Family Balance Sheet

NOVEMBER 2, 2022

Before we get to the list, if you haven’t started planning for Christmas, I offer this FREE Christmas Gift & Spending Budget Excel Worksheet to my email subscribers. We set aside money each month throughout the year for gift spending, but that wasn’t always the case. You earn money after each donation.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Family Balance Sheet

FEBRUARY 16, 2016

But the truth is, we have the money. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. Dave Ramsey suggests in his book, The Total Money Makeover , that you create a starter emergency fund of $1000. 2 – Decide where to put the money.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

The Frugal Girl

FEBRUARY 5, 2024

How did you get interested in saving money? As an adult, I can see it was likely a mixture of not enough income, high cost of living area, mismanagement of money, and kids just being expensive for single mothers particularly. What’s the “why” behind your money-saving efforts? Out of necessity originally.

Virginia 180

Virginia Kids and Family Library Frugal 180

Prairie Eco-Thrifter

FEBRUARY 17, 2013

When many of us think about giving, the first thing that comes to mind is money. The reality, though, is that giving doesn’t always have to be about the money. The help you provide might ease an obligation that in turn frees up financial resources. Instead, the money the charity does have can go toward helping more people.

Giving 235

Giving Money Donation Bills 235

Prairie Eco-Thrifter

AUGUST 9, 2012

Free Books A variety of books that are offered on the Kindle are actually free. Little Women , for example, can be downloaded for free. Classics are not the only type of free books available, and you can find hundreds of options, including romances, business related books, and more. Tell us how you use your Kindle.

Saving Money 188

Saving Money Money Library Saving 188

Couponing 101

JUNE 11, 2019

These simple money-saving tips can help you focus more on your new baby and less on your strained budget. . Plus, some recalled car seats might slip through into thrift stores. Also, never put your safety on the line for the sake of saving money. Complete Baby Registries. For instance, car seats have expiration dates.

Saving Money 67

Saving Money Car Seats Money Mom 67

Family Balance Sheet

NOVEMBER 26, 2014

Before we get to the list, if you haven’t started planning for Christmas, here’s my FREE Christmas Gift & Spending Budget Excel Worksheet to help you get started. To be honest, we set aside money each month throughout the year for gift spending, but that wasn’t always the case. I use this spreadsheet.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Family Balance Sheet

APRIL 6, 2016

And the bonus to starting these new habits is that you can save quite a bit of money too. So we’re helping the environment and saving money…it’s a win-win. 6 Everyday Changes that Save Money & Help our Planet. By eating your leftovers, you are saving money and avoiding the land fills.

Saving Money 100

Saving Money Gift Cards Money Giveaway 100

Family Balance Sheet

MAY 21, 2021

Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet. After reading Dave Ramsey’s book, The Total Money Makeover , I realized that we were spreading ourselves too thin and our finances were not as great as I thought they were. I offer the FREE tracker to my community.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Family Balance Sheet

MAY 1, 2017

I’m constantly trying to optimize our spending to find ways to save money, but still live quite comfortably and well. In April, we saved quite a bit of money by comparison shopping, and choosing thrift first. That’s money that stayed in our accounts. April’s Thrift Store Finds.

April 100

April 2017 Washer and Dryer Daughter 100

Saving Cents With Sense

JUNE 13, 2013

It is no secret that most people today are trying to find ways to save money. There are plenty of ways to save money and still do the things that you love and live a comfortable lifestyle. There are plenty of ways to save money on home décor. Used furniture is not only less money, it is often more interesting and unique.

Saving Money 89

Saving Money Money Home Furniture 89

Prairie Eco-Thrifter

JANUARY 30, 2014

We furnished our house almost for free by using a few methods: Repurpose Old Pieces . Just asking around can be a fruitful effort when it comes to getting free or cheap furniture, and if it’s coming from friends and family, it’s usually pretty good quality, too. Refinish Free Items. Go Frugal'

Furnishings 189

Furnishings Home Craigslist Furniture 189

Family Balance Sheet

MAY 25, 2019

So far I’ve found the money in a variety of ways since February: In February, I received a check from Ebates for $40.92. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I offer a FREE Christmas Budget spreadsheet to my email subscribers.

2019 100

2019 Club Christmas May 100

Prairie Eco-Thrifter

DECEMBER 30, 2012

If you like saving money, haggling for a better price should become a habit for you, a habit that can easily save you thousands of dollars over the next 10 years. I think I have become pretty darn good at it, and I will even haggle successfully at big chain stores like Macy’s, Home Depot, and Best Buy.

Haggle 211

Haggle Haggling Bargain Home Depot 211

Saving Cents With Sense

AUGUST 30, 2013

Keep your bank account from reaching zero with these money-saving tips: On Foot. Although some college campuses are much more pedestrian-friendly than others, going to school sans car is the easiest way to save tons of money every year, emphasizes the Treasurer of Franklin County, Ohio. Thrift Store Style. Dining Hall.

College 102

College Student Public Transit DSL 102

Family Balance Sheet

FEBRUARY 23, 2016

We need to find/earn even more money each month to throw at the debt to make our goal by December 31, 2016. We want to crush our debts as quickly as possible, because quite honestly there are better things to do with our money then to send it off to creditors every month. Download your FREE Debt Payoff Goal Tracker.

Debt 100

Debt Goals 2016 Calculators 100

Prairie Eco-Thrifter

APRIL 25, 2013

Good Reads From The Blogosphere: After seeing all those headlines about bitcoins, Darwin from Darwin’s Money shared his 5 Reasons Why Bitcoins are the Dumbest Investment Ever. Read Hank from Money Q&A’s post about Why Socially Conscious Investing May Be Costing You A Lot Of Money. Things You Can Do To NOT Make Money.

Grandfather 165

Grandfather Fridays Debt Thrift Stores 165

Family Balance Sheet

JULY 16, 2015

And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. When you walk into a grocery store with a plan, you eliminate impulse & duplicate purchases. You will not only save yourself money, but also time. I shared our strategies in this post, 15 Smart Ways to Save Money when Eating Out.

Budget 100

Budget Budgeting Thrifting Thrift Stores 100

Prairie Eco-Thrifter

DECEMBER 16, 2013

She also scarfed up any other gift wrap that looked usable, and she stored it carefully away for use the next year. Here are some thoughts on ways to save money when you wrap this years gifts. My 5 year old grand daughter did it last year in my Grandma Rie’s Money Camp. Shop garage sales and thrift stores and estate sales.

Thrifty 174

Thrifty Christmas Gifts Thrift Stores 174

Family Balance Sheet

DECEMBER 4, 2020

While I like to shop at thrift stores, I have a hard time finding TALL length jeans for my 5’10 frame and I was in need of new jeans. They always have a big sale on their store brand flour, sugar, brown sugar, chocolate chips. I earned a free turkey from my regular grocery store, GIANT of PA.

November 130

November 2020 Frugal Old Navy 130

Family Balance Sheet

JULY 9, 2015

The idea of becoming debt free makes me downright giddy. What did they specifically do to become debt free? So back in August of 2014, I scoured the internet to look for sources for a new series, Debt Free Stories. She also didn’t want to waste money that is spent on mortgage interest. They Earned Extra Money.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. What inspired you to get debt free? Yes, we followed the recommendations outlined in Dave Ramsey’s resources, Total Money Make Over/ Financial Peace University. What are the top 3 – 5 ways you found money to put towards debt. So direct the money often and early.

Debt 100

Debt Debt Free Las Vegas Finance 100

Saving Cents With Sense

JANUARY 5, 2014

more times than not the money is spent while the membership goes unused. Instead of throwing your money away, why not try a few of these suggestions instead and find that you really can exercise without breaking the bank. You also can visit your local mall and walk indoors for free. Free Workout Videos. Ready to Invest?

Bank 111

Bank Banking Cable Service Money 111

Prairie Eco-Thrifter

MAY 16, 2013

If so, read Crystal’s post about how to Become a Product Tester for Free Swag on Budgeting in the Fun Stuff. For anyone grappling with unemployment, Debt Guru has a great post at Debt Free Blog: Stuck in a Rut? How to Get Out of Unemployment posted at Debt Free Blog. How to Say No When a Sibling Asks for Money.

Fridays 187

Fridays Debt Unemployment Rent 187

Couponing 101

NOVEMBER 1, 2019

Thrift shopping is making a comeback and we are loving it! That being said, in-person thrift stores aren’t always ideal. Some may not have a good thrift shop in their community, while others may prefer the convenience of shopping online. It’s a great way to clear space and make money.

Thrifting 58

Thrifting Shopping Thrift Stores Consignment 58

Prairie Eco-Thrifter

OCTOBER 15, 2015

If you are in more of a hurry, find a thrift store instead. But, find one in a high end neighborhood, one where the store sorts through the donations to select only the best. A wheel barrow – free. She pressed the wheel barrow on me for free so I took it home. Board games for Money Camp $4 each.

Garage Sale 100

Garage Sale Garage Finds Sale 100

Family Balance Sheet

FEBRUARY 28, 2019

The goal is to be extremely intentional with our money, so we can put more towards our financial goals. In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending. This group is dedicated to helping you succeed with your money. Look for free entertainment.

March 100

March Financial Goals Budget Budgeting 100

Prairie Eco-Thrifter

SEPTEMBER 27, 2017

How can you be money wise and green this Halloween? No kids = no money on candy = no candy wrappers in the landfill. No kids = no parties or haunted houses = money saved. We do put up decorations (ones I buy at garage sales or thrift stores and reuse each year). Free Kids Crafts has some ideas.

Halloween 138

Halloween Green Reuse Garage 138

Family Balance Sheet

JANUARY 17, 2018

While I love thrift stores, I can be easily swayed to run into Target, TJ Maxx, and/or Kohl’s when I feel like I need something. I’m curious to see how much we can save and also how creative we can get by making do with what we already own or looking for things at a thrift store. Apply any Found Money to our Goals.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Saving Cents With Sense

OCTOBER 1, 2013

It is so easy, plus, it won’t cost you a dime since nature provides these things for free! The internet is full of free printables. Do a search for free Halloween printables, print them out, then lay them on top of Halloween themed scrapbook paper. Frugal Holiday frugal living halloween save money' Get spraying!

Halloween 93

Halloween DIY Frugal Dollar Store 93

Prairie Eco-Thrifter

MAY 13, 2013

Ask for a catalogue of events around the region; the booklets are usually free and very helpful. 5 Ways To Save Money On Moving Expenses Budget and Kid Friendly Fun How to Shop at Thrift Stores for Clothes To Save Money. The YMCA is usually very community oriented, so they may be able to give you some good tips.

Golf 200

Golf Thrift Stores Green And Frugal Budgeting 200

Family Balance Sheet

OCTOBER 9, 2014

Yesterday’s assignment was to figure out where you are spending money. It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. My absolute #1 way for saving money at the grocery store is to PLAN OUR MEALS. Dining Out. Gym Membership.

Budget 100

Budget Budgeting Finance Organic 100

Saving Cents With Sense

JANUARY 18, 2016

They are always growing out of clothes and shoes, and it feels like your clothing money is quickly siphoned away. Thrift Shopping. With your wardrobe in mind, start with thrift stores. Thrift stores are not the dusty, smelly places of the past. Never shop online without finding coupons online as well.

Thrifty 40

Thrifty Budget Budgeting Mom 40

Family Balance Sheet

MARCH 23, 2011

There is an initial investment, but I have seen similiar containers at yard sales or thrift stores and at Bed Bath and Beyond where they regularly offer 20% coupons. Use plastic store bags for trash bags. You save money and resources. I'm looking forward to reading your tips and saving some money in the kitchen.

Economical 185

Economical Kitchen Paper Grocery 185

Prairie Eco-Thrifter

OCTOBER 5, 2015

Here are a few tips you could do to save money on your next camping trip. If not, go to a local thrift store or go online on eBay/Craigslist and get yourself one. If you have a solar powered cooler or if you can borrow one, that would save you a lot of money and make your trip cool one. Do a little Planning first.

Budget 100

Budget Budgeting Family Kids and Family 100

Saving Cents With Sense

JANUARY 12, 2016

more times than not the money is spent while the membership goes unused. Instead of throwing your money away, why not try a few of these suggestions instead and find that you really can exercise without breaking the bank. You also can visit your local mall and walk indoors for free. Free Workout Videos. Ready to Invest?

Bank 40

Bank Banking Cable Service Craigslist 40

Saving Cents With Sense

MARCH 8, 2013

Everyone knows that you can clip coupons and eat out less to save money. Here is a rundown of three easy ways to save money, and a lot of it. If you have kids, purchasing used or discounted clothing and toys is a great way to save money. That is not rocket science. Then you are in luck! Hire Students. No matter what.

Frugal 75

Frugal Family Student Thrift Stores 75