Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. The key is to plan-plan-plan.

March 100

March Financial Goals Budgeting Budget 100

Family Balance Sheet

SEPTEMBER 17, 2021

In fact, it was one of my 2020 financial goals. Our Family Vital Info Binder contains all of our important-to-us info in one place and since I am the family office manager, my husband can use the binder to find anything he needs if I’m unavailable. It took about two hours to gather everything needed for the binder.

Family 130

Family Financial Goals 2020 Insurance 130

Prairie Eco-Thrifter

APRIL 13, 2011

Are you surprised when your credit card bill arrives at how much more you charged than you thought you had? Do you have items in your house that you never use? We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Family Balance Sheet

FEBRUARY 19, 2022

My new mission was to manage our money to make sure we used it wisely and stretched it as far as possible. There’s a yearly fee and a learning curve, but I love YNAB and it helps me stay on budget and financially organized with our day-to-day checking and savings accounts. Pay our bills in a timely manner.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

MARCH 11, 2021

Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. Did you use the S.M.A.R.T. SMART goals are: S – specific. I developed our first family balance sheet many years ago and I still use it today. Review Your Bills.

Finance 130

Finance Cleaning Goals Insurance 130

Penny Pinchin' Mom

MARCH 11, 2024

We know that saving for a rainy day isn’t just a phrase our grandparents used to throw around. Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. We use the bacon fat in place of butter or oil for eggs and sauteed dishes. Got Bacon Fat?

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? When reviewing your goals, did you use the S.M.A.R.T. Review Your Bills. method when you wrote them?

Finance 100

Finance Cleaning Financial Goals Goals 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

What about when your bills are simply pulling you under? Your bills are going to be there, and you can’t simply not save money because you have to pay bills. Use In-Network ATMs Did you know that you could be losing as much as $5.00 per transaction every time you use an out-of-network ATM? Imagine that!

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

JUNE 30, 2015

A few years ago, we were struggling financially and I felt like our situation was hopeless. At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. Contribute to our retirement funds.

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. We use the gym, so we’ve never felt like it was a waste of money. Last year we decided that it was time to cut the cable cord when our bill increased dramatically. We want to have our cake and eat it too. Gym Membership. Cable TV & Land Line.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Savings Corner

APRIL 4, 2024

Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. Your credit score will temporarily take a hit.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

DECEMBER 10, 2014

I started Careful Cents and used that as a platform to find freelance writing opportunities. The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. He leaves most of the financial goals up to me, but we make the decisions together.

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

OCTOBER 6, 2017

It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. Chicken Orzo Soup: I used some cooked chicken and homemade chicken stock from last week’s freezer cooking session. Want to lower your grocery bill? How I Use Pinterest for Meal Planning.

Budgeting 100

Budgeting Budget Financial Goals Freezers 100

Family Balance Sheet

SEPTEMBER 22, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Want to lower your grocery bill? These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. How I Use Pinterest for Meal Planning. Please share in the comments.

Budgeting 100

Budgeting Budget Financial Goals Tacos 100

Family Balance Sheet

OCTOBER 20, 2017

It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. I cooked it in my Instant Pot (look for the directions on Monday 10/23/17), and used the meat for Tuesday night’s dinner. Want to lower your grocery bill? garden salad. garden salad.

Budgeting 100

Budgeting Budget Leftovers Daughter 100

Family Balance Sheet

OCTOBER 13, 2017

It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. Wednesday: I used the Instant Pot to make meatloaf and mashed potatoes. Want to lower your grocery bill? These posts will help: How to Save Money on Groceries WITHOUT Using Coupons.

Budgeting 100

Budgeting Budget Leftovers Financial Goals 100

Family Balance Sheet

FEBRUARY 9, 2018

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. Medi-Share can be used as a substitute to satisfy the federal mandate requiring “applicable individuals” to maintain “minimum essential insurance coverage”. (At A recap of our medical bills for 2017.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

SEPTEMBER 29, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. I used the meat for Sunday and Monday’s dinners and froze the rest in 2 cup portions. I made a double batch of my enchilada sauce , using one of the containers of stock (I froze the other.)

Budgeting 100

Budgeting Budget Homemade Financial Goals 100

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? Taxes – How can you minimize your tax bill and ensure the money is there when you need it?

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed. If you use the formula: INCOME–EXPENSES = SAVINGS , then you are bound to find yourself with a ‘financial cavity’. Set Financial Goals. Get Out of Debt.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

SEPTEMBER 1, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Mine is an 8 quart and takes up a lot of space on my kitchen counter and I don’t have a lot of cabinet space to store it when it’s not in use. Let us know in the comments.

Budgeting 100

Budgeting Budget 2017 Financial Goals 100

Prairie Eco-Thrifter

JANUARY 7, 2015

Set Monthly Money Goals. Do a review of your finances this month to set monthly financial goals for yourself and your family. Monthly goals are better than yearly goals, because a month is a short enough time that you will actually stick to them. Question every single expense: do you really use the service?

Goals 100

Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

SEPTEMBER 15, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Want to lower your grocery bill? These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. How I Use Pinterest for Meal Planning. 11 Simple Meal Planning Tips.

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

The Frugal Girl

MARCH 4, 2024

Box are some of my favorite authors) and I use the library to borrow both regular books and electronic resources. A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. Yup, I’m a voracious reader.

Green And Frugal 178

Green And Frugal Kids and Family Hotel Frugal 178

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Fortunately, the weather has been mild and we will no doubt enjoy the super low utility bills from the last several weeks. I use Ebates on almost every purchase I buy online.

Frugal 100

Frugal Cheap Fridays Win 100

Prairie Eco-Thrifter

APRIL 10, 2014

I used to live in Weehawken, New Jersey, a twenty minute commute from midtown Manhattan. When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. Excuses and avoidance are dangerous to your long term financial health.

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

OCTOBER 12, 2018

so that we have more money to put towards our financial goals. I still shopped this week, but I did use up some things that have been in the freezer for some time. Tuesday: Sausage, Broccoli, and Rice Skillet Dinner, using sausage from the freezer. I LOVE the reprieve from high gas/electric bills. garden salad.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Family Balance Sheet

SEPTEMBER 8, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. This week, everyone enjoyed Tuesday night’s dinner (see below), and I used it every morning to make the easiest-to-peel hard boiled eggs for breakfast. Want to lower your grocery bill?

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. The tween years are upon us, so any advice to help us navigate the waters are much appreciated. They were yummy and a great way to use up leftover chicken. Unintended savings.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Savings Corner

APRIL 4, 2024

Building a portfolio that has at least some less-risky assets can be useful in helping you ride out volatility in the market. Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. Treasury bills, notes, bonds and TIPS The U.S.

April 52

April Lowes CD Bank 52

Penny Pinchin' Mom

DECEMBER 17, 2023

What I have found to work is that if I can access my emergency fund within 24-48 hours, it is ideal both in terms of easy accessibility and liquidity as well as inconvenient enough that I don’t get tempted to dip into it for something it really shouldn’t be used for.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. Over the holidays, I wasn’t as diligent with my meal planning and our grocery bill went over what I budget for food. If whole chickens are on sale for.79/pound,

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

NOVEMBER 19, 2014

We sold extra items that we weren’t using through Craigslist and garage sales. We lowered our living expenses and looked at our bills and decided what we could live without. For years Daniel did the finances all by himself and Amanda would stay in the allotted budget amounts, but it didn’t work well for us.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

JANUARY 15, 2013

One of them is throwing a lavish wedding that he can’t really afford, and the other is trying to figure out how to pay the bills that keep piling up without having to give up his expensive luxury SUV. There have been two instances, recently, in which I have seen people I know desperately trying to look as though they are rich.

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. In 2020, we still use and are thankful for Medi-share. We drive older cars.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

FEBRUARY 10, 2017

Our bills and responsibilities didn’t waiver however, even though our income dipped. This new strategy had us looking in the same direction with regards to our financial future and my husband was on board. During this time, we will use the other half of our snowball amount to restart retirement contributions.

Debt 100

Debt 2017 Student 2016 100