Savings Corner
DECEMBER 25, 2023
Instead, they use a mortgage, which is a loan to buy a home. Each payment includes a combination of principal and interest, as well as property taxes, and, if needed, mortgage insurance. Principal is the original amount of money you borrowed while interest is what you’re being charged to borrow the money.
Family Balance Sheet
APRIL 11, 2020
Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have been using it ever since. Cash is King.
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Family Balance Sheet
MAY 6, 2020
For many households, their finances and budgets are in limbo. Life, as we knew it came to a halt for so many of us in mid-March, and life going forward will forever be known as pre-pandemic or post-pandemic. My family’s finances have also been affected. What got us through financially? Everything changed.
Family Balance Sheet
JUNE 8, 2018
A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. We have been using this system ever since.
Savings Corner
APRIL 4, 2024
Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. Compare options from multiple personal loan lenders before applying to make sure you’re getting a competitive interest rate and fee structure.
Family Balance Sheet
JUNE 22, 2020
Financially speaking, he focuses on building the business and I focus on managing our home and finances. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. We’re STILL here! In 2020, we still use and are thankful for Medi-share.
Savings Corner
DECEMBER 24, 2023
“Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey. Secure your financing A preapproval is not the same thing as official approval.
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