Family Balance Sheet

OCTOBER 6, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. Today’s assignment: List your SMART financial goals. If you’re married, you must do this with your spouse. Earlier this year, my husband and I wrote a specific list of financial goals and named it Our Debt Freedom Plan.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

FEBRUARY 1, 2023

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

February 130

February Frugal Financial Goals Goals 130

Couponing 101

DECEMBER 13, 2019

It’s undated so even if you pick it up in an odd month, you can fill in the correct dates for the month you’re in. As a professional, you might want a planner to keep track of your meetings, tasks, and goals. With dozens of useful stickers, you can track your week ahead in the planner. Professionals. Meal-Planning.

Goals 64

Goals 2020 Student Budgeting 64

Prairie Eco-Thrifter

JANUARY 3, 2011

If you are like the majority of us, then you spent the last couple of days in 2010 coming up with your goals for 2011. Coming up with our list of goals is not usually an issue… it’s sticking to them. Here are 10 simple strategies you can use to help you turn your resolutions into a reality. Keep a Diary.

Goals 164

Goals Motivation 2011 At&T 164

Koupon Karen

APRIL 26, 2024

Whether you’re starting out, getting back on track, or looking to elevate your current routine, the path to improved fitness is filled with opportunities for growth and discovery. Set Realistic Goals The first step towards a fitter lifestyle is setting goals that are both challenging and achievable.

Fitness 52

Fitness Goals Motivation Activism 52

Prairie Eco-Thrifter

JANUARY 18, 2011

We often approach goals as a chance to change. Setting a goal is our chance to finally save that money, lose that weight, or exercise more. Having a new goal is great in the beginning because there is nothing like the feelings of excitement of finally making a positive change in your life. Remember, every bit counts.

Goals 124

Goals Motivation Work Budgeting 124

Family Balance Sheet

MARCH 11, 2021

If your winter was as long and cold as mine, then you’re also looking forward to opening windows, breathing in the fresh air, and soaking up the sunshine. Review your Yearly Goals. On January 1st, many of us are very gung-ho about writing goals but are we as enthusiastic about those goals on March 12?

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

JANUARY 2, 2021

After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. Read: My 2020 Financial Goals. Of course, 2020 brought us a pandemic and a lot of free time. In January 2020, we had a lot of savings goals.

Debt 130

Debt 2020 2019 Financial Goals 130

Couponing 101

JANUARY 6, 2020

But as the year progresses, you may leave all your well-intentioned goals scattered by the wayside. Set Realistic Goals. But setting overly ambitious goals could be crippling since they are so hard to achieve. Instead, try to set realistic goals you know you can achieve if you try hard enough. Set Specific Goals.

Goals 75

Goals New Year's 2020 Re-use 75

The Frugal Girl

JANUARY 9, 2024

Today we’re meeting an Oregonian who does an impressive amount of homesteading. Tell us a little about yourself! My cute kids when they were little I used to be a Spanish teacher until I stopped working to stay home with my kids. I use a grain mill to grind grain for our sourdough bread. Hello, everyone!

Oregon 191

Oregon Home and Garden Kids and Family Money 191

Family Balance Sheet

NOVEMBER 2, 2022

The season of family, faith, food, and…shopping… collective sigh… The spending part of Christmas can get crazy, so I’ve come up with a list of ideas to find some extra cash for your Christmas spending if you’re coming up short. Our goal is to NOT put our Christmas purchases on a credit card.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. We are in what I call our “shovel season of life” Our oldest daughter leaves for college in the fall of 2024 and we have a big savings goal to hit before then. Frugal living is not about deprivation.

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. We’re currently in the “shovel all extra funds into their college savings accounts season of life.

College 130

College Used 2020 Saving 130

Family Balance Sheet

AUGUST 21, 2020

My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today. If you’re interested, keep reading and you’ll see a sign-up box at the bottom of this post. You could also use a recent appraisal.

Family 241

Family Debt Finance Kids and Family 241

Savings Corner

DECEMBER 25, 2023

Instead, they use a mortgage, which is a loan to buy a home. Principal is the original amount of money you borrowed while interest is what you’re being charged to borrow the money. If you seem like a safe bet to a lender, you’re more likely to be offered a lower interest rate. How you’re using the home.

Re-use 52

Re-use Economy Homeowner Insurance Insurance 52

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

February 100

February Frugal Financial Goals Budgeting 100

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. But here’s the point: The plan needs to provide the path for you to meet your financial goals, including helping to motivate you. Need expert guidance when it comes to managing your investments or planning for retirement?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

MARCH 12, 2015

If your winter was as long and cold as mine, then you’re also looking forward to opening the windows to fresh air and plenty of sunshine. Review your Yearly Goals. On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? M – measurable.

Finance 100

Finance Cleaning Financial Goals Goals 100

Motherhood Moments

JANUARY 14, 2023

With a purpose that transcends the genre, Lane expertly weaves the novel’s wider message in a ground-breaking, white-knuckle ride between worlds, as characters set out to make karmic amendments, right wrongs and re-establish the power of choice. Their goal? Taunting an armed suspect into blind fury, he makes himself an easy target.

Rhode Island 130

Rhode Island Connecticut Evolve Catalog 130

Family Balance Sheet

OCTOBER 2, 2022

I’m always looking for ways to save my family money to help us get through current higher food and gas prices and achieve our big financial goals. I roasted them and put them in the freezer for future use. I use them in pasta sauce, soups, and in place of pumpkin in a lot of recipes. My Frugal Shenanigans!

September 130

September Frugal Plants Pop Tarts 130

Saving Everyday

OCTOBER 27, 2023

If you’re looking for ways to save money on a tight budget, we’ve got you covered! Follow these tips, and you’ll reach your goal in no time! Christmas is right around the corner, so if you’re looking for ways to save money on a tight budget, we’re here to help! Sell it and save it!

Saving Money 52

Saving Money Budgeting Budget Money 52

Prairie Eco-Thrifter

AUGUST 12, 2013

Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). . Once you’ve reached that goal and have a nice, healthy emergency fund in your bank, what do you do next? Re-Training. Retirement.

Emergency Fund 200

Emergency Fund Debt Goals Money 200

Penny Pinchin' Mom

JANUARY 16, 2024

Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? Again, you’re not alone with this problem. Find yours and use it to make extra cash. It will help you achieve your financial goals faster.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

JUNE 30, 2015

When you’re in the trenches, it can be very hard to think beyond the present. And while we have a lot of work ahead of us, we keep moving forward. As part of Prudential’s Women Inspired campaign, I was encouraged to think about my dreams detailing my long-term goals and aspirations. Achievable? Absolutely!

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Our 2 Main Financial Goals for 2018: 1 – Finish the will.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Prairie Eco-Thrifter

NOVEMBER 19, 2014

If you need an extra push to spur you into action, create visual reminders of your fitness goals to really hit home. Little things like taking the stairs instead of using the elevator or getting off the bus a stop earlier than normal are great ways to fit in some extra exercise without doing anything drastically different.

Fitness 178

Fitness Motivation Goals Lunch 178

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today. We are working towards some pretty big financial goals and we’ve hit quite a few already. Our goal: Increase Net Worth.

Family 100

Family Financial Goals Debt Calculators 100

Koupon Karen

FEBRUARY 14, 2024

Whether you’re celebrating an anniversary or Valentine’s Day or simply want to surprise your partner with a special night in, cooking a romantic meal together can be a heartwarming and intimate experience. Dim the overhead lights and consider using fairy lights or candles for a cozy atmosphere.

Cooking 52

Cooking Kitchen Food and Wine Shopping 52

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending. I only use cards that offer some type of cashback offer.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

APRIL 9, 2021

Something happens mentally when you WRITE down your goals and plans for execution. Our plan gave us clarity and direction, and instead of spreading ourselves too thin and trying to do everything at once, we focused on one step at a time. Currently, we’re working on steps 6, 7, and 8 simultaneously. Update: DONE Sept 2019!!

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

NOVEMBER 26, 2014

Our goal is to NOT put our Christmas purchases on a credit card. Hopefully, that’s your goal too. I use this spreadsheet. My husband has made hundreds of extra dollars by using his experience as a collegiate swimmer and high school swim coach to teach private swimming lessons. 10 Ideas to Find Cash for Christmas.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Koupon Karen

FEBRUARY 14, 2024

Think of your plate as a palette for variety and color—including a rainbow of fruits and vegetables to ensure you’re getting a wide range of nutrients. Despite its importance, many of us don’t drink enough water throughout the day. Prioritize Balanced Nutrition The core of a healthy lifestyle is balanced nutrition.

Healthcare 52

Healthcare Food and Drink Health Activism 52

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. We use the bacon fat in place of butter or oil for eggs and sauteed dishes. Got Bacon Fat?

July 130

July Frugal Credit Cards Donation 130

The Frugal Girl

DECEMBER 11, 2023

Last year, to make a little extra cash, I started boarding dogs through Rover, and I am about to start a very very part time job using my RN license for a home care company. We’re in a semi -rural area within 30 minutes of a few good-sized towns, and within 2-3 hours of several major cities. Good for you guys.

Money 196

Money Kids and Family Frugal Parenting 196

Family Balance Sheet

FEBRUARY 6, 2021

We think we’ll use the money towards summer vacation. We’re converting our basement to a family room area and the original family room (in the pic above) is becoming a home office. We’re converting our basement to a family room area and the original family room (in the pic above) is becoming a home office.

Finance 130

Finance January Family 2020 130

Coupons Do Work

MARCH 6, 2016

To place a bet, just choose how much weight you want to lose, how long you think it will take to do it.and how much money you’re willing to bet. After you write out your profile, healthy wage will calculate how much you’ll win if you meet your goal (if fail to meet it and you forfeit the money you bet … ).

2016 100

2016 Goals Motivation Healthy Choice 100

Family Balance Sheet

JUNE 25, 2013

We''ve been working towards a goal of a cash Christmas since January and it''s not too late for you to join in. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Our monthly goal for Christmas savings is $100.

June 100

June Club Christmas Goals 100