUGUST 11, 2014

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. Use this to develop a budget & determine where you will cut back. (If Use cash system with envelopes for your over spending areas. What are your financial goals now?

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

JANUARY 7, 2015

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. We ended up using my remaining collage savings to pay that off. We did follow Dave Ramsey’s plan – we’re still following it as we save for the future. Where are you from?

Debt Free 100

Debt Free Debt Budgeting Budget 100