Family Balance Sheet

FEBRUARY 18, 2015

Today’s Debt Free Story is from Jen. My family and I are most known for paying off over $212,000 worth of debt and medical expenses in four years. In addition to paying off a ton of debt, I am also a 8-time national weightlifter and 2-time US Olympic Festival medal winner as well as an Ironman triathlete.

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. In reality, they were driven, focused, and S.M.A.R.T.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Savings Corner

DECEMBER 25, 2023

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. How does your debt-to-income ratio impact affordability? Debt and expenses. Credit profile.

Calculators 52

Calculators Debt Insurance Taxes 52

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Here are some of the most common applications.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. What inspired you to get debt free? Tell us about you and your family.

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

APRIL 3, 2014

Well, you wouldn’t stand for that, would you? After realizing a financial mistake, like miscalculating a debt or failing to plan for a bill, and then beating yourself up on top of that financial stress, you’ll probably want to do something to make yourself feel better. Negative thoughts and attacks are hard to deal with.

Emergency Fund 218

Emergency Fund Debt Bills Money 218

Prairie Eco-Thrifter

APRIL 18, 2013

Budget First, Plan Later. The worst thing you could possibly do is start your married life with a mountain of debt from having the wedding of your dreams. The most realistic way plan your wedding is to start with a budget that you can afford. That’s certainly true when planning for a wedding on a limited budget.

Wedding 248

Wedding Money Saving Money Budgeting 248

Family Balance Sheet

OCTOBER 12, 2018

Our mission: Live WELL On LESS Money. What We Ate this Week: I make an effort each week to serve my family delicious food but still stick to the budget. This month at Family Budgeters Unite! , My Favorite Recent Grocery Deals: 17 cents each!! Frugal Friday: A recap of how we frugal-ed our way through the week.

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Frugal Freezers Friends And Family Sale Financial Goals 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Should you just pretend that you don’t have savings and increase your debt ? Also See: How to Budget Money on a Low Income How Much of Your Salary Should You Save? I coupon and hunt for deals like a mad woman! I look for coupons and deals that are specific to the brand my family likes, and then I buy in bulk.

Saving Money 52

Saving Money Money Saving Bills 52

Teresa's Deals

SEPTEMBER 4, 2015

Ruth over at Living Well Spending Less is all about the adventure of finding the good life on a budget. They share the best online shopping deals while providing you with awesome frugal living ideas, recipes, and simple hacks to make life easier. She also shares deals in and around the St. Louis area.

Frugal 100

Frugal Frugal Lives Frugal Living St. Louis 100

Prairie Eco-Thrifter

APRIL 6, 2012

Budgeting and Economics. Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Find out the purpose of budgeting and whether it’s important for you. ” Managing Debt. ” Managing Debt. ” Financial Planning.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

OCTOBER 21, 2012

Well, this time I have done it again and put together some good laughs for you to enjoy on your Monday morning. They aren’t concerned about the latest deal, craze or freebie. Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. We should take a moment to refresh our perspective.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary.

Debt 100

Debt Debt Free College Finds 100

Savings Corner

FEBRUARY 2, 2024

Your credit history, detailed in your credit report and summarized by credit scores, shows how well you’ve handled borrowed money — and using a credit card responsibly is one of the quickest and easiest ways to build credit. Annual fee It’s ideal to avoid an annual fee when you’re on a student budget. Read our review.

Credit Cards 52

Credit Cards Student Credit College 52

Prairie Eco-Thrifter

SEPTEMBER 27, 2012

Basic Necessities Food Whether you are well-off or tight on cash, you still need to eat. You may want to buy the cheaper ones and those that offer deals. They are essential for your general well-being and that of your family. Taxes Even though, the budget is tight , sad to say, you still need to file your income tax.

Bills 213

Bills Telephones Money Taxes 213

Saving With Shellie

NOVEMBER 14, 2012

Well, you will definitely want to join us right now for the Holiday Party Style Live Chat. We’ll be dishing on the holiday party season, what we like to wear to holiday soirees and how to sparkle on a budget! I told you last month that I am a community leader in the Ebates Savvy Living Community. Make sure you join us !

Kansas City 45

Kansas City Prizes Holiday Kansas 45

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We will be away at the time the risk is the highest so we are working on getting our furniture in our basement propped up on blocks as well as running dehumidifiers. I wasn’t managing my money very well. One of the things that worked well for me was negotiating with the creditors. Reducing Debt. Managing Money.

February 113

February Debt Finance Personal Finance 113

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Couponing 101

JULY 26, 2011

Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * USA Today reports that the average college graduate owes about $19,000 in student loan debt. . *

Saving Money 103

Saving Money Money Kids Debt 103

Saving Cents With Sense

MARCH 21, 2011

If you are looking to get your finances organized, you don’t want to miss this giveaway from Dave Ramsey, who has helped millions of people get out of debt and start saving. And don’t forget to enter this giveaways on these blogs as well: Balancing Beauty and Bedlam. The winner will be chosen using random.org. Bargain Briana.

Giveaway 94

Giveaway Package Financial Goals Debt 94

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Adrian Nazari, CEO and founder of CreditSesame.com , is available to talk about how consumers can start 2013 on the right financial foot, as well as discuss the top 3 financial resolutions and what consumers can do to address them including: Saving More.

Monitors 40

Monitors Credit Debt Consumer 40

Savings Corner

DECEMBER 24, 2023

If a friend, relative or employer has offered to provide a down payment gift, initiate a conversation early on to learn how much they plan to contribute and if there’s any shortfall you’ll need to cover — and secure a gift letter from them well in advance. Create a housing budget The purchase price and down payment aren’t the whole picture.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

AUGUST 22, 2011

Big energy bills can bleed your budget dry, not to mention the potential impact on the environment. Cutting back on your energy consumption will help you become more ‘green’ as well as putting a bit more money back in your pocket. Under normal circumstances, this water would only be wasted so you might as well put it to good use!

Bills 224

Bills Appliances Home and Garden Green 224

Prairie Eco-Thrifter

JANUARY 19, 2011

The internet works great for things like insurance management, loan and finance management, as well as goods for the home. Allow for change: Just because you got a certain deal a year ago on a phone plan doesn’t mean there isn’t a better deal available now. One of my favourite sites is Amazon.

Saving Money 124

Saving Money Money Insurance Bills 124

Coupons Do Work

OCTOBER 3, 2016

Since I do not use a credit card anymore (and read recently that banks are in debt due to too much credit cards out there), why not start saving now, with these easy tips : Want more frugal tips/ articles/ DIY stuff? I love Swagbucks and most budget-money-making websites out there will promote Swagbucks because this is an awesome website!

Christmas 153

Christmas Swagbucks Bank Banking 153

Finally Frugal

JANUARY 17, 2011

I'm pretty sure I've mentioned my 15 (almost 16) year old 'beater' car, which I'm trying to keep running until I'm debt-free. Well, now I have no choice! Serious issues, but not in my budget, unfortunately. or whether to use the money from my extra jobs, thereby NOT sending that money to my debt. Bad, bad, bad.

Emergency Fund 45

Emergency Fund Debt Cars Car 45

Family Balance Sheet

JANUARY 17, 2018

This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. You can only cut so much from a budget, so to increase our cash flow, we’ll need to earn extra income by growing our small business and growing my blog. I’ll apply that money to the debt. Save for a camper upgrade.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Nicoles Nickels

JANUARY 18, 2012

Some of the most common resolutions is to save more money, spend less money, or pay off credit card debt. Each of these sites as well as others like www.bizrate.com and www.shoplocal.com work to offer you a fast and easy way to “shop around” and get the best price on products and services. What These Sites Do. Make Them a Habit.

New Year's 40

New Year's Frugal Insurance Budgeting 40

For the Mommas

JANUARY 11, 2011

Set up a budget. Once you have a reasonable budget in place, work hard to stick to it. I subtract the budgeted amount we will need to make it until the next pay check, and I move the rest of the money left to savings. Stick to your budget, and try to spend even less. Don't miss the newest deals. Spending $3.03

Back To Basics 59

Back To Basics Saving Budgeting Budget 59

Saving With Shellie

JULY 12, 2011

It’s an idea that stretches far beyond a monthly budget or vacation fund. That’s why I am so excited to announce that I have teamed up with Savings.com and the other 2011 Deal Pros to present The Savings Pledge. Use it to pay down debt? HOT DEAL: Get a Free One Month Netflix Subscription. I said $100 per week.

Emergency Fund 67

Emergency Fund Goals Saving Saving Money 67

Prairie Eco-Thrifter

JANUARY 28, 2011

Well, I signed up for 2 of the 3 I need to complete which are to take place this weekend and one other weekend in February. Well, plans have had to change. Taking it now or in the summer is not a huge deal. Frugal Dad tells us how it’s possible to have a wedding on a budget. Reducing Debt. Going Frugal.

January 124

January 2010 Personal Finance Finance 124

Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Personal loan qualification requirements Your credit score , income and debt are usually evaluated by personal loan lenders to see if you qualify.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Saving Cents With Sense

NOVEMBER 9, 2011

It is an exciting day because deals will be HOT, prices will be low, crowds will be swarming, and the holiday spirit will abound. Compare Prices – Make sure you look at various stores to find the best deal before heading out. You may want to map out the stores in advice as well so you can get in and out as quickly as possible.

Fridays 87

Fridays Shopping Thanksgiving Debt 87

Saving Cents With Sense

NOVEMBER 5, 2013

It is an exciting day because deals will be HOT, prices will be low, crowds will be swarming, and the holiday spirit will abound. As the ads are released, I will be highlighting the best deals from that store on my Black Friday page. Compare Prices – Make sure you look at various stores to find the best deal before heading out.

Fridays 75

Fridays Shopping Thanksgiving Holiday 75

Savings Corner

APRIL 4, 2024

With refinancing, you can change the loan type as well as your lender. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. Debt consolidation refinance Caret Down Like cash-out refinances, debt consolidation refinances give you cash.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Motherhood Moments

FEBRUARY 7, 2023

36% people say that going out to dinner on Valentine’s Day is a bad deal. V-Day Debt Is Worth It for Some People. Almost 1 in 5 Americans think a Valentine’s Day gift is worth going into credit card debt. Why are men more likely to think that buying a Valentine’s Day gift is worth going into credit card debt?

Valentines Day 130

Valentines Day Thrifty Debt Las Vegas 130

The Frugal Girl

MARCH 4, 2024

My mom cut coupons and sewed her own clothes and mine, as well. We paid an excavator (to dig the hole for the foundation), a well driller and a cabinet maker (for our kitchen and bathroom cabinets). He says we were busy building the house and our careers and it was money well spent because it freed up our time. (We

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180