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What An Auto Loan Is And How It Works

Savings Corner

You can use dealer financing to purchase a vehicle or arrange auto loan financing through a bank, credit union or online lender. If you want to buy a car , you must first arrange for vehicle financing. It includes the vehicle’s purchase price, interest and any applicable fees you choose to finance.

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How To Get A Business Loan In 6 Steps

Savings Corner

Brick-and-mortar banks tend to work with businesses that have a strong financial profile. Lenders may set requirements for: Time in business Traditional banks may require one to two years of business under your belt to qualify. For the best interest rates, most banks will look for a score of 680 or higher.

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Spring Clean.Your Finances

Family Balance Sheet

You spring clean your home; why not spring clean your finances? Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. The Family Balance Sheet is a form that I created to help me communicate the state of our finances with my husband.

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How to Start a Business in 15 Steps

Savings Corner

Here are the essential steps on how to start a business, from choosing the right business idea, creating a solid business plan and structuring your company to opening a business bank account and choosing the right accounting software. A business bank account can help, and they’re easy to set up.

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How To Get A Personal Loan In 8 Steps

Savings Corner

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Most lenders have websites with secure portals you can use to upload requested documents.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Although my parents never specifically taught me about finances, they lived a frugal life by necessity. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. I grew up in banking and held other finance-related positions during my working years.

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Best Mortgage Lenders Of April 2024

Savings Corner

Image Source/GettyImages; Illustration by Hunter Newton/Bankrate When you’re shopping for a mortgage , you have many options, from big banks to online lenders to local credit unions. Bank scores high for affordability due to offering many types of homebuying assistance and discounts for banking customers.

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