The Frugal Girl

MARCH 6, 2024

I load my books into the Vital Source Bookshelf app on my phone and I listen through that app. Do I have the mental space, time, and motivation to do that right now? But it DOES allow me to multi-task by combining a body task (walking, folding laundry, cleaning) with a head task (listening to textbook chapters). Could I get it lower?

Grocery Spending 189

Grocery Spending Groceries Grocery Sewing 189

Couponing 101

JANUARY 22, 2019

You can use it to answer phone calls and texts, check email, track fitness activity, measure your heart rate, and so much more. You don’t have to rudely look at your phone when you get a text during dinner to see if it’s urgent. You can even share your activity with your friends for motivation and friendly competition!

Watches 64

Watches Credit Cards Phones Activism 64

Prairie Eco-Thrifter

MAY 21, 2014

I’ve started leaving my phone at home when I go work out because often, on the treadmill or on a walk, I’ll be doing work on my phone, or checking it far too often for the time. Since I implemented the practice of leaving my phone at home, I’ve been able to make my workouts a relaxing time when I can unwind. Get Healthy'

Phones 167

Phones Work Cycle At Home 167

Prairie Eco-Thrifter

OCTOBER 30, 2011

Stopping to answer the door or phone can quickly interrupt a workout and if this happens, you may find yourself lacking the enthusiasm when you go back to it. If you’re not the most motivated to exercise in the first place, self exercise may not be a great option unless you can guarantee an uninterrupted workout.

Home 237

Home Motivation Work Refinancing 237

Prairie Eco-Thrifter

DECEMBER 17, 2012

Let’s face it, we are human: we forget stuff, make mistakes and we lose interest and motivation very quickly. We just need a little something to help us keep track of things, not just as a reminder, but as a source of motivation as well. My Battle Against Travel Eating and a Lack of Motivation. MyNetDiary.

Food and Wine 222

Food and Wine Food and Drink Motivation Nutrition 222

For the Mommas

DECEMBER 12, 2016

Stay connected with CallerID and wirelessly sync to your smart phone and computer to monitor trends. Get the motivation you need to push yourself further — every step, every beat, every day. See all the best stats like steps, distance, floors climbed and sleep quality to make the most of your day.

Activism 40

Activism Motivation Monitors Wireless 40

For the Mommas

NOVEMBER 21, 2015

Mobile Phones: Get Black Friday deals on the latest mobile phones and give them the power to connect virtually anywhere. Designed for all-day comfort, they can make it easy for users stay motivated, track their progress and live healthier lives.

Microsoft 40

Microsoft 2015 Friday Deals Fridays 40

Family Balance Sheet

APRIL 14, 2013

To get your own Nike + running app, log into Nike.com on your phone and click download app to join the Nike+ running community. This post is linked to Motivation Monday at Life in Balance. At the end of your run, the app syncs with your Nike + account and stores all of your information for you to over-analyze or ignore.

Pace 100

Pace Nike Converse Motivation 100

Family Balance Sheet

JANUARY 11, 2019

We discussed everything with the attorney over the phone, she then sent us drafts for us to review, and once the final copy was complete, we printed copies and had them notarized. I’m very motivated to focus on one goal this year. Those things will come.

Financial Goals 100

Financial Goals Goals 2019 Health Insurance 100

Prairie Eco-Thrifter

FEBRUARY 3, 2011

Surrounding yourself with the things you have done is a great motivator and encourager. Avoid distractions like your cell phone and the TV. Pick what are your top 5 must do’s for the day and get them done first. Celebrate your accomplishments. Remind yourself about what you have gotten done. Upgrade your skills. Set barriers.

Goals 159

Goals At&T Motivation Library 159

Penny Pinchin' Mom

MARCH 11, 2024

Audit Your Cell Phone Plan What are you paying for your cell phone plan right now? The more you save, the more you feel motivated to save more as you see your savings account grow. If so, you should take full advantage of that and whatever else is being offered. This is technically free money that gives your 401(K) a real boost.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Saving Cents With Sense

DECEMBER 19, 2013

This can be a positive and motivational experience to help them focus on new beginnings and setting goals. Maybe it is every night at dinner (with no cell phones), or once a week for family game night. We usually make New Year’s resolutions – lose weight, go back to school, stop smoking, save money, eat better, etc.

Kids 85

Kids Goals Kids and Family New Year's 85

Family Balance Sheet

AUGUST 4, 2014

This motivated Jon to not ever feel like he had to keep working at a job that he was clearly overwhelmed by just because he couldn’t afford to do anything else. The other thing we did was switch our cell phone bill. Each of these were small goals in our long journey toward debt freedom and they helped motivate us along the way.

Debt Free 243

Debt Free Debt Goals Student 243

For the Mommas

JULY 17, 2016

You may find it easier to stay motivated with other, like-minded friends participating. Check out the app store on your phone to find one that suits your needs. Something that you don’t enjoy becomes more fun when you do it with friends. Use an app to keep on track. Use an app to keep on track.

Budgeting 40

Budgeting Budget Making Craigslist 40

Nicoles Nickels

FEBRUARY 15, 2012

Having a list of goals in your organizer, smart phone, or social media profile that you can easily access and share will reinforce your promise to yourself and spur encouragement from your followers and friends. • Simply thinking through your resolutions and storing them mentally isn’t going to ensure you stay committed. Get the right gear.

Giveaway 107

Giveaway Goals San Francisco Consumer 107

Family Balance Sheet

JULY 22, 2015

Seeing that number was motivation enough to start making some drastic changes. I called up my cell phone company and asked for a better deal. The biggest catalyst for paying of the debt was getting married. When we got married, we combined our finances and realized how much debt we actually had.

Debt 100

Debt Debt Free Finance Finds 100

Nicoles Nickels

FEBRUARY 17, 2012

Having a list of goals in your organizer, smart phone, or social media profile that you can easily access and share will reinforce your promise to yourself and spur encouragement from your followers and friends. • Simply thinking through your resolutions and storing them mentally isn’t going to ensure you stay committed. Get the right gear.

Giveaway 107

Giveaway Goals Consumer San Francisco 107

Nicoles Nickels

FEBRUARY 16, 2012

Having a list of goals in your organizer, smart phone, or social media profile that you can easily access and share will reinforce your promise to yourself and spur encouragement from your followers and friends. • Simply thinking through your resolutions and storing them mentally isn’t going to ensure you stay committed. Get the right gear.

Giveaway 105

Giveaway Goals Consumer San Francisco 105

Prairie Eco-Thrifter

JANUARY 19, 2011

Allow for change: Just because you got a certain deal a year ago on a phone plan doesn’t mean there isn’t a better deal available now. You will be motivated to save so you can pay cash for your fun and enjoy the experience debt free. One of my favourite sites is Amazon.

Saving Money 124

Saving Money Money Insurance Bills 124

Nicoles Nickels

FEBRUARY 11, 2013

And if you had the tool to motivate you to make small changes throughout your day (walk a little bit more, eat a little bit better), and you can see/track how all these things add up to big results on your computer and your phone- wouldn’t that be fantastic? An average American only walks 6,000 a day!

Wireless 69

Wireless T-Mobile Goals Computers 69

Nicoles Nickels

FEBRUARY 14, 2012

Having a list of goals in your organizer, smart phone, or social media profile that you can easily access and share will reinforce your promise to yourself and spur encouragement from your followers and friends. • Simply thinking through your resolutions and storing them mentally isn’t going to ensure you stay committed. Get the right gear.

Giveaway 102

Giveaway Goals Consumer San Francisco 102

Nicoles Nickels

FEBRUARY 13, 2012

Having a list of goals in your organizer, smart phone, or social media profile that you can easily access and share will reinforce your promise to yourself and spur encouragement from your followers and friends. • Simply thinking through your resolutions and storing them mentally isn’t going to ensure you stay committed. Get the right gear.

Giveaway 109

Giveaway Goals Consumer San Francisco 109

Nicoles Nickels

FEBRUARY 20, 2013

Use this time to enjoy each other’s company and avoid easy distractions like your phone, computer and other electronic gadgets – head out to your local park or go to the movies. It will instill healthy habits and your loved ones will feel the extra support and motivation. Someone in your family trying to lose a few lbs.?

2013 111

2013 Giveaway Family New Year's 111

Family Balance Sheet

SEPTEMBER 9, 2014

Then the iPhone came out, and I figure other people might like to obsessively check their progress as much as I did, so I created Pay Off Debt , an app to help people keep track of their debt snowball and stay motivated. I want people to be inspired every time they checked their phone, so that’s why the icon for it says PAID!

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

For the Mommas

JANUARY 1, 2018

If you’re not sure what (“prep work”) means, then pick up a copy of my book: Power Phone Scripts. If you are willing to do the prep work it takes to succeed, then you can change your career. In it, I list the “Ten Characteristics of Top Sales Performers.” Read that first section and commit to doing that work.

Win 49

Win 2018 Games Work 49

Prairie Eco-Thrifter

AUGUST 17, 2017

High school grads today have seen parents using credit cards (or maybe even their cell phones) to charge everything from gas to groceries to online purchases. Failure to be smart about credit. Who carries cash anymore (I mean besides old grandma me)? You have to be self regulating to succeed.

College 133

College Graduation Used Points 133

Nicoles Nickels

FEBRUARY 25, 2013

It’s on my phone so it goes with me everywhere and is a great reminder should you forget some of the elements of the program! _. I was very motivated after my previous weeks weight-loss. Jamie’s post: This Week’s weight loss: ? Total Weight Loss: 47.0 lbs as of last week. Week number nine started pretty well.

Food and Wine 63

Food and Wine Food and Drink Wine Dinner 63

Prairie Eco-Thrifter

FEBRUARY 11, 2011

For instance, a kiss for each cigarette not smoked, putting the toilet seat down, and/or every phone call kept under three minutes is rewarded with a kiss. Rendezvous kiss : With a note or phone call, tell your loved one to meet you at a certain place and time (e.g. park bench, street corner, ice cream stand) for a present.

February 113

February Finance Personal Finance Money 113

Cheap Chica's Guide To Style

SEPTEMBER 7, 2017

I learned about at-home barre workouts when I was pregnant with my youngest son and was slowly losing my motivation to make it to the studio. Pure Barre has an on-demand subscription that you can sign up for and stream a class to your tablet, phone or computer wherever and whenever. weights, a ball and maybe a band), to do a workout.

Mom 70

Mom Kids Phones Motivation 70

Prairie Eco-Thrifter

FEBRUARY 9, 2012

But there is no way you are going to give up cable, the cell phone, eating out or your gym membership. Be very clear of your motives before buying something. Look at your part of the situation and move forward. You won’t make any sacrifices. Sure you know you are in debt over your head. You are competitive.

Money 203

Money Debt Finance Credit Cards 203

Frugal Luxuries

SEPTEMBER 25, 2012

For several years now I've been motivated to action when reading her classic, tried-and-true frugal tricks and tips as she menu plans, money manages and enjoys the luxuries of a simple life with her family. I went through our bank statement and found an item that was double charged.made a phone call and got the credit.

Art 40

Art Frugal Painting Home and Garden 40

Prairie Eco-Thrifter

MAY 8, 2011

Give your phone company a call and ask about better packages and lower rates. Our phone and internet fees doubled in price so we called to see if we could get a better deal. We have something similar in Canada and it definitely motivates you to save. Thanks Jeffrey for giving us some new ideas on how we can help others.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

NOVEMBER 24, 2014

Pamela Smock, a sociology professor at the University of Michigan, says women typically also handle “kin work, which means who sends out holiday cards, who has to get on the phone with the in-laws to make arrangements for Thanksgiving” ( NBC News ). If you’re a man, are you better able to maintain a manageable schedule?

Women 160

Women Kids and Family Menu Planning Menu Plans 160

Family Balance Sheet

JUNE 8, 2018

. – other necessities: insurance, medical expenses, tithe/giving, savings, loan payments (credit cards, student, personal), Non-necessities could be: – Clothing, smart phone plan, recreation, gifts, beauty/personal, entertainment, anything that you might spend money on, but it’s not necessary for your survival.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Saving Everyday

JANUARY 10, 2012

Today is the first day I feel somewhat human and motivated. And my husband who flew back and forth from Afghanistan and has been there for me via messenger, phone, and email every single day. My first week of 2012 didn’t go exactly as planned. I have been sick as a dog. Like don’t-want-to-get-out-of-bed sick. I still cry.

Money 53

Money Work Saving Money Daughter 53