The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) Although my parents never specifically taught me about finances, they lived a frugal life by necessity.

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Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

AUGUST 20, 2012

Over my many years of environmental and personal finance writing, one of the most common things I get asked for is tips on how to save money on groceries. The best thing you can do to save money on groceries is to cut back your meat consumption and increase the amount of vegetables you eat.

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Saving Money Money Groceries Grocery 189

Prairie Eco-Thrifter

FEBRUARY 5, 2012

In fact a lot of the things you can do to stay green actually save you money in the process. To me it’s a no brainer; be green and save money in the process… why wouldn’t you?! Here’s some top ideas to save you money and ease your conscience: Waste Less Food. Use Less Energy.

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Saving Money Money Green Grow Your Own 184

Prairie Eco-Thrifter

MAY 8, 2011

I am talking about spring cleaning your finances and finding more ways you can save money. Today along with the great tips from my fellow personal finance bloggers, I am going to share with you six ways you can clean up your finances this season. Now on to the rest… Save Money this Spring: #1.

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Prairie Eco-Thrifter

JANUARY 19, 2011

Since we work so hard for our money, does it not make sense to care for it as best as we can? It is important to know how to manage our money effectively so that we can max out it’s possibilities. Saving money has always been important in our household so we have learned some great tips over the years on how to do just that.

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Saving Money Money Insurance Bills 124

Family Balance Sheet

NOVEMBER 5, 2014

That inspired me to be intentional with my finances and to follow Dave’s six steps. What are the top 3 – 5 ways you found money to put towards debt. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. We try to discuss finances once a week.

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Debt Free Debt Emergency Fund Finance 241

Prairie Eco-Thrifter

APRIL 24, 2012

Well according to the bill’s sponsors, in the resolution presented to and passed by the 112 th Congress this March, we have a lot of issues to solve. Why do we need it? According to the resolution: Twenty-five.6 According to the resolution: Twenty-five.6

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United States Personal Finance Economical Finance 202

Motherhood Moments

MARCH 14, 2023

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment.

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Credit Cards Gas Thrifty Credit 100

Prairie Eco-Thrifter

OCTOBER 28, 2012

If you are one of these families who have eliminated spending on “wants” but still struggle to pay the bills or save money, perhaps cutting back on necessities is an option you should consider. Check out the following ways in which you can save on these expenses. How to Save Money on Food.

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Phones Bills Money Saving Money 202

Prairie Eco-Thrifter

MAY 16, 2012

While many personal finance sites focus on things such as getting out of debt, saving for retirement, and investing, what really matters to me the most is how we can live healthy prosperous lives. In addition a couple fantastic personal finance books are also up for grabs. Bonus Prize Yes there is a bonus.

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Prizes Personal Finance Finance Giveaway 274

Prairie Eco-Thrifter

NOVEMBER 10, 2014

While the cost of living in our new town in Pennsylvania is higher than we experienced in Utah, we are actually saving money each month due to downsizing. Our gas and electric bills have been smaller since we moved. This translates into lower bills each month, and you are even more sustainable. Money Tips'

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Money Public Transit Repairs Bills 195

Prairie Eco-Thrifter

MARCH 14, 2011

FIRE Getters presents Top 5 Ways To Trim Our Grocery Bills! posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. So we spent some time researching on ways to cut down our grocery bill. Some of the strategies include freezing milk and eggs.&#.

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Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

OCTOBER 5, 2014

Money is only as taboo as the person who is holding back from talking about it dictates, and because I have no fear when it comes to bringing finances up, people with whom I speak about money tend to be more open. There are a lot of ways that we humans waste money but these are the hugest budget drainers. Money Tips'

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Budget Budgeting May Lunch 245

Prairie Eco-Thrifter

DECEMBER 6, 2012

We have all heard that age old adage “save your pennies for a rainy day,” but many of us never do it. Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. It is challenging to save, and it does take diligence.

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Bank Banking Money Saving 265

Discount Coder UK

NOVEMBER 23, 2012

With energy costs still sky high and government plans for industry reform moving slowly, your energy bill is probably set to be one of your biggest winter household expenses. One guaranteed way to cut your bills is to turn the heating down. But how chilly can you go without freezing your bits off and making. read more.

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Saving Money Bills Money Saving 53

Discount Coder UK

MARCH 3, 2014

It’s about time we took another look at small yet perfectly formed ways to cut pennies and save pounds. Here’s our latest list of completely random tips for saving money. 21 tips for saving money Pay your bills online – plenty of organisations. Finance saving money spending less'

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Finance Saving Money Bills Money 45

Family Balance Sheet

NOVEMBER 19, 2014

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. We lowered our living expenses and looked at our bills and decided what we could live without. We still allotted a lot of money for food, but we were careful not to go too far over budget.

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Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

SEPTEMBER 5, 2019

Is saving money one of the goals that you always seem to set for yourself, but never quite achieve? These days, most of us know that if we want to be successful in life, we have to commit to regular saving. 3. Pay your bills automatically. Often, the best loan deals are reserved for people with the best credit.

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Bills Money Bank Banking 113

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

With just one emergency such as a car breaking down or, in the US, a medical bill, many could be in a very precarious position. I know how hard it is to start saving. As the time passed, I was able to figure out ways to save more money and stay on top of my finances. Extra Income Goes Into Savings.

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Building Emergency Fund Money Savings Account 225

Family Balance Sheet

OCTOBER 15, 2021

Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. We want to assist them in financing their college years and we needed to make some progress.

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College Used 2020 Saving 130

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. Investments – How can you save and invest to grow wealthy?

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Goals Debt Taxes Insurance 52

Family Balance Sheet

DECEMBER 10, 2014

Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly. The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings.

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Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

JULY 7, 2011

In the current economic climate, many households are trying to save money. Your home is probably one of your biggest expenses – so it could help to devise a saving strategy for your home. Switch to direct debit and paperless billing. By reducing your thermostat by only 1 degree you could cut your bills by 10%.

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Money Money Saving Home Insurance 170

Prairie Eco-Thrifter

JUNE 1, 2014

We started by categorizing our bills and spending into groups, such as housing and transportation. We wanted to see where we were spending most of our money, and whether there is any opportunity for us to cut down on any of those bills as a result of the combination of our finances. Money Tips'

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Transportation Fuel Economy Insurance Public Transit 167

Prairie Eco-Thrifter

FEBRUARY 17, 2013

When many of us think about giving, the first thing that comes to mind is money. Whether you are asked to donate to charity , or whether your cousin needs a little help with his finances, we often get hung up on whether or not we have enough cash to help out. Instead, the money the charity does have can go toward helping more people.

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Giving Money Donation Bills 235

Prairie Eco-Thrifter

OCTOBER 4, 2012

With the skyrocketing prices of everything and the worsening inflation, saving money and spending wisely are vital to be able to live comfortably. It is not easy to be frugal and save money when you have a family that splurges and squanders. You can save money too by doing things together.

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Frugal Family Budgeting Budget 189

Prairie Eco-Thrifter

JUNE 4, 2013

However, I also know that I don’t know exactly when the money will arrive (we have yet to figure out the summer payment schedule for adjuncts at this particular university). Timing Matters in Finances. Is Automatic Bill Pay Right for You? Money Tips' And that can make a difference.

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Emergency Fund Money Bills Credit Cards 243

Family Balance Sheet

NOVEMBER 12, 2014

If you’ve read my blog, you’ve probably heard me say that our bills may not be negotiable, but our grocery receipts usually are. When finances are tight, often the only area we can control is our food spending. This makes meal planning simpler and has saved me a ton of money. Saving Money - In the Kitchen'

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Grocery Spending Grocery Groceries Food and Drink 246

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. receipts, statements, all upcoming bills, and any other history of your spending.

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Budgeting Budget Financial Goals Goals 133

Nicoles Nickels

DECEMBER 2, 2011

Regina Lewis is one of the nation’s leading personal finance commentators known for well-researched, practical and actionable advice. Regina’s bottom-line: help consumers save time and money. Regina’s bottom-line: help consumers save time and money. Easy as 1-2-3 Ways to Save This Holiday and Beyond.

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Personal Finance Finance Holiday Shopping 45

Prairie Eco-Thrifter

AUGUST 29, 2012

It cost over $1000, so when we went to go out for our Friday night dinner (we hate cooking on Fridays), we decided to stay in to save money. To save money, eat your main meal at home and then just go for dessert. So, how have you saved money on dates and still had fun? I would love to hear your ideas.

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Frugal Wine Saving Money Money 188

Prairie Eco-Thrifter

JUNE 22, 2011

She loves to write education, career, frugal living, finance, health, parenting relating articles. On top of the basic cost of your bill each month for text messaging and making calls, tack on 30+ dollars for a data package, and another 200+ dollars for the phone itself. Related posts: 8 Ways to Save Money on Clothes.

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Phones Money Friends And Family Sale Gas 184

Prairie Eco-Thrifter

MAY 17, 2021

With finances being tighter than ever, many families are looking for ways to trim their budget and reduce expenses. If your house is still under a mortgage, your lender will most likely purchase its own insurance policy and bill you for it. The answer is: things will probably get worse for you right away.

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Insurance Co-Op Finance Home 100

Koupon Karen

NOVEMBER 30, 2023

Don’t forget less obvious yet significant expenses like increased utility bills or potential healthcare costs. It’s a great way to save money and reduce waste simultaneously. Not only will you save money, but you’ll also have a handmade item to cherish. But remember, you’re not alone.

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Budget Budgeting Baby Friends And Family Sale 52

Prairie Eco-Thrifter

SEPTEMBER 20, 2011

Guest Post Author Bio: Corey is the author and creator of 20′s Finances. His personal finance blog offers great ways to save money as well as tips to plan for the future. Bill McKibben, one of the foremost environmental activists, suggests that it is too late. Reducing our consumption helps save money.

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Economy Green Environmental Movement Green And Frugal 212

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

If you really want to, one can come up with dozens of reasons why it is so hard to save. Are you having a hard time controlling your finances? Many parents are finding it hard to control their finances and stretch their wallet these days more than ever. Rather, you must use this formula: INCOME–SAVINGS = EXPENSES.

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Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

FEBRUARY 21, 2013

There were as always great reads out this week which I have highlighted below: Good Reads From The Blogosphere: If you’re tired of sky-high car insurance premiums, don’t miss Finance Fox’s post on alternative ways to save on car insurance. How to Save Money Visiting Yellowstone National Park.

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Fridays Insurance Real Estate Debt 165