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Our 2018 Financial Goals

Family Balance Sheet

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Shame on us for dragging our feet on this for too long.

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My 2020 Financial Goals & A Recap of 2019

Family Balance Sheet

ALSO our 2019 Financial Goal!). We’ve been working since 2013 to pay off a boat load of non-mortgage debt. That book has changed my outlook on reusing, recycling, making do, and rethinking one use products. The post My 2020 Financial Goals & A Recap of 2019 appeared first on Family Balance Sheet.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Wonder what sets you apart from the people that seem to crush their financial goals? These folks didn’t corner the market on goal success either, instead they just got the task DONE. The good news is that it is possible for the rest of us to be successful too. How can you Achieve your Financial Goals?

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. This is a one month only spreadsheet.

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3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

We want to achieve our financial goals, but still enjoy life. We use the gym, so we’ve never felt like it was a waste of money. In 2013, our average monthly grocery spending was $635. But one thing we didn’t want to do was feel like we were living a life of “lack” or sacrifice. Gym Membership.

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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today. You could also use a recent appraisal. Net worth is used often in regards to wealthy families, but honestly, it’s a formula everyone should embrace.

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Our 2017 Debt Freedom Plan Update

Family Balance Sheet

Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband. And to be honest, we don’t regret it one bit, but things changed rather quickly in 2013 and we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. We made a lot of changes since 2013.

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