Prairie Eco-Thrifter

MARCH 24, 2013

It was developed by two university personal finance professors one at Virginia Tech and the other at Kansas State University. When you have low income, little savings, not much time to accumulate or lots of debt, you probably don’t want to be investing at high risk levels, according to Invesco. Set your financial goals.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) Although my parents never specifically taught me about finances, they lived a frugal life by necessity. There are a few “whys” for me.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. What changed?

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

MARCH 23, 2015

Most of us, however, have to really work at it to become financially independent. Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Consider not only the financial aspects, but the life enjoyment aspects as well.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

FEBRUARY 18, 2014

I read Millionaire Women Next Door around the same time that I became a mother and left the full-time work force to stay at home with our new baby. It was a hard transition for me to go from being an equal financial contributor in my marriage to staying at home with a baby and not bringing in a paycheck. Create your financial goals.

Office 182

Office Money Family Finance 182

Family Balance Sheet

APRIL 1, 2015

I work full time in IT and my wife works part time in retail. After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. If married, who initiated the debt free goal? We live in New York.

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

APRIL 9, 2021

Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. Dave Ramsey has a plan and it has worked for millions of people. Our personal finances are so interwoven with our small business finances that we view them as one.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Penny Pinchin' Mom

FEBRUARY 16, 2024

I’m talking about how to earn, save, invest, and ultimately make your money work for you. Do you have a retirement plan or a healthy savings account? Shop Wisely Just because you are financially smart and frugal doesn’t mean that you have to cut out shopping entirely. You need to know what to do with money!

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

NOVEMBER 12, 2011

November to many of us means nothing more than turning on the heat, finishing the yard work, and beginning our hibernation from the cold. Money Beagle: Why You Should Write Your Personal Finance Executive Summary Today – Working with a clearly defined objective is key to financial success.

November 188

November 2011 Personal Finance Finance 188

Penny Pinchin' Mom

DECEMBER 17, 2023

You don’t want your family’s financial security to go down the drain. Create an Emergency Fund Let’s talk personal finances— $8,883 —that’s how much American households have in terms of emergency funds on average. The best approach I have found to work is to set aside a small amount at the beginning.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. And I cut back on lifestyle – cooking food at home, taking the bus to work vs driving and paying for parking, etc.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Here are the main types of personal loans to know.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

APRIL 19, 2016

She writes at her personal finance website, And Then We Saved. It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. I had tried a lot of different things to get out of debt but nothing worked. If married, who initiated the debt free goal?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Prairie Eco-Thrifter

MAY 10, 2012

The best part is, people interested in your work will pay you for rights to your photo. posted at Your Finances Simplified , saying, “One of the things that investment gurus always emphasize is to diversify, diversify and diversify. . Income MMD presents What Did You Learn From Working as a Teenager?

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Bucksome Boomer shares with us 9 tips for tax time that will save us from forming those wrinkles. Saving Money Today clears up for us the difference between defined benefit and defined contribution. I can say though that by using a money management program you are more likely to stick to your budget and your financial goals.

January 113

January February Debt Personal Finance 113

Family Balance Sheet

MARCH 4, 2015

Boring I know, but I’m a home body so it works for me. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. During this time I literally worked and paid bills. I worked like a dog and paid bills.

Debt 100

Debt Credit Cards Debt Free Student 100

Prairie Eco-Thrifter

JANUARY 13, 2011

SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. Eat some immediately, save some for meals later in the week, and freeze the rest for later.

Food and Drink 147

Food and Drink Re-use Home Drinks 147

Family Balance Sheet

JUNE 2, 2016

These days, I’m pleased to say, I have moved on, and now work in a marketing role – enjoying far more civilized working hours. However, working in retail as I did, I was never a “big earner” While I tried to repay my student debt, the small payments I could afford made very little inroads.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Prairie Eco-Thrifter

JANUARY 13, 2011

SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. Eat some immediately, save some for meals later in the week, and freeze the rest for later.

Food and Drink 133

Food and Drink Re-use Home Drinks 133