Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

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Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

JULY 25, 2012

Even if your children are very young, it can’t hurt to have a look at the best savings rates and start planning. Making Learning Fun There’s no need to gather up the kids and start lecturing on the finer points of finances. At this point, you have the ability to explain how saving money works and how it can benefit them.

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Saving Money Money Kids Saving 188

Prairie Eco-Thrifter

DECEMBER 6, 2012

We have all heard that age old adage “save your pennies for a rainy day,” but many of us never do it. Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. It is challenging to save, and it does take diligence.

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Bank Banking Money Saving 265

Couponing 101

JUNE 19, 2019

But you don’t need to develop deep frown lines stressing about how your beauty routine is affecting your finances. With these tips for saving money, you can enjoy a healthy beauty routine and a healthy budget. If you are comfortable doing any of these things yourself, you can save a pretty penny. Wear Sunscreen.

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Saving Money Beauty Money Serum 51

Motherhood Moments

MARCH 14, 2023

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment. Best Gas Rewards Credit Card: The U.S.

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Credit Cards Gas Thrifty Credit 100

Savings Corner

APRIL 4, 2024

Old National Bank 620 for conventional loans, 640 for FHA loans, 680 for VA loans 4.6 Bank 620 for conventional loans, 740 for jumbo loans 4.8 Citizens Bank 620 for conventional loans 4.5 PNC Bank 620 for conventional, jumbo and FHA loans, 640 for USDA loans 4.5 Bank 620 for conventional loans, 740 for jumbo loans 4.8

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Refinancing Bank Banking Credit 40

Prairie Eco-Thrifter

JULY 13, 2015

Before you get ready to shove those kids of yours out of the nest, here are what I consider to be (based on my experience as a person, a Mom, and a Grandma) the most important things you (or someone) should teach them about personal finance. Neither would you want the bank or institution to rip you off.

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Prairie Eco-Thrifter

MARCH 22, 2012

Penniless Parenting hosted the Festival of Frugality – Life Stages Edition and included YFS’ post, Thrifty Ways to Save on Travel. Many thanks to Young Adult Finances who hosted the Yakezie Carnival – Mardi Gras Edition and included my post, African Safaris, Gorilla Treks and Blogcation.

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Personal Finance Finance Las Vegas Budgeting 133

Prairie Eco-Thrifter

APRIL 24, 2012

6 percent of households in the United States are unbanked or underbanked and, so have missed opportunities for savings, lending, and basic financial services ( according to the Federal Deposit Insurance Corporation). Your children know that you are saving money. According to the resolution: Twenty-five.6

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United States Personal Finance Economical Finance 202

Koupon Karen

NOVEMBER 30, 2023

There is also essential baby gear, like a car seat, travel system, or baby capsule, that you may need to spend money on. In big cities, you can purchase high-quality baby gear without breaking the bank. It’s a great way to save money and reduce waste simultaneously. But remember, you’re not alone.

Budgeting 52

Budgeting Budget Baby Friends And Family Sale 52

Prairie Eco-Thrifter

JANUARY 28, 2014

As a result of the PlayStation breach, I began changing the way I use my credit and debit cards , and my bank accounts , so that I could limit the difficulties associated with breaches of this nature. This is because I don’t want my bank account compromised. Use Credit Cards. I use credit cards a lot more now. What do you think?

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Credit Cards Bank Banking Identity Theft 193

Prairie Eco-Thrifter

SEPTEMBER 5, 2019

Is saving money one of the goals that you always seem to set for yourself, but never quite achieve? These days, most of us know that if we want to be successful in life, we have to commit to regular saving. When you can’t see the extra money sitting in your bank account, you’ll be less likely to spend it.

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Bills Money Bank Banking 113

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. A personal loan is money borrowed from a lender that can be used for nearly any purpose. Once you’re approved, the lender will disburse money into your bank account.

Debt 52

Debt Credit Cards Credit College Tuition 52

Nicoles Nickels

DECEMBER 2, 2011

Regina Lewis is one of the nation’s leading personal finance commentators known for well-researched, practical and actionable advice. Regina’s bottom-line: help consumers save time and money. Regina’s bottom-line: help consumers save time and money. Easy as 1-2-3 Ways to Save This Holiday and Beyond.

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Personal Finance Finance Holiday Shopping 45

Prairie Eco-Thrifter

NOVEMBER 25, 2012

Saving means that you deposit a sum of money, which you can generally add to over time, into an account with a bank, credit union, savings and loan or other financial institution. The bank uses your money for lending and pays you a pre-determined interest rate for that privilege. Save or invest?

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Money Debt Refinancing Credit Cards 189

Prairie Eco-Thrifter

MAY 17, 2021

With finances being tighter than ever, many families are looking for ways to trim their budget and reduce expenses. For example, if you live in an area prone to flooding, earthquakes, tornadoes, or other natural disasters, your bank may require you purchase special insurance against those types of events.

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Insurance Co-Op Finance Home 100

Saving Cents With Sense

FEBRUARY 6, 2014

It’s another late night of trying to juggle the finances and balance the budget. You have pawed through all the crumpled receipts littering the bottomless pit of your purse and typed dozens of entries into an overly complicated spreadsheet, but you still can’t figure out where all the money has gone. Toshl Finance.

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Money Budgeting Budget Finance 89

Prairie Eco-Thrifter

OCTOBER 28, 2012

While some families are doing this while living comfortably, others are forced to make spending cuts just to survive until the next paycheck hits the bank. Check out the following ways in which you can save on these expenses. How to Save Money on Food. You cannot avoid spending money on food.

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Phones Bills Money Saving Money 202

Prairie Eco-Thrifter

JULY 18, 2011

If you analyzed your bank statement or credit card bill, you would probably find a large percentage of the charges would be fast food or other “eating out” type expenses. Figure out how much you are truly willing to spend on eating out every month, then pull that cash out of the bank, and put it in an envelope called “eating out”.

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Money Saving Money Eating Out Real Estate 180

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. My University Money: Should I Pursue a Co-op Education? There were 56 submissions this week.

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November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

SEPTEMBER 15, 2013

We called in the HVAC repair man and spent good money finding out that we really do need to take action on this at least once a year. If you neglect to winterize your home, your bank account will dwindle due to increased heating costs. The cost of doing nothing extends into every aspect of our lives, not just our finances.

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Real Estate Money Insurance Plumbing 211

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. The Skilled Investor , Editor.

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Money Finance Personal Finance Real Estate 133

Savings Corner

DECEMBER 24, 2023

While banks and credit unions offer personal loans, subprime lenders are also very active in this market, so shop carefully and compare rates, terms and fees between three or more lenders. Credit card balance transfers Transferring your debt to one credit card, known as a credit card balance transfer , could help you save money on interest.

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Debt Calculators Credit Cards Credit 52

For the Mommas

JULY 23, 2012

Don’t worry about raking up those credit card bills, or putting a dent in your savings. Credit Sesame will help you manage your finances, and unlock your credit potential. TD Bank : Read 10 Books & Earn $10.00. Credit Sesame wants to help you ease the ‘Back to School” stress. What does Credit Sesame do?

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Credit Win Credit Cards Finance 61

Prairie Eco-Thrifter

MARCH 22, 2011

5 Pieces of Advice to Tell Your Child About Money is a series that will run every Tuesday for the next few weeks where some of the top personal finance bloggers share their thoughts on this topic. The entire series can be found under Money Tips. Save for emergencies…big emergencies.

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Money Personal Finance Consumerism Plumbing 124

Prairie Eco-Thrifter

JANUARY 28, 2011

Managing Money. How to Save Money shares with us how we can keep our finances safe when buying items online. Sweating the Big Stuff tells us about 5 people that can save us money, time and stress. We personally use Quicken and we find it works great for reviewing our finances. What did you do?

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January 2010 Personal Finance Finance 124

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) Although my parents never specifically taught me about finances, they lived a frugal life by necessity.

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Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

MAY 4, 2011

Everyone wants a short cut to wealth, and everyone seems convinced that there’s a great mystery surrounding financial stability and that only the most dedicated among us can escape college with our bank accounts intact. Happily, that’s not the case. All it takes is some common sense.

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College Graduation Credit Cards Re-use 169

Prairie Eco-Thrifter

JULY 16, 2013

If you’re trying to save money, pay down debt, or both, then you might want to consider skipping your family’s usual summer trip and plan staycations instead. About the Author: Tony Standin is a personal finance writer who loves to save money, live an eco-friendly life, and enjoy time with his family.

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Frugal Life Frugal Kids and Family Inexpensive 242

Prairie Eco-Thrifter

MAY 10, 2012

Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances. posted at Your Finances Simplified , saying, “One of the things that investment gurus always emphasize is to diversify, diversify and diversify. YFS presents What Is Asset Allocation and Why Is It Important?

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Money May 2012 Debt 113

freestuff.tv

MAY 18, 2011

Here are some secret tips in creating a budget that can rejuvenate your personal finances and become debt free. Track your expenses and follow the money: The first step that you need to take in order to create a perfect budget is to track your expenses for a month. .

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Budgeting Budget Debt Debt Free 130

Family Balance Sheet

JULY 2, 2015

We began to realize that each item we own costs us something, either our time to maintain it or our money. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. We are living in an apartment that we can pay for out of one paycheck with money left over. Give to others.

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Student Debt Debt Free Finds 100

For the Mommas

MAY 22, 2012

In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense. This money is pulled out of your checking account and held for future expenses, and it’s separated from your traditional savings account to give you a clear picture of how much money you have available for that expense.

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Craigslist West Virginia Bank Banking 78

Prairie Eco-Thrifter

NOVEMBER 4, 2011

Toward the eight end of the age group, kids start to get interested in earning money via their own business. Where ever your child is on the learning continuum – here are some ideas on ways to teach personal finance without spending (much) extra time specifically on it. Org – Various resources to teach personal finance.

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Money Parenting Kids and Family Gasoline 187

Prairie Eco-Thrifter

OCTOBER 9, 2014

This lady has been blowing up, from The Today Show to The View, she is inspiring folks all over the country to save money by eating in! I’m all for saving money and inspiring people to cook their own food, but I worry about the trade offs. Saving money isn’t always as clear-cut as it seems. Money Tips'

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Saving Money Money Giving Public Transit 173

Saving With Shellie

JULY 23, 2014

With iBotta, you are able to save money on products you buy on your regular shopping trips. If you are can combine the savings with a sale and/or coupon, you are likely to get the product at over half off…and sometimes free! It’s safe, secure and easy to keep your personal finances organized.

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Money Saving Money Flights Saving 108

Family Balance Sheet

JULY 13, 2016

Once we got crap in order, we just kept finding ways to make more money. Promotions, new jobs, side work, selling stuff, etc etc… All the time we kept the same cost of living and just banked and smacked the debt in the face. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

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Debt Debt Free Finds Home 100