Savings Corner

APRIL 4, 2024

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. Home equity loan: What is it?

Home 52

Home Work Debt Credit 52

Prairie Eco-Thrifter

JULY 16, 2014

Unfortunately the recession of 2008 was not an isolated incident. If we ignore that possibility and assume that things will always stay the same, we put ourselves and our finances at risk. Fluctuations and devaluations have happened before and they’ll undoubtedly happen again. Have you ever made an assumption that cost you?

Emergency Fund 174

Emergency Fund Insurance Recession Unemployment 174

Prairie Eco-Thrifter

NOVEMBER 6, 2017

We planned our purchase in the heady days just prior to the recession of 2008/2009. My differing perspectives on vacation rental finances. We planned to rent out the property and thought it would rent quite a few days of the year. Property value appreciation. Gather the family.

Vacation 124

Vacation Rent Taxes 2007 124

Prairie Eco-Thrifter

NOVEMBER 20, 2012

Verdiem first released a computer energy-saving program called Edison in 2008 with the intent of reducing a computer’s energy usage through scheduled “suspension”, which basically amounts to a sleep mode. With an energy crisis capturing the world as we speak, it is a good time to consider how investing in.

Software 188

Software Office Computers Saving 188

Prairie Eco-Thrifter

MAY 22, 2011

The economic effects of the recession of 2008 are still very much upon us. While this may keep your credit in good shape, your finances will remain in shambles. It will take years to see a dramatic reversal of the unemployment trend that saw the US unemployment rate nearly reach 10%. Debt has become a way of life for so many.

Debt 157

Debt Recession Unemployment Budgeting 157

Family Balance Sheet

NOVEMBER 28, 2014

I opened FBS in late 2008 when I was a stay at home mom to a toddler and an infant. Now both of my kids are in school full time and even though my hours at our business have increased, I am making a commitment to spread my mission of helping families with their finances and grow FBS. For me, this course came at the right time.

Growing 190

Growing Goals Full Time Video 190

Fashion Without Guilt

MARCH 30, 2009

Since 2008 I have had a budget in place. Putting aside a designated amount of money every pay period creates control over your finances. Tags: tip Dave Ramsey shopping finance budget saving. Last year I took a Dave Ramsey Financial class, teaching budgeting and how every dollar should have a name. And GOD has it helped.

Finance 40

Finance Budgeting Budget 2008 40

Family Balance Sheet

FEBRUARY 4, 2015

That was in 2008, so you might imagine how that turned out! Once we both took a look at our budget and finances, it was clear what we needed to do. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

For the Mommas

MAY 10, 2012

Here something about me that many don’t know…Nearly four years ago, I was working full time in Corporate Finance. Go Daddy has help pass both the Ryan Haight Online Pharmacy Consumer Protection Act and the Protect our Children Act of 2008. When I left my job, I had to learn to enjoy the thrill of getting a deal.

Win 69

Win Kids and Family 2008 Full Time 69

Prairie Eco-Thrifter

JANUARY 10, 2017

When the Great Recession began in 2008/2009, my boss at the time (a Vice President of the company) and her spouse consulted their financial adviser to see what they should do. They asked him what would likely cause us to come out of recession. During the long 7 years since the crisis, many people lost jobs and houses.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Prairie Eco-Thrifter

MAY 6, 2016

My copy has a copyright date of 2008. Much of the information in it is basic personal finance guidance (with a biblical twist). I pick up a lot of them at garage sales for 25 cents to a $1. One I obtained in that manner is “The Sound Mind Investing Handbook” by Austin Pryor.

401K 100

401K Money Emergency Fund Goals 100