Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Debt consolidation is the process of combining several debts into one new loan. The goal is to streamline payments, lower interest, and pay off debt more quickly.

Debt 52

Debt Calculators Credit Cards Credit 52

Family Balance Sheet

MAY 27, 2015

There were two things that inspired us to pay off debt. I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. Extra money from budgeting wisely and spending less (specific tips below).

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

SEPTEMBER 26, 2012

Another way to do this, if you have self control (which I don’t), is the budget just as if you were making the same amount as before, and manually reroute your extra money to your savings goal. For instance, I’m spending a lot of money each month on my cell phone bill. Likely, there was a reason.

Debt 189

Debt Goals Money Bills 189

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. Before we left I was already feeling stressed from juggling 8 payments on top of our regular household bills and expenses. Where are you from?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

DECEMBER 10, 2014

The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

FEBRUARY 21, 2013

Paying off debt is hard to do. Read John’s post about his stumbles on the way to paying off his debt at The Money Principle. Joanna at Our Freaking Budget wonders if we’re all just working for the weekend. How to Save Hundreds of Dollars a Year on Your Water Bill.

Fridays 165

Fridays Insurance Real Estate Debt 165

Family Balance Sheet

FEBRUARY 2, 2017

Each month when they do their budget, they update their chart. If your big dream requires money, start saving, begin to budget, and direct your money in a way that you will be ready for opportunity when it comes up. Related Reading: Check out Deacon’s free Starter Budget Form. Then create a plan to get there.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. debts one by one. we still weren’t making enough money to cover all of our monthly bills. When we added my grad school loans to our other debts and our regular. strict budget.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

AUGUST 4, 2014

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

SEPTEMBER 9, 2014

Quitting my job is one of the things being debt free has enabled us to do. have barely any bills and be able to live off passive income. If you want to become debt free, I’m here to tell you it is TOTALLY worth all the time, effort, and frustration. How much debt did you pay off?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. I was 22 weeks pregnant, and left with a leg injury and a mound of medical bills. How often do you and your spouse discuss your finances/budget/spending? To pay off our home early.

Debt 100

Debt Debt Free Finds Goals 100

Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. Through lay offs, new jobs, new schools, illness, and everything else involved with a family, we have had our ups and downs. How to know if coupons double. and much more.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Family Balance Sheet

JANUARY 7, 2015

We just decided to pay our house off as quickly as possible because we didn’t even want to be saddled with a mortgage. We wanted to be free to give as much as we could… and to never have to worry about bills. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living?

Debt Free 100

Debt Free Debt Budgeting Budget 100

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Create a budget. By refinancing, consumers could quickly save hundreds of dollars every year without having to make significant cuts to their budget. Paying Off Debt. The top 3 financial resolutions? that gym you no longer use.)

Monitors 40

Monitors Credit Debt Consumer 40

Family Balance Sheet

JUNE 2, 2016

It was getting to the point that as soon as I got paid, covered my monthly bills and made the required debt repayments my bank account was back to zero again. It really was no way to live; constantly worrying about a surprise bill dropping through the door and how I could handle even the slightest financial emergency.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Saving Cents With Sense

DECEMBER 20, 2013

If you’ve got dishes to prepare for the office potluck, dinner at the in-laws and Christmas morning breakfast—in addition to your annual holiday baking—you’ve got some big grocery bills that figure into the cost of Christmas. Start the New Year off right by making a commitment to save money and pay off debt.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Family Balance Sheet

AUGUST 5, 2015

My husband has always been the one who has felt the full weight of our debt. He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. Was there a particular event?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JULY 2, 2015

We have been given money ourselves during our process of paying off debt and try to remain grateful and giving. If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt? How often do you and your spouse discuss your finances/budget/spending?

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Living in Financial Excellence: Why Budgets Fail and How to Create a Successful Budget Many people attempt to do a budget and fail miserably. There are so many different ideas out there about how to do a budget and very little guidance on how to make them work in your life. Family Money Values: Who Manages Your Money?

October 200

October 2011 Finance Personal Finance 200

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Savings Corner

APRIL 4, 2024

Consolidating high-interest debt: If you’ve been struggling to pay off debts with high costs like credit cards, a home equity loan can make a big difference in the amount of interest you’re paying. Second, the amount of debt needs to be fairly significant.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. I’m on this journey to financial wellness with you and every weekend, I pack the newsletter with budgeting inspiration, money-saving tips & ideas, and frugal, yet tasty recipes. Write these dreams down on paper.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. And if you’re not paying your bill in full every month, you’re paying a lot of extra money in interest. 20 Tips for Frugal Living. Living frugally allows you to not only spend less than what you earn, but also allows you to earn less.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49