Savings Corner

DECEMBER 27, 2023

Withdrawing from a checking account is most straightforward because there are no tax implications, as there may be with a brokerage account or withdrawal limits that a high-yield savings account would have. It can be psychological, says Tess Downing, a San Antonio-based financial planner.

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Family Balance Sheet

APRIL 9, 2015

Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year. I started our personal escrow account years ago, when we refinanced our mortgage. property & school taxes – due yearly.

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Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. I read this book around the same time that I became a mother and left the full-time workforce to stay at home with our new baby. Project short-term cash needs.

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Savings Corner

DECEMBER 24, 2023

Taxes – How can you minimize your tax bill and ensure the money is there when you need it? That may involve going back to the basics of budgeting so that you’re living below your means or refinancing your debt so that you can work toward paying off your debt. Minimize taxes? Do you want to build wealth? Retire wealthy?

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Prairie Eco-Thrifter

MARCH 16, 2011

Private mortgage insurance is an extra mortgage insurance that lenders require from most homebuyers who obtain loans that are worth more than 80 percent of their new home’s value. You can avoid paying PMI by putting a 20% down payment on your home. Get a property tax assessment. Your tax bill could be incorrect.

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Prairie Eco-Thrifter

OCTOBER 15, 2011

Yeah, There’s a Calculator for That Refinancing your mortgage to a lower rate and paying the same amount is an interesting sound-byte from Personal Finance Bloggers – but has anyone really run the numbers? Tax Rebate Blog: How Much Can you Earn Before Paying Tax in 2011 Tax allowances and brackets change each year.

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Prairie Eco-Thrifter

SEPTEMBER 3, 2012

Remember the excitement of signing the contract for your first home? Unfortunately, many home-buyers over-extend themselves financially when taking out a mortgage; these days they seem to be encouraged by lenders. Are we going to lose our home? Only then did you realize the enormity of what you had taken on. Here’s what you.

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Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Income verification: You can provide a pay stub, bank statements, tax returns or even 1099 forms if you’re self-employed. A longer term will result in a lower monthly payment.

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Penny Pinchin' Mom

FEBRUARY 16, 2024

This means taking all or most of your loans and then refinancing them into a single loan held by one lender, making it easier and often cheaper to pay off. Home Equity Loan This is another interesting option. Home equity loans often have lower interest rates than most other loans on the market. What Is Debt Consolidation?

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