Family Balance Sheet

FEBRUARY 2, 2017

Wonder what sets you apart from the people that seem to crush their financial goals? They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. with their goals.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

AUGUST 21, 2020

Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. My husband’s brain likes to see everything written down on one page, so I developed that first spreadsheet to list all of our accounts and all of our debts. How do your assets stack up against your liabilities/debts?

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

JANUARY 3, 2012

We talked through some issues and opportunities for our business and our personal, family, and financial goals. Our 2012 Financial Goals. Increase our Monthly Debt Payment. We have set a goal date of July 2015 to pay off all of our debt. We have set a goal date of July 2015 to pay off all of our debt.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

JUNE 11, 2014

Back in March I wrote about my family’s Debt Freedom Plan. It happened in 2006 and again in late 2012 to early 2013. By summer 2013, our savings was at an uncomfortable level. But reaching #2 has given us new motivation to keep plowing away at our business and our Debt Freedom Plan. Let us know in the comments.

Debt 100

Debt Emergency Fund Financial Goals Motivation 100

Family Balance Sheet

JUNE 4, 2015

However a few years ago, we found ourselves with too much debt and not enough cash. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. I manage the finances for our business and our family and by August 2013, I felt the weight of the situation.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

APRIL 11, 2020

We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. We just finished paying off our non-mortgage debts and now we were considering taking out a car loan. Update our Debt Freedom Plan to reflect lessons learned during this crisis. Cash is King.

Budget 246

Budget Budgeting Family Debt 246

Prairie Eco-Thrifter

JANUARY 10, 2013

I have tried to do some reading this week which I have highlighted below: Great Reads From The Blogosphere: Despite 2012 being over, Invest It Wisely’s idea to fight the winter blues by giving to causes you believe in is a sure-fire way to ensure you’re on your way to a fantastic 2013. Finalizing your 2013 goals?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. At the point when we finally got serious about paying off our debt we had $22,047 left.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

SEPTEMBER 21, 2015

August 2013 was a month that I’d like to wipe from my memory. We carried no credit card debt and we contributed to our retirement. But in August 2013, our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages, our home and our business. Stay positive.

Finance 100

Finance Debt August 2013 100

Prairie Eco-Thrifter

DECEMBER 30, 2013

However, your New Year’s Resolutions should be about more than just generically “saving more”, “spending less”, or “paying down debt” What if you’ve been making solid progress in those areas? Get help setting financial goals, and working toward them. We all need help sometimes.

Financial Goals 186

Financial Goals Goals Finance Money 186

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Our 2 Main Financial Goals for 2018: 1 – Finish the will.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. This is the year that we will be very intense about paying off our debt. How We Saved.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. After the first year, the new business debt weighed on me. Our non-mortgage loans totaled over six figures.

Debt 130

Debt Health Insurance Insurance Budgeting 130

The Frugal Girl

DECEMBER 11, 2023

Being frugal allows me to stay at home with our little ones, which was always a goal of mine, and my husband has been very supportive of that. My husband and I bought our first home in 2013 when interest rates and housing prices were pretty low. and realized we should pay off this debt as quickly as possible.

Money 192

Money Kids and Family Frugal Parenting 192

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. We want to achieve our financial goals, but still enjoy life. In 2013, our average monthly grocery spending was $635. We want to have our cake and eat it too.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. Yep, we’re newlyweds and eloped together in December 2013. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

JANUARY 8, 2020

My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. ALSO our 2019 Financial Goal!). We’ve been working since 2013 to pay off a boat load of non-mortgage debt.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Saving Cents With Sense

MAY 26, 2014

Only 32 percent of Americans prepare a monthly budget, according to a Gallup poll taken in June 2013. Creating a short-term budget and long-term financial plan can not only help you get out of debt once and for all, but they can also guide you to economic independence and prosperity. Create Milestones. Never Pass up Free Money.

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

Saving Everyday

DECEMBER 28, 2012

Start 2013 on the right track!! View all of your accounts in one place, monitor your spending activity, create a personalized budget, and track your budgeting goals (for FREE) with LearnVest’s My Money Center ~. LearnVest’s My Money Center will give you a snapshot of your overall finances, including your assets, debts, and net worth.

Finance 45

Finance Budget Budgeting Tools 45

Saving Everyday

OCTOBER 8, 2013

Start 2013 on the right track!! View all of your accounts in one place, monitor your spending activity, create a personalized budget, and track your budgeting goals (for FREE) with LearnVest’s My Money Center ~. LearnVest’s My Money Center will give you a snapshot of your overall finances, including your assets, debts, and net worth.

Budgeting 45

Budgeting Budget Tools Finance 45

Prairie Eco-Thrifter

OCTOBER 21, 2012

Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. ” Dividend Growth Investor from Dividend Growth Investor shares how Dividend losers focus on excuses that prevent them from achieving their goals of financial freedom. They aren’t concerned about the latest deal, craze or freebie.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

JANUARY 5, 2019

I want to reduce our debt by paying off our last non-mortgage loan. . Our main financial goal is to pay off our last non-mortgage loan. It was a goal in 2018, but high medical bills and other financial challenges hindered our progress. However, I ran a half marathon in less than 2 hours once back in 2013 with a time of 1:57.

2019 100

2019 Recycle Recycled Recycling 100

Finally Frugal

MAY 30, 2012

My goal is to pay my loans down to $20,000 by the end of the year (an ambitious goal, for sure) so in January I can sell my stock and pay it all off once and for all! So for those of you out there who are in debt up to your eyeballs (or armpits, or belly button. Student Loan Debt: $61,762::::$39,070. this CAN be done.

Debt 40

Debt Student TV shows Goals 40

Finally Frugal

SEPTEMBER 10, 2012

Here's a more organized update (and then I'll explain my dilemma): Here's where things stand now, in early-mid September 2012: Second Mortgage Debt: $31,400::::$25,176. Student Loan Debt: $61,762::::$29,318. Primary Mortgage Debt: $167,500::::$154,209. Student Loan Debt: $61,762::::$39,070. What would you do?

Debt 45

Debt Student Taxes January 45

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Adrian Nazari, CEO and founder of CreditSesame.com , is available to talk about how consumers can start 2013 on the right financial foot, as well as discuss the top 3 financial resolutions and what consumers can do to address them including: Saving More.

Monitors 40

Monitors Credit Debt Consumer 40

Prairie Eco-Thrifter

MAY 26, 2016

Although we think of the Great Recession starting in early 2009, it wasn’t until 2013 that the 5 year CD interest rate fell below 1% – and has stayed there ever since according to Bank Rates interest survey data. We could take on debt to grow using other people’s money. A better road to financial freedom.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

JANUARY 10, 2017

percent compared with the July 2013 through June 2014 midyear average, the U.S. With interest rates so low, why not spend now, using debt, instead of waiting for inflation and higher interest rates to kick in and raise the price of goods and services. The pleasure of accomplishment you get in setting and meeting a goal.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? KT presents In Debt Consider Paying Cash for Your Purchases posted at Personal Finance Journey , saying, “Are you in debt besides the mortgage? Do you have thousands of dollars worth of student loan debt and/or credit card debt?

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

MAY 6, 2016

Unfortunately, I was doing this from 2010 through 2013, part of the longest bull run we’ve had in the US recently. The goal is to stay on track to a final dollar goal by knowing the anticipated value of your pool each period (again, this could be weekly, monthly, yearly, etc). Value Averaging.

401K 100

401K Money Emergency Fund Goals 100

Family Balance Sheet

AUGUST 11, 2014

Welcome to Debt Free Stories. She paid off $41,587 in debt in 14 months! How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? I was inspired to get debt free for 2 main reasons: 1. We wanted to enter into marriage debt free. (He Where are you from? in 14 months.The

Debt Free 235

Debt Free Debt Mom Goals 235