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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! Our home owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, there have been years where we also owed the Federal government.

Bills 130
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Family Budget Spreadsheets 2021

Family Balance Sheet

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. We could afford a camping trip, we could pay our tax bill on time, and we could pay cash for Christmas, but we needed to PLAN for it. . This is a 12-month spreadsheet.

Budgeting 130
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Introducing: Family Budget Spreadsheets

Family Balance Sheet

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. We could afford a camping trip, we could pay our tax bill on time, and we could pay cash for Christmas, but we needed to PLAN for it. This is a 12 month spreadsheet.

Budgeting 160
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Meet a Reader | JenRR from the Midwest

The Frugal Girl

Before kids, I spent my free-time volunteering at a stray rescue shelter for dogs. While we were still renting an apartment, I researched areas with lower property taxes, scouted out my ideal neighborhoods, and waited for a smaller, less expensive house to come on the market. Louis means so many options for free activities!

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A Goal Without a Plan is Just a Wish

Family Balance Sheet

On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. At my age, my parents had 20 years of kid-free living ahead of them to focus on their own career goals and to save for their retirement.

Goals 100
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How to Say No When a Sibling Asks for Money

Prairie Eco-Thrifter

Below are a few tactics to help you say no, if you have decided that enough is enough, and to help you remain sane and relatively guilt free while doing so! She has not been able to pay the real estate property taxes on your parent’s house (which she inherited) and has come to you for help.

Money 264
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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year. Your bank or credit card company might offer free access to your score or credit report, too. Learn other ways to get your free credit report and score.