Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

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Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

SEPTEMBER 27, 2012

Even though the future may offer a brighter hope, one thing that is dim at the moment of crisis and that is, even if you do not have any money anymore, the bills will continue to come. Good money management technique is what you need to get the bills paid. You may want to buy the cheaper ones and those that offer deals.

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Bills Telephones Money Taxes 213

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What inspired you to get debt free? Where are you from?

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Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. How much debt did you pay off? What kind of debt was it?

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Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

OCTOBER 8, 2015

The average American will spend about $700 on holiday purchases* and unfortunately many people will get a little surprise in the mail in January when the credit card bills start rolling in. 3 Smart Steps to a Debt Free Christmas. Take these steps and have a Debt Free Christmas. Create a Budget.

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Debt Free Debt Christmas Budgeting 100

For the Mommas

DECEMBER 21, 2015

10 Ways to Recover From Christmas Debt. The following tips are meant to help you recover without becoming overwhelmed by your Christmas debt. #1: 1: Accept the Debt. . #1: 1: Accept the Debt. But, do you seriously think there is going to be a time when your Christmas debt is going to seem smaller? 2: Focus on It.

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Debt Christmas Credit Cards Bills 40

Family Balance Sheet

APRIL 11, 2020

We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. I set up a strategy years ago to pay for those yearly expenses , so thankfully, there’s money for these bills and we won’t fall behind. Stop sending an extra payment to our mortgage.

Budget 246

Budget Budgeting Family Debt 246

Prairie Eco-Thrifter

JUNE 20, 2012

This week I received a question from a reader asking how much to save up before buying a house. Here is Alicia’s question: How much money do my husband and I have to save up before buying our first home? How much of your income would be used to pay down your house-related debts? What Can You Afford?

Money 186

Money Home Debt Buy 186

Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Personal loan qualification requirements Your credit score , income and debt are usually evaluated by personal loan lenders to see if you qualify.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Saving Cents With Sense

JANUARY 24, 2012

Then more than a year ago something in me changed after a health scare and I realized that it’s important to pay off debt and save more than ever. I’m currently taking care of my debt one month at a time. However, I know now that paying off debt is more important. Learning to be frugal isn’t going to happen for me overnight.

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Pay Off Debt Debt Credit Cards Frugal Parenting 94

Savings Corner

DECEMBER 25, 2023

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. How does your debt-to-income ratio impact affordability? Debt and expenses. Credit profile.

Calculators 52

Calculators Debt Insurance Taxes 52

Prairie Eco-Thrifter

JANUARY 26, 2011

I myself struggled for many years paying my own bills, but have since found numerous ways to save money. Stop buying lunch every day. Plus, by watching shows without commercials you are less likely to be influenced to buy items you don’t need. Buy cheap groceries. It can save you bundles.

Bills 124

Bills Money Insurance Saving Money 124

The Frugal Girl

NOVEMBER 27, 2023

We are privileged in that we both have good-paying jobs and have more than enough money to cover the bills. I made some foolish choices shortly after graduating college, burning through my savings and running up credit card bills. I think I have a fairly natural inclination to being frugal, so it’s easy for me to forgo buying things.

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California Cars Car College 172

Savings Corner

DECEMBER 27, 2023

The worst-case scenario is that you get a loan without a clear picture of its impact on your monthly cash flow, leading you to take on more debt to make up for it. For some people, it’s just easier to see large payments come out of an account they don’t also use to buy groceries.

Debt 52

Debt Refinancing San Antonio Rhode Island 52

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. burden for us at first were the medical bills.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

DECEMBER 25, 2023

How to use the mortgage calculator Under “Home price,” enter the price (if you’re buying) or the current value (if you’re refinancing). Under “Down payment,” enter the dollar amount of your down payment (if you’re buying) or the amount of equity you have (if refinancing).

Calculators 52

Calculators Taxes Property Taxes Homeowner Insurance 52

Family Balance Sheet

FEBRUARY 6, 2021

Yep, I found a $20 bill last year on the beach! This money will go towards paying the actual medical bills from the injury. I talk a lot about debt freedom and that is still a goal of ours, and our Debt Freedom Plan will be adjusted. I like to think that buying a pre-owned vehicle is the best possible scenario.

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Finance January Family 2020 130

Motherhood Moments

MARCH 14, 2023

Lower Gas Demand: More than 1 in 2 people plan to buy less gas in 2023 compared to 2022. Nearly 8 in 10 people think gas prices are too high right now, and household budgets are also feeling the pressure of inflation at the grocery store and even in the cost of their debt. What is the best gas rewards credit card?

Credit Cards 100

Credit Cards Gas Thrifty Credit 100

Prairie Eco-Thrifter

AUGUST 6, 2013

With everything that’s going on right now, we can’t really afford to take on that kind of debt obligation. Credit checks might be performed before we can get into an apartment or buy a different home. Are You Prepared to Take on That Debt? So, if the borrower doesn’t pay, you have agreed to cover the debt.

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Debt Credit Money At&T 238

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. What inspired you to get debt free? Where are you from?

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

SEPTEMBER 26, 2012

Even if that means that you allow yourself to buy a coffee every once in awhile and you didn’t let yourself before, it’s lifestyle inflation. I still have debt to pay off and want to buy a house, so all of that inflation money could go toward saving or paying down debt more quickly. Likely, there was a reason.

Debt 189

Debt Goals Money Bills 189

Savings Corner

DECEMBER 23, 2023

Repaying any debts Entrepreneurs often shoulder substantial debts, whether a business loan, credit lines or personal obligations incurred during the start-up phase. The proceeds from your life insurance policy can be used to repay these debts, ensuring that your family is not responsible for settling them.

Life Insurance 52

Life Insurance Insurance Debt College Tuition 52

Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Maximum debt-to-income ratio: 75%, including mortgage and the loan you’re applying for. Minimum annual income: None.

Credit 52

Credit January Debt Credit Cards 52

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Here are some of the most common applications.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

NOVEMBER 18, 2022

Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. I rarely buy Christmas gifts throughout the year, but I do set aside gift money each month and come Thanksgiving, I have enough money to fund Christmas.

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Christmas Budgeting Budget Money 130

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. While high compared to their average of six percent in 2022, that’s significantly lower than other forms of consumer debt. What is a home equity loan?

Home 52

Home Debt Credit Cards Credit 52

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Pay your bills on time and avoid carrying credit card balances, and you’re well on your way to an excellent score. Debt load – 30%.

Credit Cards 234

Credit Cards Credit Building Rent 234

Family Balance Sheet

APRIL 19, 2016

Today’s Debt Free Story is from Anna. She is on a mission to help others become debt free. How much debt did you pay off? What kind of debt was it? It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. What inspired you to get debt free?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Prairie Eco-Thrifter

OCTOBER 11, 2012

There should be some things that you can buy without first asking permission from your spouse. Running Up An Enormous Credit Card Bill. It can be so easy to run up thousands of dollars in debt just by using that credit card. Most people will not see eye to eye when it comes to how much credit card debt is acceptable.

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Debt Credit Cards Money Credit 222

Savings Corner

DECEMBER 24, 2023

Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Buying a house: A step-by-step guide 1. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. Other things to consider Is it the right time to buy?

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

JUNE 6, 2011

Ask yourself : Do you start saving or paying off debt with a superhuman resolve- determined to avoid all temptation- only to fall off the wagon and give up hope in a matter of a few days? When it comes to debt, start off with a payment that allows you to still pay off your monthly bills. 5 Home Buying Fundamentals to Remember.

Pay Off Debt 176

Pay Off Debt Win Debt Goals 176

Savings Corner

DECEMBER 24, 2023

Debt reduction – How much do you need to pay down and how can you do it? Taxes – How can you minimize your tax bill and ensure the money is there when you need it? Debt reduction If you’ve piled on too much debt, a financial plan can help you devise a way to get out from under it.

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

JANUARY 7, 2015

Today’s debt free story is from Stacy. How much debt did you pay off? What kind of debt was it? We were debt free before I was 30 , including our home. The only debt we had was a mortgage – however when we first got married we were stupid and bought a Mercedes. What inspired you to get debt free?

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. At the point when we finally got serious about paying off our debt we had $22,047 left.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100