Penny Pinchin' Mom

MARCH 11, 2024

Having to deny yourself the instant gratification that comes with spending the money at hand calls for incredible mental fortitude; this is especially true in the era of “Insta-life,” where everyone wants it now, and Instagram models make their lives look so glamorous. Start Using Cash This is a wonderful way to save money.

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Family Balance Sheet

AUGUST 21, 2020

You’ll know how much is in your checking and savings accounts and your retirement accounts. However, knowing your numbers will help you determine and make a plan for the messiness. My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals.

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Savings Corner

APRIL 4, 2024

It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. In contrast, higher-risk investments are better suited for long-term goals. It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions.

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Family Balance Sheet

OCTOBER 18, 2019

Our 2019 Financial Goal. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. We can now move on to other financial goals. Start Additional Savings Accounts.

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Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. My new mission was to manage our money to make sure we used it wisely and stretched it as far as possible. Pay our bills in a timely manner. Has it been smooth sailing?

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Penny Pinchin' Mom

FEBRUARY 16, 2024

Now, this is what you need to do: think about how much you make and how much you spend on needs, living expenses, and not-so-necessary things, then take away 20% of all that per month and see if your lifestyle will take too much of a hit. By avoiding out-of-network fees, you will be saving a bundle by the end of the month.

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Prairie Eco-Thrifter

JUNE 11, 2014

One of the mistakes that we often make when saving is putting everything into one account. Chances are that you are saving for different purposes. You might be saving up for a vacation, while at the same time building up your emergency fund and creating a fund for car maintenance and repairs.

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Prairie Eco-Thrifter

OCTOBER 7, 2014

Lots of little changes can add up to big results, like a fatter savings account, more contributions to retirement funds , the means to do really cool stuff and just greater peace of mind. That last point is a particularly worthwhile goal as worrying about money is a unique brand of distressing. So, what are some of your goals?

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Prairie Eco-Thrifter

JANUARY 19, 2014

It wasn’t the time of year that was making me feel so sluggish, it’s my lifestyle and how I’ve been living over the past couple of months. I have not put a dime into my savings accounts for over a month. I was in denial. The holidays, in North American culture , are a time for extreme and gluttonous excess.

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Savings Corner

DECEMBER 24, 2023

Once you receive the cash, you must make recurring, monthly payments until the debt has been fully repaid. Once you’re approved, the lender will disburse money into your bank account. Payment history: Those with a solid history of making on-time payments typically qualify for lower rates. You will also start to repay the money.

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Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

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Savings Corner

DECEMBER 25, 2023

It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions. Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. And to make good money from it, it has to be great.

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Family Balance Sheet

FEBRUARY 16, 2016

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. Add up how much you are spending in the morning and you’ll see how much you will save for your fund.

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Family Balance Sheet

JANUARY 20, 2017

When my husband and I got married, we were making hardly any money. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. we still weren’t making enough money to cover all of our monthly bills. 3 – Make time for fun!

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Penny Pinchin' Mom

FEBRUARY 16, 2024

I’m talking about how to earn, save, invest, and ultimately make your money work for you. Do you have a retirement plan or a healthy savings account? Believe me when I tell you that your financial literacy is just as important as taking care of your family. Set personal and financial goals for your savings.

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Savings Corner

DECEMBER 25, 2023

A savings account just won’t build wealth. That makes investing one of the best things that Americans of any age can do to get on the road toward financial well-being. Here’s how you can start investing and enjoy the returns that can build you a better financial future.

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The Frugal Girl

MARCH 4, 2024

A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. My biggest financial regret is the amount of money we spent on restaurant meals from the time we were married and both working full time to when we had kids.

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Family Balance Sheet

FEBRUARY 9, 2018

That was a hit to our budget, but we reworked our numbers to find the funds and make it fit. We had high deductible health plans from 2004 – 2016 and contributed many years to a health savings account. We used those funds to pay for our medical bills in 2017 and that account is now depleted and closed.

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