The Frugal Girl

DECEMBER 11, 2023

Last year, to make a little extra cash, I started boarding dogs through Rover, and I am about to start a very very part time job using my RN license for a home care company. We’re in a semi -rural area within 30 minutes of a few good-sized towns, and within 2-3 hours of several major cities. That is a never-ending list!

Money 194

Money Kids and Family Frugal Parenting 194

Saving Everyday

OCTOBER 27, 2023

If you’re looking for ways to save money on a tight budget, we’ve got you covered! Follow these tips, and you’ll reach your goal in no time! Christmas is right around the corner, so if you’re looking for ways to save money on a tight budget, we’re here to help!

Saving Money 52

Saving Money Budgeting Budget Money 52

Family Balance Sheet

JULY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Happy 5 months til Christmas!

Club 100

Club Christmas July August 100

Family Balance Sheet

JANUARY 31, 2020

They’re so easy. We each eat a half of potato for dinner and then I have 2-4 baked potatoes left over to use in other ways during the week, such as mashed or in quesadillas. Shred the chicken and use immediately or freeze. ALSO, I also strained the liquid that was left in the slow cooker to use in recipes.

January 130

January Frugal Green And Frugal Homemade 130

Family Balance Sheet

AUGUST 28, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Happy 4 months til Christmas!

August 100

August Club Christmas Goals 100

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Our 2 Main Financial Goals for 2018: 1 – Finish the will.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Couponing 101

DECEMBER 4, 2019

If you keep your money in a high-yield savings account, you might be able to get around 2% interest. Unless you’re investing thousands of dollars, those fees can seem like a real deal-breaker. When using these apps, make sure to read the fine print for a clearer idea of what you’re getting into.

Making 69

Making T-Mobile Money Goals 69

Family Balance Sheet

MARCH 26, 2021

Life suddenly changed for most of us in March 2020 and this past year of the pandemic has reinforced how important an emergency fund is. If you’re able, maybe use some of your stimulous money to put towards building an emergency fund. It was a very scary time for us. We had enough to get us through one more month.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Prairie Eco-Thrifter

MAY 26, 2016

Because we only have a week to show results, and because savings account interest rates have been near zero each year since camps started, I have routinely given the jar 50% interest. Trepidation about having the grand-kids open a savings account. Both are now old enough to open a bank savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

JANUARY 25, 2019

Did you use cash or put your purchases on a credit card? It’s so easy to get caught up in all of the bargains that stores throw at us in November and December. ” If they’re paying cash, life is good. To reiterate, by February 25, create your budget, divide by 10, and save your first month’s goal. .

2019 100

2019 Club Christmas 2018 100

Savings Corner

DECEMBER 25, 2023

Current retirement savings: Enter the total current balances of all your retirement savings accounts, including 401(k) plans, individual retirement accounts (IRAs) and any other accounts earmarked for retirement. Monthly contribution: This is the amount you save for retirement each month.

Calculators 52

Calculators Taxes Money Free 52

Saving Cents With Sense

MAY 26, 2014

The first thing you should determine when making a financial plan is your goals. Most people want to get out of debt, while others want to save for their children’s college educations or a new home. Write down your immediate and long-term goals and how you plan to achieve them. Based on this information, make a budget.

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

Family Balance Sheet

AUGUST 11, 2016

They’re taking a gap year between high school and college. And in adulthood, they are stashing their incomes and living hyper-frugally to save for early retirement, instead of waiting to 65 to fulfill their dreams. .” ” Recently Go Banking Rates conducted two studies on savings rates with startling results.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Saving Everyday

APRIL 24, 2012

Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. In years past, my goal each year was to pay for our trips entirely with ”free” money! I will use my pennies to get more silver back, but never spend my silver. 25 a week is very do-able!

March 86

March Disney Friends And Family Sale Vacation 86

Family Balance Sheet

JANUARY 20, 2017

One thing that is really important to us is serving. A life goal of ours is. We committed to using a cash budget, and we talked daily at. When the second loan was paid off, we used everything to go towards. When the second loan was paid off, we used everything to go towards. 2 – Used a cash budget.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Saving Everyday

JULY 13, 2012

A few years ago, I made it my personal obsession goal to see if I could completely pay for our Disney trips with “free money” and I’ve accomplished that goal every year but once (I was only a couple hundred dollars short). This is the first year I started a Disney/vacation savings account of $25 a week.

Disney 83

Disney Hotel Goals Money 83

Family Balance Sheet

FEBRUARY 16, 2016

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. It is NOT a spending account. We use an online account like, Capital One 360 (my referral link).

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

FEBRUARY 9, 2018

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. If you’re unfamiliar with the health cost sharing concept, we were too! Medi-Share can be used as a substitute to satisfy the federal mandate requiring “applicable individuals” to maintain “minimum essential insurance coverage”.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Prairie Eco-Thrifter

APRIL 6, 2012

It’s modeled much like Michael Pollans Food Rules with many one-page rules that give short but useful tidbits of information. I have finally listed many of the financial resources, firms, services, and products that I personally use and recommend. See how withdrawing money woks and when you’re able to. ” Taxes.

Money 133

Money Finance Personal Finance Real Estate 133

Family Balance Sheet

OCTOBER 8, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. You’re about to find out! If you use financial software, such as Quicken or another form, you’re in luck, you can simply print a monthly recap. I have used Quicken software since the mid-90′s.

Finance 113

Finance Money Organic Organization 113

Saving With Shellie

JULY 2, 2012

Here are some fantastic ways to save your pennies for the next Big Trip: Vacation Savings Account. One of the best and smartest ways to save for a vacation is to open a separate savings account specifically for your vacation fund. Save all your pocket change and throw it in a big jar.

Vacation 83

Vacation Giveaway Friends And Family Sale Saving 83

Family Balance Sheet

MARCH 17, 2017

While self-employment brought us a lot of flexibility and possibilities, we were on the hook for finding and buying our own health insurance. Due to its high costs , it became less a product that we used for our medical needs, and more of something that protected us from financial ruin over the years. Acts 2:44-45.

Health Insurance 164

Health Insurance Insurance Health Bills 164