Family Balance Sheet

DECEMBER 29, 2020

That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. This is a one-month only spreadsheet.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. This is a one month only spreadsheet.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Savings Corner

DECEMBER 25, 2023

Instead, they use a mortgage, which is a loan to buy a home. Each payment includes a combination of principal and interest, as well as property taxes, and, if needed, mortgage insurance. Mortgage lenders use credit scores to evaluate risk. How you’re using the home. What is a mortgage? Your credit score.

Re-use 52

Re-use Economy Homeowner Insurance Insurance 52

Prairie Eco-Thrifter

JULY 6, 2014

We will probably be renting a car for our vacation this year. This year, though, we are taking our precious grandson with us and the van just isn’t as reliable as it needs to be. I want this vacation to go well and that rental car will be our daytime home for 12 days. Use your discounts. Rent on a weekend.

Rental Car 167

Rental Car Cars Car Rent 167

Prairie Eco-Thrifter

JULY 13, 2014

Common commission percents of your property’s sales price can range from 3 – 7% – which add up fast. If, for example, you were to sell your vacation rental condo for $200,000 and contracted with your agent to pay her 5%, you would owe her $10,000 – reducing your proceeds to $190,000. Carryover passive loss use.

Real Estate 186

Real Estate Taxes Insurance Property Taxes 186

Prairie Eco-Thrifter

SEPTEMBER 15, 2016

When vacationing, I always try to include some kind of boat tour. A few years ago, when selecting a vacation home to buy, one of my criteria was that it had to be at a lake or on a beach. Then, you would also need the gear that makes having and using a boat fun. No one was buying used boats during the recession.

Buy 100

Buy Buying Rent Recession 100

Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. I have been using it ever since.

Budgeting 246

Budgeting Budget Family Debt 246