The Frugal Girl

FEBRUARY 28, 2024

I also think that while you are working to get out of debt, it’s helpful to have a kind attitude toward yourself. Few of us humans are motivated by shame, and that includes shame we heap on ourselves. In the past, I did the best I could with the information and beliefs I had at that point. JEG I really did not!

Money 206

Money Debt Credit Cards Goals 206

The Frugal Girl

SEPTEMBER 21, 2023

I want to be someone who makes my patients’ days better; to me, that seems like such important work. I’m busy and it’s a lot of work, but I am delighted to be a full-time student. *Ok, GPA at some point in nursing school. Based on how week one went, I feel motivated to continue.

Thankful 218

Thankful Chiquita Flowers and Plants At&T 218

Motherhood Moments

FEBRUARY 24, 2023

Fitness experts at bulk have stressed the importance of making sure Americans follow the correct form when working out, or else risk not seeing results and giving up on keeping fit. Progressive training is the key to seeing results - but it doesn’t work if you’re not following the correct form for each exercise, or pushing your body enough.

Bulk 100

Bulk Motivation Video January 100

Prairie Eco-Thrifter

AUGUST 17, 2017

If you are going on to college in the fall, don’t let summer roll by without doing some preparation work to help you avoid typical college fail points. Support with gaining work experience. What kinds of hours are folks expected to work in those fields? Here is what they are and how to get ready to duck them.

College 133

College Graduation Used Points 133

Family Balance Sheet

JANUARY 5, 2018

My motivation for waking up early is to have time to complete my morning routine and set myself up for a productive day. . Yes, I realize the point of goals is to challenge oneself, however, it’s not worth the mental mind games I will play on cold mornings. From 7-8, I get ready for work and get my kids off to school.

Goals 100

Goals 2018 Motivation Kids and Family 100

Coupons Do Work

MARCH 6, 2016

You can and these are legit ways — -AND a great way to get motivated to get-in-shape! Then, spend four weeks losing weight, and finish with a weigh out —it is fun and easy—and gets you motivated. The 10% Transformer games work much the same way, but they last for six months. Then, spend your points in store.

2016 100

2016 Goals Motivation Healthy Choice 100

The Frugal Girl

MARCH 6, 2024

I am not trying as hard to save money on groceries as I used to Back in the day, I definitely worked harder on my grocery spending than I do now. I made more things from scratch, I purposely cooked and served cheaper foods, I bought fewer convenience foods, and I worked hard to find the lowest prices possible on what I bought.

Grocery Spending 192

Grocery Spending Groceries Grocery Sewing 192

Prairie Eco-Thrifter

OCTOBER 7, 2012

Make it a point to specialize in something that your employer needs. Have a Good Attitude People like to work with those who uplift them. You can improve your brand as a motivator if you develop a good attitude. Solve Problems Instead of just pointing out issues, come up with ways to solve problems.

Motivation 213

Motivation Work Growing Building 213

Family Balance Sheet

APRIL 9, 2021

Dave Ramsey has a plan and it has worked for millions of people. The point of the starter emergency fund is to get you through until you pay off your non-mortgage debts, at which point, you build a more extensive fund. His suggestions were a good starting point, but we came up with our own number.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

SEPTEMBER 26, 2013

There has been a lot going on at work and at home which has been wearing on me. I will be spending my weekend working at an out of town business meeting. Don’t miss Vanessa’s post about How I Make my Teeny Tiny Salary Work for Me at Vanessa’s Money. 5 Tips for Motivating Yourself to Exercise More.

Fridays 187

Fridays Budgeting Budget New Cars 187

Prairie Eco-Thrifter

APRIL 2, 2014

I had difficulty fitting in work outs when I was with the kids during the day, and after the kids were in bed, I was usually too tired to want to work out. At that point, all I wanted to do was crawl into bed with a good book. My kids like watching the other kids exercise and feel motivated. My daughter loves yoga.

Parenting 210

Parenting Kids Kids and Family DVDs 210

Prairie Eco-Thrifter

JUNE 19, 2013

I remember getting a quarter for every E (excellent work) and although I never had to pay it, there was a penalty for any grade below average. Parents who object to paying for grades feel that their students are expected to study hard and shouldn’t have to be motivated by money to do so. It worked for us. First The Cons.

Parenting 210

Parenting Kids and Family Student Motivation 210

Motherhood Moments

DECEMBER 27, 2022

years building the real estate portal business the staffing industry was booming and if I had continued to work on my staffing business and re-invested all that money instead of starting the real estate portal business, I could have significantly grown the staffing business. The opportunity cost was that during that 2.5

Real Estate 130

Real Estate Persevering Building Office 130

Family Balance Sheet

JUNE 11, 2014

Our plan is going to take us several years and I think celebrating will motivate us when the going gets long and tough. It felt like it was taking forever to get to that point and to be honest my husband was feeling burned out. But reaching #2 has given us new motivation to keep plowing away at our business and our Debt Freedom Plan.

Debt 100

Debt Emergency Fund Financial Goals Motivation 100

Family Balance Sheet

NOVEMBER 25, 2019

On the 25th of every month from January to November in 2019, I held a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Going forward: At this point in the year, our monthly Christmas savings became a habit and is an automatic line item in our budget.

2019 130

2019 November Club Christmas 130

Prairie Eco-Thrifter

JULY 11, 2013

I have long days working all day and then going to class at night; Not to mention I have to find time to study and get homework done. Considering the work from home approach? If so, don’t miss John’s post at Frugal Rules that describes The Potential Pitfalls of Working from Home. Happy Friday everyone.

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Savings Corner

DECEMBER 24, 2023

But here’s the point: The plan needs to provide the path for you to meet your financial goals, including helping to motivate you. That may involve going back to the basics of budgeting so that you’re living below your means or refinancing your debt so that you can work toward paying off your debt.

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

SEPTEMBER 15, 2011

I didn’t keep up with my Weight Watchers points and I was stagnant. So I branched out to find a partner for motivation. I work from home and am very flexible with timing. Ten minutes into the call she was telling me about her abusive husband who was currently working off shore and that she was trying to leave.

Craigslist 178

Craigslist Motivation Work From Home Military 178

Motherhood Moments

JUNE 25, 2023

To drive this point home, all of these points will have an example for kids and an example for adults. Adult Example: Linda misses a deadline at work, and the boss is irate. Being engaged and motivated to enforce the rules that are important for your family is a full-time job. But consistency makes children feel safe.

Parenting 100

Parenting Making Kids and Family Communications 100

Motherhood Moments

MARCH 14, 2023

38 percent view their work environment as a negative contributor to their wellbeing. If anything, he points the finger at the incredibly harsh times we live in (it’s right there in his book title). Work and other aspects of adult life will bring stress,” notes Magee. 43 percent suffered from anxiety. There will be anxiety.

Parenting 100

Parenting Podcasts Student College 100

Prairie Eco-Thrifter

SEPTEMBER 19, 2019

For example, an MBA with a focus in management can synergize with a wide variety of undergraduate majors, providing those with an expertise in, say, science or medicine with the leadership skills needed to take charge of teams and manage personnel working under them. The post What Should I Look for in a Business School?

Student 113

Student Part Time Pace Re-use 113

Savings Corner

DECEMBER 24, 2023

This time is exactly where a good advisor will get you to stick to the proven, long-term strategy , motivating you to do what’s in your interest and avoid the habits that will sink your retirement. Freed from financial work. Fiduciaries tasked to work in your best interest. Fit for your needs. “A Requires trust.

Goals 52

Goals Work Insurance Georgia 52

Prairie Eco-Thrifter

JANUARY 18, 2011

The truth of the matter is, we are more motivated to stick with a goal when we focus our minds on more meaningful sources of motivation- Enjoying exercise, eating healthy, saving money, and feeling good. Each time we fail, we learn a little bit more about ourselves; what works for us and what doesn’t.

Goals 124

Goals Motivation Work Budgeting 124

Prairie Eco-Thrifter

SEPTEMBER 22, 2014

At some point in your life, you will probably ask yourself that question. These may be different for you, depending on your age, stage of life and motivations. Will you be safer, happier, closer to work, healthier? What work is involved if you would move? How do we decide if we should sell our home or stay put?

Home 165

Home Taxes Real Estate Landlord 165

Prairie Eco-Thrifter

AUGUST 7, 2012

Understand Your Starting Point The first step is understanding your current position. Examine What Is Next The next step is to work out where you want to be in various stages of your life. Take your time to work out what you really want in life and set your goals accordingly. This helps to keep you motivated.

Financial Goals 213

Financial Goals Goals Making Simple 213

Prairie Eco-Thrifter

FEBRUARY 12, 2013

The point isn’t only to get your measurements stored somewhere. If you’re getting good results and writing about it in your journal then this can (and will) turn into a huge motivator to go forward … and that’s the point. Do it either in the morning (before going to work), or in the evening.

Journal 188

Journal Used Re-use Microsoft 188

Family Balance Sheet

JANUARY 4, 2016

My husband and I are back at work, our girls are back in school, and our normal routine resumes. And to stay motivated, I want to continue to share the successes of others with more Debt Free Stories. This year, I will be writing more about finances at this point in life. I’m back! And ready to rock the new year.

2016 100

2016 Money Financial Goals Debt 100

Family Balance Sheet

FEBRUARY 2, 2017

Their 2017 goal is to boost their savings rate and get their expenses down to $30,000 a year as they work towards financial independence. They’re still working on developing their goals for 2017. She and her husband also used a visual motivation chart posted on their refrigerator.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

SEPTEMBER 23, 2014

At what point do you stop? I’ve found that people like to point fingers and make excuses more than they care to take some kind of effective action. Watching this scene play out time and time again frustrates and astounds me like watching a person with lung cancer smoke a cigarette. The second strategy is to practice long-term goals.

Cycle 181

Cycle Cinnabon Goals Financial Goals 181

Prairie Eco-Thrifter

JULY 10, 2012

Once you’ve made some financial goals that motivate and inspire you, try and put dollar amounts around them. The point is to start off visualizing where you want to be and design a budget around it. The point is to start off visualizing where you want to be and design a budget around it. So, how do you manage your finances?

Budgeting 213

Budgeting Budget Toll House Cooking 213

Family Balance Sheet

SEPTEMBER 9, 2014

Your money stays yours, so you can make it work for you. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. When’s our debt free date now that I sent in that $1000 from that extra work? We asked for raises, did work on the side, got better jobs, I started a business, etc.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Savings Corner

DECEMBER 27, 2023

down payment 3% New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois. down payment 3% New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois. Not sure about the interest rate?

Calculators 52

Calculators Property Taxes Insurance Illinois 52

Couponing 101

FEBRUARY 28, 2020

Family rituals are an easy way to work in more family time and strengthen your bonds. While pep talks from small children may not always be motivating, they can be very entertaining. By the time you realize how quickly time flies, your kids may be getting ready to go to college. Have Morning Pep Talks. Go on Family Walks.

Family 93

Family Building Kids and Family Parenting 93

Family Balance Sheet

FEBRUARY 18, 2015

In my roles as a motivational storyteller, engaging Amazon Top 100 author, and Internet radio show host, I am passionate about motivating, encouraging, and inspiring people overcome their obstacles to become their greatest selves. Worked extra jobs. Were there arguments during the time you were working on your debt?

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

JANUARY 11, 2016

And as the book pointed out, it is actually quite alarming. It is only possible if YOU make it happen, but it will take hard work and preparation. Even now that our daughters are in school full-time and I’m working outside the home, I still consider myself the FOM and it’s a job I take seriously, and you should too.

2016 100

2016 Debt Finance Tools 100

Nicoles Nickels

MARCH 31, 2013

I need to also work on my water consumption at work. I bring food to work at the beginning of the week and can snack on it as the week progresses. This week I was really good and weighing myself every day helps me to keep the weight loss fresh in my mind and keep me motivated all day! *. Jamie’s Weight Loss: 33.0

Food and Drink 65

Food and Drink Sprint Work Lunch 65

Prairie Eco-Thrifter

JULY 13, 2014

Closing costs : Per Realtor.com these are typically paid by the buyer, these costs can add between 2 – 7% of the purchase price to the buyers bill – but a motivated seller might grant some $$$ towards them. Deductible closing costs include points or prepaid interest on your mortgage and your share of the prorated property taxes.

Real Estate 186

Real Estate Taxes Insurance Property Taxes 186