Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What inspired you to get debt free? Where are you from?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Finance 100

Prairie Eco-Thrifter

MAY 8, 2011

Welcome to the 18th edition of the Totally Money Carnival. I am talking about spring cleaning your finances and finding more ways you can save money. FruGal presents Why you SHOULD sweat the small stuff when it comes to money – FruGal. Now on to the rest… Save Money this Spring: #1. Save Money this Spring: #2.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Family Balance Sheet

FEBRUARY 19, 2022

My new mission was to manage our money to make sure we used it wisely and stretched it as far as possible. Pay our bills in a timely manner. Most are now set up on automatic billing which almost makes this a non-issue, but early on when I mailed actual checks, paying bills on time was a top priority.

Office 130

Office Family Finance Kids and Family 130

Savings Corner

DECEMBER 25, 2023

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. How does your debt-to-income ratio impact affordability? Debt and expenses. Cash reserves.

Calculators 52

Calculators Debt Taxes Insurance 52

For the Mommas

DECEMBER 21, 2015

10 Ways to Recover From Christmas Debt. The following tips are meant to help you recover without becoming overwhelmed by your Christmas debt. #1: 1: Accept the Debt. . #1: 1: Accept the Debt. But, do you seriously think there is going to be a time when your Christmas debt is going to seem smaller? 2: Focus on It.

Debt 40

Debt Christmas Credit Cards Bills 40

Saving Cents With Sense

JANUARY 24, 2012

She shares her own money saving journey with you to hopefully help inspire some that are just starting on that path. Let’s be honest, saving money for me has always been a struggle. Then more than a year ago something in me changed after a health scare and I realized that it’s important to pay off debt and save more than ever.

Pay Off Debt 94

Pay Off Debt Debt Credit Cards Frugal Parenting 94

Prairie Eco-Thrifter

JANUARY 26, 2011

Believe it or not, there are lots of ways to save money, no matter how much of it you have- or don’t have. I myself struggled for many years paying my own bills, but have since found numerous ways to save money. If you’re lacking on equipment front, check out Amazon for some great deals on appliances.

Bills 124

Bills Money Insurance Saving Money 124

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. You will also start to repay the money.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

APRIL 11, 2020

However, reality set in on April 1st and I’m now second-guessing that we have enough money set aside, so I have set into motion some strategies to prepare for the unstable economy and any lost income ahead. We just finished paying off our non-mortgage debts and now we were considering taking out a car loan. Cash is King.

Budgeting 246

Budgeting Budget Family Debt 246

Savings Corner

APRIL 4, 2024

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Prairie Eco-Thrifter

AUGUST 6, 2013

I’ve helped this relative out in the past, always with money that I don’t expect to be repaid. (My If you can’t afford it, say you’re sorry, but you can’t help with money right now.). With everything that’s going on right now, we can’t really afford to take on that kind of debt obligation.

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Debt Credit Money At&T 238

Prairie Eco-Thrifter

JANUARY 30, 2017

The author of Kiplinger article ‘How Money Is Used as a Weapon in Relationships ‘ says: “Money is among the most powerful weapons of control in a relationship.” ” Money and control in a relationship is a complex and powerful topic. Here are a couple to watch for and deal with.

Money 100

Money Camping Equipment Bank Banking 100

Prairie Eco-Thrifter

OCTOBER 11, 2012

Money has always been a potentially explosive topic for married couples. Here are five mistakes that married couples make when dealing with financial matters. Pooling All Your Money In A Single Joint Account. One of the most sensitive topics that you have to deal with as a married couple is how to handle your disposable income.

Debt 222

Debt Credit Cards Money Credit 222

Prairie Eco-Thrifter

JANUARY 19, 2011

Since we work so hard for our money, does it not make sense to care for it as best as we can? It is important to know how to manage our money effectively so that we can max out it’s possibilities. Saving money has always been important in our household so we have learned some great tips over the years on how to do just that.

Saving Money 124

Saving Money Money Insurance Bills 124

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. What inspired you to get debt free? Tell us about you and your family.

Student 100

Student Debt Debt Free Finds 100

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I When they got married, they bought a duplex so that the rent money from the tenant in the upstairs apartment would pay the mortgage. What’s the “why” behind your money-saving efforts?

Green And Frugal 181

Green And Frugal Kids and Family Hotel Frugal 181

Prairie Eco-Thrifter

APRIL 6, 2012

From the days when front-running involved actual running to the “Victorian Internet era” brought on by telegraphy, we can learn a great deal from looking back at a simpler era.” Even professional bond market money managers do not beat the bond market.” History repeats and informs in market technologies.

Money 133

Money Finance Personal Finance Real Estate 133

Couponing 101

JULY 26, 2011

In this current age of excess, we can all take a step back and redirect our values to understand that we must have money in order to spend it. Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. No point in wasting our money just because the cashier can’t count.

Saving Money 103

Saving Money Money Kids Debt 103

Prairie Eco-Thrifter

AUGUST 19, 2012

This is a reserve of money for emergencies; leave it alone and don’t go dipping into it for general spending. It’s not for paying bills, going on holidays or paying college fees; no matter how urgent these might be, they are not emergencies. Manage Your Debts Managing your debts is a biggy when it comes to avoiding financial disaster.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

JANUARY 18, 2019

Here are some situations that could warrant the need for quick funding: Debts Must Be Settled: For those that care about their credit score, paying off a debt means making sure that each monthly payment is made on time, and in full. Divorce or Lawsuit: From court fees to lawyer bills, the justice system is not cheap.

Credit Cards 100

Credit Cards Credit Debt Hawaii 100

Prairie Eco-Thrifter

APRIL 3, 2014

After realizing a financial mistake, like miscalculating a debt or failing to plan for a bill, and then beating yourself up on top of that financial stress, you’ll probably want to do something to make yourself feel better. Negative thoughts and attacks are hard to deal with. Money Tips' Placating Through Spending.

Emergency Fund 218

Emergency Fund Debt Bills Money 218

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. In reality, they were driven, focused, and S.M.A.R.T.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Prairie Eco-Thrifter

AUGUST 22, 2011

Big energy bills can bleed your budget dry, not to mention the potential impact on the environment. Cutting back on your energy consumption will help you become more ‘green’ as well as putting a bit more money back in your pocket. Here are some ways you can reduce your energy bills. Cutting Your Heating Bills.

Bills 224

Bills Appliances Home and Garden Green 224

Prairie Eco-Thrifter

FEBRUARY 13, 2014

Meanwhile, one of my other friends, who is halfway through nursing school and up to her eyeballs in debt IS going because she feels OBLIGATED. Let me tell you what I’ll be doing with that money instead: paying my rent, paying my bills, and spending on my current priorities. The way I spend my money is for me to decide.

Europe 202

Europe Wedding Money Goals 202

Prairie Eco-Thrifter

NOVEMBER 6, 2013

Any loyalty program is designed to keep you coming back for more – to help you want to spend money in their store, on their merchandise. carries credit card debt of $15,325, although that figure is somewhat skewed by a small number of extraordinarily debt-stricken families and couples.”. Money Tips' Here is why.

Credit Card Rewards 228

Credit Card Rewards Credit Cards Credit Rewards 228

Prairie Eco-Thrifter

MAY 27, 2012

I mean, I was living from pay check to pay check , always hoping I’d find whatever money I needed to pay the bills. Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

JUNE 8, 2018

Do you feel like you have more month than money? Do you look at your bank account and wonder, “where did all the money go?” Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. ” We’ve been there too. lined paper.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. Although I don’t claim to be an expert, I have learned many money saving tips through the past 7 years of running this frugal blog. Saving Money on Haircuts. and much more.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Family Balance Sheet

OCTOBER 12, 2018

so that we have more money to put towards our financial goals. Our mission: Live WELL On LESS Money. My Favorite Recent Grocery Deals: 17 cents each!! Lately the deals have been really good and I just cashed out $21 two weeks ago at Ibotta. Found Money: What is found money? from Ebates. from Ibotta rebate.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. They aren’t concerned about the latest deal, craze or freebie.

Personal Finance 219

Personal Finance Finance Debt Money 219

Savings Corner

FEBRUARY 2, 2024

Your credit history, detailed in your credit report and summarized by credit scores, shows how well you’ve handled borrowed money — and using a credit card responsibly is one of the quickest and easiest ways to build credit. Among the situations in which good credit comes in handy: Borrowing money. Read our review.

Credit Cards 52

Credit Cards Student Credit College 52

Prairie Eco-Thrifter

OCTOBER 15, 2011

Money Cone: 9 Impulse Buys that Turned Out Better than Expected We’ve all bought stuff based on commercials that turned out nothing like how it was advertised. Live Real, Now: Make Extra Money, Part 6: Setting Up a Site In this installment of the Make Extra Money series, LRN is going to show you how to set up a WordPress site.

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

OCTOBER 5, 2011

Guest Post Author Bio: Kylie Ofiu is the author of 365 Ways to Make Money. She blogs about ways to make and save money as well as what she is up to at her blog www.kylieofiu.com. You might also be entitled to assistance from services for free food or food stamps, assistance with bills or medical treatment.

Unemployment 200

Unemployment Debt Job Loss Money 200