Prairie Eco-Thrifter

DECEMBER 6, 2012

We have all heard that age old adage “save your pennies for a rainy day,” but many of us never do it. Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. How To Save. It is challenging to save, and it does take diligence.

Bank 265

Bank Banking Money Saving 265

Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. Pre-coronavirus, I considered having 3 months of expenses saved in cash to be sufficient. I have written often about the importance of an emergency fund.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

JUNE 4, 2013

Some of my automatically paid bills, like the satellite TV bill and the produce delivery, are charged to the credit card each month. That way, I can just pay what owe when the credit card statement comes, and I don’t have to worry about those bills eating into my checking account at an inconvenient time. Money Tips'

Emergency Fund 243

Emergency Fund Money Bills Credit Cards 243

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. Even some of my groceries are automatically billed, since I have milk delivery from a local dairy, and organic produced delivered to my door weekly.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Family Balance Sheet

JUNE 22, 2020

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. We applied some of this extra cash towards debt and the balance was saved for medical expenses. Groceries. Restaurants.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. receipts, statements, all upcoming bills, and any other history of your spending.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Saving Cents With Sense

JANUARY 1, 2014

Do any of them include saving more? I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. 10 Savvy Ways to Save in 2014. Cut down on your bills.

2014 88

2014 Saving Bills Emergency Fund 88

Saving In Akron

MARCH 9, 2011

I have always lived below my means, and although my income is never the same from month to month, I have always saved during the good months. I will keep this car until doesn't run anymore, just like my husband's 16 year old car, and I will make the car payments to myself in order to recoup my savings.

Emergency Fund 100

Emergency Fund Daughter Cars Car 100

Saving Cents With Sense

JANUARY 3, 2017

Do any of them include saving more? I have 10 savvy ways to save in the new year, but before you become overwhelmed with the idea, read through these simple and easy tips. Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. What about eating out?

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving Everyday

FEBRUARY 15, 2014

The tagline of my website is A Penny Saved Is A Penny Earned because I firmly believe that statement! Saving $100 is the same as making $100! I’m always looking for a new way to save money, so I love reading other people’s tips on how they save extra cash. Energy Saving Tips for Summer by The Frugal Mom.

Saving Money 71

Saving Money Frugal Money Thrifty 71

Saving Cents With Sense

JANUARY 1, 2015

Do any of them include saving more? I have 10 savvy ways to save in the new year, but before you become overwhelmed with the idea, read through these simple and easy tips. Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. What about eating out?

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. we still weren’t making enough money to cover all of our monthly bills. bills, I felt like our checks were spent the second we received them. grocery money we took out cash every pay day.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Saving Everyday

JANUARY 1, 2015

The tagline of my website is A Penny Saved Is A Penny Earned because I firmly believe that statement! Saving $100 is the same as making $100! I’m always looking for a new ways to save, so I’ve compiled this awesome list of over 60 articles to help you save on just about everything. by Koupon Krazed.

Saving Money 40

Saving Money Frugal Money Thrifty 40

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Her 2017 goal is to save $20,000 in cash. Elle and her husband paid off a car loan and saved cash for their next car.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

FEBRUARY 10, 2017

And to be honest, we don’t regret it one bit, but things changed rather quickly in 2013 and we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. Our bills and responsibilities didn’t waiver however, even though our income dipped. We made a lot of changes since 2013.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

SEPTEMBER 29, 2016

Before we left I was already feeling stressed from juggling 8 payments on top of our regular household bills and expenses. I knew that we had to do something different because we made a decent family income, but had nothing to show for it except for the mountain of bills that I had laid out in front of me.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 4, 2015

I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. However, even if those things hadn’t come along, we were still on track to pay it off within 2 years just by saving every penny we could.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

MAY 27, 2015

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Grocery shopping wisely – We shop at affordable stores, shop the ads/sales, and menu plan. He still physically pays all the bills and keeps track of any information with those companies. I rarely use coupons.

Debt 100

Debt Debt Free Pay Off Debt Finds 100