Saving SAHM Sanity

JANUARY 1, 2012

I still enjoy setting goals, but knowing I'll be in school full time from the end of January-May, then again from September-December, I'm keeping my goals simple-ish. I also want to save $1,500 by using coupons and $3,500 by shopping sales. This year I'll be doing the 2012 in 2012. or higher! French fries don't count! ~

Goals 40

Goals 2012 Gratitude December 40

Family Balance Sheet

APRIL 2, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. We’ve had an Aflac Accident plan for many years and have never needed it until the fall of 2020 when we used it twice. This reimbursement is from a foot injury I sustained while running back in September.

March 130

March Money Donation Credit Cards 130

Family Balance Sheet

AUGUST 28, 2013

The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Today is the eighth meeting, but you can join us at any time. Our monthly goal for Christmas savings is $100. September Assignments: 1. Thanks for reading.

August 100

August Club Christmas Goals 100

Savings Corner

DECEMBER 24, 2023

Find your net worth by using our net worth calculator. For example, your home would count toward your net worth if you’re willing to use it for a home equity line of credit or sell it should the need arise. If you’re using your home as an asset, its mortgage counts as a liability as well. What is my net worth?

Calculators 52

Calculators Taxes Debt Consumer 52

Family Balance Sheet

OCTOBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100. In August & September, I found the money within our monthly budget. How did you do in October?

2019 100

2019 October Club Christmas 100

Family Balance Sheet

JANUARY 25, 2013

On the 25th of every month from January to November, I'm holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. My monthly goal is $100. It's awesome.

Christmas 127

Christmas Club Goals Budget 127

Prairie Eco-Thrifter

AUGUST 5, 2011

My new goal is to hit 140 pounds by September 25, 2011. I am assigned 29 points a day with an additional 49 points to use freely each week. For the first half of August, I will be using those 29 points a day and will try to ignore the weekly extra. I never wanted to weigh above 150 again, so that was an eye opener.

July 169

July Goals Frozen Yogurt Desserts 169

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. When that loan was paid off, we put that full amount towards the third loan and this continued until September 2019. In September 2001, we bought a 1700 square foot home with a one-car garage and ONE full bathroom.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

APRIL 9, 2021

Something happens mentally when you WRITE down your goals and plans for execution. Our plan gave us clarity and direction, and instead of spreading ourselves too thin and trying to do everything at once, we focused on one step at a time. We used Dave Ramsey’s debt snowball method. | It was a reminder of our priorities.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

FEBRUARY 10, 2017

Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. This new strategy had us looking in the same direction with regards to our financial future and my husband was on board. During this time, we will use the other half of our snowball amount to restart retirement contributions.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

MAY 6, 2020

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

OCTOBER 26, 2013

The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. In years past, we used a credit card to purchase our gifts and paid the card off in January. How did you do in October to reach your savings goal?

Christmas 100

Christmas Club Finds October 100

Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. I have been using it ever since.

Budget 246

Budget Budgeting Family Debt 246

Family Balance Sheet

OCTOBER 8, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. If you use financial software, such as Quicken or another form, you’re in luck, you can simply print a monthly recap. Start with September, since it was just last month and try to go back as far as you can, up to a year, if possible.

Finance 113

Finance Money Organic Organization 113

Saving Cents With Sense

AUGUST 30, 2012

My son turned 7 this week and thanks to Hallmark, I used one of the notes to make a special birthday message for him. But the nice part about these notes is that you can use them any day to make it special, so I plan to continue using them throughout the year! The winner will be chosen using rafflecopter. Lunchbox Notes.

Hallmark 91

Hallmark Prizes Giveaway Goals 91

Saving Cents With Sense

AUGUST 18, 2014

Their goal is to put up to 150 cats nationally into their forever homes by the end of August. I also like to donate boxes to my kids classes because I know that teachers can use all the help they can get. Giveaway ends Monday, September 1, 2014 at 11:59pm EST. The winner will be chosen using rafflecopter.

Gift Cards 89

Gift Cards Giveaway Gifts Target 89

Family Balance Sheet

OCTOBER 12, 2018

so that we have more money to put towards our financial goals. I still shopped this week, but I did use up some things that have been in the freezer for some time. Tuesday: Sausage, Broccoli, and Rice Skillet Dinner, using sausage from the freezer. Frugal Friday: A recap of how we frugal-ed our way through the week.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Nicoles Nickels

SEPTEMBER 19, 2012

Monopoly Millionaire is a fun game where the goal is to be the first to get 1 million dollars! I love this big money goal and the sophisticated take on Monopoly is brings with it! Enter using the Rafflecopter form below – you can only do each entry once! Giveaway ends at 12:01 am on Tuesday, September 25, 2012.

Giveaway 85

Giveaway Goals Games Win 85

Saving Cents With Sense

AUGUST 23, 2012

Walmart has just released the Walmart Holiday Layaway Program for 2012 which will start earlier this year on September 16th and end December 14th. Walmart has been working with major brands to secure higher quantities of items by September 16th to make sure they are meeting the customer demands.

Holiday 92

Holiday 2012 Walmart Home Appliances 92

Family Balance Sheet

SEPTEMBER 21, 2015

August 2015 Update: Now two years later, we will pay off a business loan by September 1, and our plan is to pay off our last two non-mortgage loans by the end of 2016. Read my other Women Inspired posts here: A Goal without a Plan is just a Wish. My Life Plan. Have you been following along with the Women Inspired campaign?

Finance 100

Finance Debt August 2013 100

Nicoles Nickels

SEPTEMBER 23, 2012

Here is a HOT exclusive deal on Weight Watchers Magazine , valid until 11:59pm, today, September 23rd! when you use the code NICKELS ! About this magazine: Weight Watchers Magazine is the perfect companion for women or men who are dedicated to their health and fitness goals. Remember, magazines make great gifts!

Magazines 45

Magazines Menu Planning Menu Plans Motivation 45

Nicoles Nickels

SEPTEMBER 4, 2012

Here is a HOT exclusive deal on Weight Watchers Magazine , valid until 9:59am, tomorrow, September 5th! a year for up to 4 years when you use the code NICKELS ! About this magazine: Weight Watchers Magazine is the perfect companion for women or men who are dedicated to their health and fitness goals.

Magazines 45

Magazines Menu Planning Menu Plans Motivation 45

Nicoles Nickels

SEPTEMBER 4, 2015

One lucky customer who takes advantage of the Find Your Treasure Sale and shares a picture of their AccessoryLUV order on social media using the #mytreasure & #accessoryluv can win a $100 gift card! Here are some reasons to enter the contest soon: The entire site will be 20% off using code TREASURE20.

Sale 40

Sale Friends And Family Sale Contest October 40

Saving Cents With Sense

SEPTEMBER 4, 2012

Use coupon code: WEIGHT at checkout. Weight Watchers diet magazine is a helpful guide for every man and woman’s challenge to achieve their health and fitness goals. This Weight Watchers Magazine is only valid today September 4, 2012! You can purchase up to 3 years at this price. All rights reserved. yr (Today Only)!

Magazines 56

Magazines Goals September Fitness 56

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. The tween years are upon us, so any advice to help us navigate the waters are much appreciated. They were yummy and a great way to use up leftover chicken. Wednesday: Spaghetti night!

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Prairie Eco-Thrifter

SEPTEMBER 15, 2011

I usually use Yahoo Meetup groups to meet new people when I’m feeling extra social. I rather not pay $20-$50 a month for the privilege of using sweaty equipment and walking on a treadmill. By the next time I post here, I need to be at 145 pounds if I still want to hit 140 by September 30 th. Yahoo Meetup Groups.

Craigslist 178

Craigslist Motivation Work From Home Military 178

Saving With Shellie

SEPTEMBER 25, 2015

It gets released on September 30. . Best-in-class parental controls —Personalize screen time limits, set educational goals, and choose which titles kids can access from your own personal content collection. Take and edit photos in Amazon FreeTime —Snap photos within Amazon FreeTime mode using front and rear cameras.

Kids 40

Kids TV shows Cameras Education 40

Teresa's Deals

SEPTEMBER 27, 2015

I actually starting blogging many years ago back when people where using them just for their journals and not really monetizing them. I use to have a local events and happenings blog when I lived in Austin from 2008 – 2010, I even use to run a Direct Sales blog back in 2007 and after a year, I sold it.

Puerto Rico 100

Puerto Rico Texas Saving Money Money 100

Teresa's Deals

SEPTEMBER 27, 2015

I actually starting blogging many years ago back when people where using them just for their journals and not really monetizing them. I use to have a local events and happenings blog when I lived in Austin from 2008 – 2010, I even use to run a Direct Sales blog back in 2007 and after a year, I sold it.

Puerto Rico 100

Puerto Rico Texas Saving Money Money 100

Family Balance Sheet

FEBRUARY 9, 2018

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. Medi-Share can be used as a substitute to satisfy the federal mandate requiring “applicable individuals” to maintain “minimum essential insurance coverage”. (At My First Update to Medi-Share – Written in September 2017.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Saving Cents With Sense

AUGUST 31, 2011

Yep, that’s right, TLC is bringing Extreme Couponing back with Season 2 on September 28 at 10pm. Of course I think you can save a lot on your grocery bill, but realistically, your goal should be to save between 40%-60%. It’s BAAaack! This season will have 12 episodes of “innovative/scarily compulsive coupon-cutting obsessiveness”.

Bills 65

Bills Watches Saving Money Goals 65

Nicoles Nickels

DECEMBER 15, 2012

I told you all about Tail Towns Friends in September and how I was starting to play it on Facebook. The goal is to create your own home and garden but to do so you have to accomplish various tasks which run from simple point and click tasks to inviting friends to help you do something.

Mice 63

Mice Games Collectibles Home and Garden 63

Savings Corner

APRIL 4, 2024

Our goal is to give you the best advice to help you make smart personal finance decisions. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. The next Demotech report is due in September 2023. OIR then granted Citizens a 6.4

Insurance 52

Insurance Florida 2002 Home 52

Nicoles Nickels

SEPTEMBER 7, 2012

In this game, your goal is to save the people trapped in a burning building. Enter using the Rafflecopter form below – you can only do each entry once! Giveaway ends at 12:01 am on Tuesday, September 11, 2012. You will giggle at all the different versions of “grenade”. Another easy to play party game- Name 5 !

Games 84

Games Giveaway Video Games Win 84

Family Balance Sheet

JUNE 10, 2013

If I have a free Saturday morning from April thru September--unfortunately it''s rare--I try to hit a community yard sale. Use bright colored paper or poster board and add some balloons for attention. Another man was pretty excited about the find and he had a use for them. Yard sales. People either love them or hate them.

Craigslist 153

Craigslist Sale Friends And Family Sale TVs 153

Nicoles Nickels

SEPTEMBER 22, 2011

The goal of the books is to transform story time into an interactive bonding time. subscribe to my blog (either via email using the box in the left sidebar OR via RSS feed). This giveaway will be good until September 26, 2011 at 9:00 pm Eastern time and a winner will be announced soon thereafter. This giveaway is open to U.S.

Giveaway 65

Giveaway Wellness Student Activism 65

Finally Frugal

SEPTEMBER 10, 2012

Here's a more organized update (and then I'll explain my dilemma): Here's where things stand now, in early-mid September 2012: Second Mortgage Debt: $31,400::::$25,176. interest) mostly because I bought a used, reliable, low-mileage, in-demand car that will keep its value for years should I choose to sell it.

Debt 45

Debt Student Taxes January 45