Family Balance Sheet

NOVEMBER 18, 2022

Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. My mission is for all of us to sleep better in the new year knowing that there are no huge balances hanging over our heads.

Christmas 130

Christmas Budget Budgeting Money 130

Family Balance Sheet

MARCH 11, 2021

Do our goals still make sense now that we’re in the trenches of the new year? Review Your Bills. This is a great time to perform an audit to review your bills to see if you’re paying too much. Bills to review this spring: homeowners insurance. Take some time to review your yearly financial goals.

Finance 130

Finance Cleaning Goals Insurance 130

Finally Frugal

JANUARY 1, 2012

We we begin the new year, I wanted to update my debt repayment status. I am hopeful that when my student loan debt is repaid, I can throw some extra money at these bills to ensure that they decrease more quickly than they have over the last year.

New Year's 40

New Year's Debt Student Goals 40

Family Balance Sheet

FEBRUARY 1, 2023

One month in for the year! Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. One way to track your spending is to log all of your purchases, bills, atm withdrawals, and any outgoing on notebook paper at the end of each day.

February 130

February Frugal Financial Goals Goals 130

Prairie Eco-Thrifter

JULY 10, 2014

But I also have bills to pay and it’s important to buy healthy foods for my family to eat. The mortgage and other bills (utilities, insurance, etc.) I like travel, I feel it’s important to set money aside for retirement and my son’s college education, and I like charitable giving. Covering the Important Things First.

Budget 218

Budget Budgeting Work Making 218

Family Balance Sheet

JANUARY 10, 2013

One of my goals for Family Balance Sheet for 2013, is to get back to posting more money saving tips to help my readers (and myself) reduce our grocery bills. Here's to a low-cost, yet delicious New Year! What's your #1 way to save money on your grocery bill? Produce Tips. Revitalize Dried Out Baby Carrots.

Economical 100

Economical Money Saving Groceries Grocery 100

Saving Cents With Sense

JANUARY 1, 2014

Utilize coupons with a sale and you’ll see a 50% savings on your grocery bill immediately. If you are new to using coupons, I recommend that you check out Couponing: Where to Begin. Cut down on your bills. You can lower your utility bill by turning off lights, electronics, and other appliances when not in use.

2014 88

2014 Saving Bills Emergency Fund 88

Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? Review Your Bills. Use spring as a reminder to review your bills to see if you’re paying too much.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

JANUARY 3, 2013

Yesterday, I announced my new year long series, Christmas Savings Club. Too many people rely on credit cards to carry them through the holiday spending and January ends up being a very stressful month when those credit card bills start rolling in. Details on how to obtain your FREE copy will be at the bottom of this post.

Budget 100

Budget Budgeting 2013 Christmas 100

For the Mommas

JANUARY 24, 2014

Every New Year, when a New Years Resolutions are made, its the hope that this will be a new lifestyle. Keep your bills in one and your home projects in another. This is a Sponsored post written by me on behalf of Dollar General for SocialSpark. All opinions are 100% mine.

Organic 78

Organic Organization Office Supplies Office 78

Couponing 101

DECEMBER 22, 2019

Healthier holiday fare may be a good way to break up your indulgences or get a head start towards your New Year’s Resolution. The right vegan recipe can be just as satisfying as more traditional meat dishes, and we think this recipe fits the bill. Vegan Turmeric Eggnog via Abra’s Kitchen.

Christmas 72

Christmas United States Recipes Main Dishes 72

Family Balance Sheet

OCTOBER 18, 2019

We ran the numbers of the purchase and they looked great on paper, but paper doesn’t account for a new server, a roof leak, unexpected medical bills, and other calamities. To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

OCTOBER 8, 2015

The average American will spend about $700 on holiday purchases* and unfortunately many people will get a little surprise in the mail in January when the credit card bills start rolling in. My mission is for all of us to sleep better in the new year knowing that there are no huge balances hanging over our heads.

Debt Free 100

Debt Free Debt Christmas Budget 100

Nicoles Nickels

JANUARY 2, 2013

Billed as the official after-party of the People’s Choice Awards, you, your blog readers, and women across America are invited to talk with their local Walgreens Beauty Advisor on how to get their own glamorous, new look for the New Year and have a chance to win fabulous prizes. I received the same prize as the winner.

Giveaway 102

Giveaway Walgreens Carpet Prizes 102

Prairie Eco-Thrifter

MAY 7, 2012

Along with all these warm weather favorites come dramatically increased water bills and usage, as all that green requires a constant flow of our most precious resource to thrive. PS: Don’t forget to check out the new “Share Your Voice” section on the PET homepage. So what are you waiting for?

Bills 203

Bills Home and Garden Collectibles New Mexico 203

Couponing 101

JANUARY 6, 2012

Did you know that meal planning is one of the keys to saving money on your grocery bill? Things are usually pretty hectic for me between November and December, but this year was exceptionally crazy. For the new year, I have set a few goals and one of them is to consistently menu plan this year!

Saving Money 98

Saving Money Meals Money Menu Planning 98

For the Mommas

JANUARY 3, 2011

Not having the money to cover an unexpected bill, just turns into a series of robbing Peter to pay Paul. You skip paying a bill to pay for a repair. Amy’s emergency fund saved her — when her heater went out on New Years Eve. It becomes an ugly cycle.

Emergency Fund 49

Emergency Fund Amy's Financial Goals Heaters 49

Saving With Shellie

DECEMBER 17, 2014

If your nails need a little makeover for the holidays, check out this new Bubbly Welcome Gift from Julep Maven. With a bit of shine, a bit of sparkle and a top-rated beauty product as a bonus, this box guarantees that you will be ready for that New Years Eve party. It’s yours FREE with coupon code CHEERS at checkout.

Beauty 45

Beauty Holiday Election Sephora 45

Saving Cents With Sense

NOVEMBER 11, 2013

Take a look below at my tips to create a holiday budget so you can enjoy your holiday and new year! Disposable income would be what is left after all of your bills for the month of November, December, and even January are paid. 5 Tips to Create a Holiday Budget. Define your needs. Look at your finances in an honest light.

Budget 112

Budget Budgeting Holiday Debt 112

Saving Cents With Sense

DECEMBER 20, 2013

If you’ve got dishes to prepare for the office potluck, dinner at the in-laws and Christmas morning breakfast—in addition to your annual holiday baking—you’ve got some big grocery bills that figure into the cost of Christmas. Start the New Year off right by making a commitment to save money and pay off debt.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Prairie Eco-Thrifter

JANUARY 7, 2011

We have arrived at a new year… a time when we can work to make things better going forward. The Digerati Life gives us some tried and true strategies we can use to pay our bills and find some spending balance. They also have some tips on websites that can help us save our pennies.

January 113

January Personal Finance Finance Green And Frugal 113

Saving Cents With Sense

JANUARY 1, 2016

Happy New Year!! I am so excited for 2016 – there will be some very big changes with my family this year. My oldest son will also be starting junior high during this year (now I feel old!). I will graduate with my master’s in communication disorders and start my new career as a speech language pathologist.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Savings Corner

APRIL 4, 2024

Others use them to pay off high-interest credit card debt or other bills. $16 homeowners as of year-end 2023. While these products’ rates have risen in recent years too — HELOCs in particular ended 2023 averaging above 10 percent — they’ve stabilized and even dropped in the new year. percent by the end of 2024.

Home 52

Home Work Debt Credit 52

For the Mommas

JANUARY 11, 2011

When we get paid, I immediately subtract all the bills that need to be paid with that pay check. Happy New Year & Resolutions. Once you have a reasonable budget in place, work hard to stick to it. Pay yourself first (or second, or third). Many financial gurus say to “pay yourself first”. Here is what I do. Share This!

Back To Basics 59

Back To Basics Saving Budget Budgeting 59

Saving Everyday

FEBRUARY 15, 2014

5 Tips for Saving More Money in the New Year by Two Kids & A Coupon. Packing a Zero-Waste School Lunch: Go Green This School Year! 8 Tips To Save On Electric Bill During Summer by Pays2Save. Ten Tips to Save Money Using Coupons When You Don’t Have Time to Use Coupons by Two Kids & A Coupon.

Saving Money 71

Saving Money Frugal Money Thrifty 71

Saving Everyday

JANUARY 1, 2015

5 Tips for Saving More Money in the New Year by Two Kids & A Coupon. Packing a Zero-Waste School Lunch: Go Green This School Year! 8 Tips To Save On Electric Bill During Summer by Pays2Save. Ten Tips to Save Money Using Coupons When You Don’t Have Time to Use Coupons by Two Kids & A Coupon.

Saving Money 40

Saving Money Frugal Money Thrifty 40

Prairie Eco-Thrifter

JANUARY 7, 2015

Happy New Year! You know how they say that how you ring in the New Year is a good indication of how your year will be? Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Motherhood Moments

DECEMBER 28, 2022

I get it—it’s cold, nobody wants to lug furniture up icy steps, you’re exhausted and broke after the holidays, and you don’t want to start the new year by burning the vacation time it might take to complete a move. That’s right: An early winter move could save you hundreds—or even thousands—of dollars over the course of the year.

January 100

January Landlord Rent Money 100

Nicoles Nickels

NOVEMBER 26, 2012

1 naturally sparkling mineral water will hydrate revelers into the wee hours at all the best parties from Christmas to New Year’s. From brunch to lunch, dinner to h’orderves – whatever the occasion this holiday may be, these Mini Crab Cakes fit the bill! Italy’s No. Purchase Information: www.amazon.com.

Entertainment 97

Entertainment Holiday 2012 Gifts 97

Family Balance Sheet

SEPTEMBER 19, 2014

In January 2015, we will not have a feeling of dread when the credit card bills start rolling in. Instead, we’ll start the new year off right because we celebrated a debt free Christmas. Not a single dime! 2 Ways to Prepare for a Debt Free Christmas. Create a Budget.

Debt Free 100

Debt Free Debt Christmas Budget 100

Prairie Eco-Thrifter

MARCH 7, 2013

Don’t miss Canadian Budget Binder’s on reducing the grocery bill from $1,100 to $600 for some great tips. New Year’s Resolutions Toolkit-Start the Year off… 10 Easy Ways to Save Money. Do you ever suffer from debt envy? PET Archives. 4 Ways To Keep Your Spending in Check.

Vacation 169

Vacation Fridays Indonesia Personal Finance 169

Prairie Eco-Thrifter

DECEMBER 27, 2011

Also, if you are planning a New Year’s party, are you going to make it green? The New “Go Green” Mondays. Great Ways To Save Money On Energy Bills At Home. So, when you throw a party, what do you do to cut down on costs and eco-impact? Related posts: Five Great Money Saving Tips. Going Green at Work.

Green 183

Green Flowers and Plants Recycle Recycled 183

For the Mommas

JANUARY 15, 2016

Stack with coupons and sales to save even more on your grocery bill! New year, new earnings! Check out Ibotta’s Newest Rebates – 1/15/16: New Grocery Rebates. Ibotta’s Newest Rebates -1/15/16 are here! You can save even more on groceries when you submit the newest rebates.

Rebates 40

Rebates Grocery Groceries Jimmy Dean 40

Prairie Eco-Thrifter

JANUARY 14, 2012

Some of the most oft repeated tips are how to reduce your energy bill. Miss Wallstreet: Happy New Year: Let’s Trade Forex – One of my goals this year is to double my trading account before December. I use this time period to tackle some of those recurring financial tasks that need to be done each year.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220