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Money Matters: New Year's Spending Survey

Motherhood Moments

Rough Environment for Resolutions: 42% of people think it will be harder to keep their New Year's resolution in 2023 than it was in 2022. One of the most impactful resolutions people can make for 2023 is getting out of credit card debt. Widespread Financial Anxiety: 60% of people are anxious about the future of their finances.

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2019 Debt Freedom Plan Update

Family Balance Sheet

Our Debt Freedom Plan has been a long winding road. The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt.

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3 Smart Steps to a Debt Free Christmas

Family Balance Sheet

The average American will spend about $700 on holiday purchases* and unfortunately many people will get a little surprise in the mail in January when the credit card bills start rolling in. My mission is for all of us to sleep better in the new year knowing that there are no huge balances hanging over our heads. Create a Budget.

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3 Smart Steps to Pay Cash for Christmas

Family Balance Sheet

Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. My mission is for all of us to sleep better in the new year knowing that there are no huge balances hanging over our heads. Source: Gallup.

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7 Ways to Spring Clean Your Finances

Family Balance Sheet

Do our goals still make sense now that we’re in the trenches of the new year? T – time-based, tangible, In 2019, we paid off six figures of non-mortgage debts. It took us many years so I broke the payoff goal into smaller chunks. Related Reading : How We Paid off Six Figures of Debt. Review Your Bills.

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An update to celebrate the new year.

Finally Frugal

We we begin the new year, I wanted to update my debt repayment status. I've made a dent in my student loan debt, though it has come at the cost of my mortgage debt, unfortunately. Even so, I'm happy with the progress I've made and am excited to watch my student loan debt decrease even more quickly in 2012.

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Family Budget Spreadsheets 2021

Family Balance Sheet

After the year we’ve had, I think we all are! If your fresh start for the New Year includes improving your finances, you are not alone! Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money.

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