Family Balance Sheet

JANUARY 3, 2013

Yesterday, I announced my new year long series, Christmas Savings Club. To kick off the series and get everyone started on the first step, I created a Christmas Gift & Spending Budget excel spreadsheet that I am offering FREE to readers. Next, fill in a budget for 2013.

Budgeting 100

Budgeting Budget 2013 Christmas 100

Saving Cents With Sense

NOVEMBER 11, 2013

Regardless of your income or gift giving needs, it is important to create a holiday budget from year to year. Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. 5 Tips to Create a Holiday Budget. Define your needs.

Budgeting 112

Budgeting Budget Holiday Debt 112

Couponing 101

JANUARY 3, 2020

So if your New Year’s resolution is to stay fit, how can you possibly do it without breaking the bank? While a lot of fitness activities are expensive, the good news is that exercise doesn’t have to be expensive. Work Out from Home. How do you keep your body and your budget in good shape?

Fitness 59

Fitness Budgeting Budget Re-use 59

Family Balance Sheet

JANUARY 20, 2023

There are ways to reduce the costs by pursuing scholarships, starting at a community college, and working while studying. Everything is on the table and we have a lot to sort out in the next year and a half. Sidebar: Restaurants are also a budget buster for us, and I will be extra diligent in this category as well.

Financial Goals 130

Financial Goals Goals Debt College 130

Family Balance Sheet

JANUARY 2, 2021

Choosing a word to focus on for the New Year has been very popular over the years. I joined the crowd many years ago only to completely forget about my word by mid-March. I read more in 2020 than I have in years. I thought about reusing REDUCE, but it’s a new year, so I need a new word.

Debt 130

Debt 2020 2019 Financial Goals 130

Family Balance Sheet

JANUARY 1, 2015

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. I don’t want to wait years. Tantrum aside, it’s still going to take years, but there is room for us to make some considerable progress in 2015.

2015 100

2015 Money Debt Home and Garden 100

Nicoles Nickels

JANUARY 18, 2012

The following is a guest post by the folks at Comparethemarket.com: If you are like so many other people, you made a few New Years resolutions to start the year off on the right foot. Most people will include a resolution about their finances in their list of goals for the year. Make Them a Habit.

New Year's 40

New Year's Frugal Insurance Budgeting 40

Prairie Eco-Thrifter

JANUARY 10, 2013

I have started a new job at work which is great but also very overwhelming as I still need to keep up doing my old job until my replacement is hired and trained. Working to build your emergency fund? Figuring out a budget and how to meet those goals? 90 is the new 70? Dragging your feet on finally setting a budget?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

MAY 20, 2013

Here are some things that we saw really updated the house drastically, with little work and little budget: Give it a Fresh Paint Job. I once was helping my dad work on updating a home that was really, really outdated. The owners were on a strict budget and he was helping them out. Clutterless homes are timeless.

Inexpensive 251

Inexpensive Home Renovation Hardware 251

Family Balance Sheet

JANUARY 4, 2016

And ready to rock the new year. For me the new year’s reality sets in the first Monday after the holiday. My husband and I are back at work, our girls are back in school, and our normal routine resumes. It is possible to eat well on a limited grocery budget. I’m back! Grocery Savings Strategies.

2016 100

2016 Money Financial Goals Debt 100

Prairie Eco-Thrifter

JANUARY 2, 2014

Said so on the news. Christmas and New Years with friends and family went well though. It was nice to get together and see everyone, especially my brother whom I only see once a year. SBB from Simple Budget Blog has a great post for all you renters out there: Renters Insurance: All the Pros, None of Cons.

Mars 180

Mars Fridays Haggle Haggling 180

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. Over the years, if business got tough, my husband and I would strategize, crunch numbers, brainstorm, and essentially come up with a plan. So we got to work! The years leading up to the debt payoff weren’t always easy, but we are so glad we stuck with it.

Debt 130

Debt Emergency Fund 2007 2020 130

Cheap Chica's Guide To Style

NOVEMBER 28, 2010

I’ll be spending New Year’s Eve at a friends loft party in New York City and while it may sound glamorous, the not so glamorous truth is that I’m a starving student with almost no budget for this big night out. I can probably spend $50-100 on a new dress, but no more. Gotta love that!

Budgeting 91

Budgeting Budget New York City New Year's 91

Family Balance Sheet

JANUARY 31, 2020

I started a new grocery shopping routine in January and it is working out splendidly! This new routine only costs me $3 for the pick up and I’m finding it’s well worth it. I earned a free ham at my grocery store in December, so I baked it on New Year’s Day. We want to live WELL, on LESS Money.

January 130

January Frugal Green And Frugal Homemade 130

Prairie Eco-Thrifter

FEBRUARY 7, 2012

In most lines of work, Fridays are the easiest, most enjoyable days. New Year’s Day. I’m blaming this primarily on budget. A lot of people like the luxury of accomplishing things at home without the pressure of thinking about work. Think about it. Fridays are already awesome. Use Holidays Strategically.

Vacation 221

Vacation Economical Birthday Fridays 221

Couponing 101

JANUARY 30, 2012

I find it pretty funny that I’m writing this post about my desire to be intentional about 2 weeks past it’s due date……I’m a work in progress. This year I’m going to (and I mean I’m REALLY going to) be intentional about meeting my goals and living my life. So far, the schedule is working!

Goals 88

Goals Finance 2012 Food 88

For the Mommas

JANUARY 1, 2012

If you are working on your personal goals for the New Year, here are some great deals on some magazines that can help you to reach your health and fitness goals in 2012: ~ Women’s Magazines. Related posts: Budget Travel Magazine for only $3.99 per Year. Weight Watchers – Starting @ $3.99/year.

Fitness 82

Fitness Health Magazines Journal 82

For the Mommas

DECEMBER 31, 2011

If you are working on your personal goals for the New Year, here are some great deals on some magazines that can help you to reach your health and fitness goals in 2012: ~ Women’s Magazines. Budget Travel Magazine for only $3.99 Per Year. Weight Watchers – Starting @ $3.99/year. Men’s Magazines.

Fitness 69

Fitness Health Magazines Goals 69

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Our personal finances obviously require attention all year long. However, there are certain times of the year I have picked to focus on certain things. Spreading the work out in a routine and predictable manner helps me keep my sanity and assists in allowing completion of the tasks I plan to do. Set financial goals for the year.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Prairie Eco-Thrifter

APRIL 2, 2013

By doing some of the work yourself and planning out what you want to do, you can actually save a great deal of money. 5 Budget Friendly Ways to Bring More Life to Your Apartment Inexpensive Home Improvement Ideas For The New Year Sell Your Home Faster With These Cheap Ideas Home Renovation Techniques 5 Low Cost and Simple Home Upgrades.

Renovation 221

Renovation Cheap Home Flowers and Plants 221

For the Mommas

JANUARY 11, 2011

Set up a budget. Once you have a reasonable budget in place, work hard to stick to it. I subtract the budgeted amount we will need to make it until the next pay check, and I move the rest of the money left to savings. Stick to your budget, and try to spend even less. Happy New Year & Resolutions.

Back To Basics 59

Back To Basics Saving Budgeting Budget 59

For the Mommas

AUGUST 20, 2013

A guide to planning the winter holidays, A Simpler Season provides creative ideas , time-saving tips, and budget-minded inspiration for making the most of Thanksgiving, Christmas, and New Year’s. Do they want to know about how the eyes work. A Simpler Season (Free). Is your child fascinated by the heart or lungs?

Colorado 45

Colorado Kids and Family Thanksgiving Free Stuff 45

Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? Because my office is in the dining room, keeping it tidy is a must and something that I’m always working on.

Finance 100

Finance Cleaning Financial Goals Goals 100

Cheap Chica's Guide To Style

JUNE 9, 2009

My budget is limited to nothing over $200.00. And in case this one doesn’t make the cut, here are some other suggestions that are also budget-friendly… Related posts: Dear CheapChica I love dressing up, but most of the dressy. Dear CheapChica I work in a very conservative and professional office so.

Wedding 46

Wedding Budgeting Budget Beauty 46

Cheap Chica's Guide To Style

JANUARY 15, 2011

It may be that I have a weird head shape or something but I have never found a headband that would work for me at my workouts. Now, I can’t promise that this headband will stay on everyone’s heads but it really has worked great for me, and I would r eccomend trying it out. Lululemon Athletica Slipless Headbands : $12.00.

Motivation 76

Motivation Fitness Work Sports 76

Coupons Do Work

DECEMBER 31, 2016

Happy New Year my readers who come to couponsdowork! This has been an AMAZING Year. for my site, but behind the scenes, this year has been summed up in one word: STRESS. The person he works for knows me too. In a nutshell, 2017 is going to be a year for everyone to have positive energy. > Oh well.

New Year's 100

New Year's Cars Car Money 100

Cheap Chica's Guide To Style

DECEMBER 19, 2009

My plan is to wear them for New Year’s Eve or for a black tie event I have coming up in January…but I’m not sure if they would work for just a normal night out. Tags: Cheap or Chic fashion blog Fashion expert FASHION ON A BUDGET fogal etoile fogal sparkle tights j.lo

Cheap 55

Cheap Bravo Sparkle Budgeting 55

Saving Everyday

FEBRUARY 15, 2014

Basic Steps for Setting up a Budget by Frugal Living Mom. 5 Tips for Saving More Money in the New Year by Two Kids & A Coupon. Packing a Zero-Waste School Lunch: Go Green This School Year! Helping You Keep a Healthy Budget by More Than A Mom Of Three. Wedding On A Budget: The Ceremony by Pays2Save.

Saving Money 71

Saving Money Frugal Money Thrifty 71

Couponing 101

JANUARY 17, 2012

Now that I’ve learned a few ways to make this healthy lifestyle work, I’ve made a goal to eat whole, unprocessed foods in 2012 while sticking to a modest grocery budget. Hopefully, by following these tips, I’ll be able to feed my family healthy foods this year and not spend a fortune doing it!

Whole Foods 94

Whole Foods Saving Money Money Food 94

Saving Everyday

JANUARY 1, 2015

Basic Steps for Setting up a Budget by Frugal Living Mom. 5 Tips for Saving More Money in the New Year by Two Kids & A Coupon. Packing a Zero-Waste School Lunch: Go Green This School Year! Helping You Keep a Healthy Budget by More Than A Mom Of Three. Wedding On A Budget: The Ceremony by Pays2Save.

Saving Money 40

Saving Money Frugal Money Thrifty 40

Prairie Eco-Thrifter

JANUARY 14, 2011

My husband and I did when we got married and it works well for us. Frugal Dad tells us 5 ways we can live healthy in the new year. Budgets are Sexy book giveaway “ Psych Yourself Rich “ Yakezie Scholarship. Here are the interesting reads floating around cyberspace this week: Money Management. You know what?

January 113

January Personal Finance Green And Frugal Finance 113

Coupons Do Work

DECEMBER 31, 2016

Happy New Year couponers! Shop at the Dollar Tree? Want to know what is free at the Dollar Tree this week from ad starting 1/1/17 and ending on 1/7/17? Check out how to shop for Free at the Dollar Tree right here on couponsdowork.com. Scotch Expressions Tape $1.00. 1 – Scotch Expressions Tape (smartsource.com).

Excedrin 100

Excedrin Dog Treats Shopping Pedigree 100

Cheap Chica's Guide To Style

JANUARY 25, 2011

Working on a new wardrobe for the new year? Don’t forget what’s underneath! I always feel more confident when my outfit rocks from inside out. This means keeping a stocked lingerie drawer… which isn’t cheap.

Inexpensive 56

Inexpensive Lingerie Marshalls New Year's 56

Frugal Luxuries

JANUARY 19, 2013

Nikos Kazantzakis As with most people, the advent of the new year has us combing the budget to patch the leaks. and battening down our spending in order to accommodate a tighter budget. It worked fairly well to take the first few layers of the very dark tarnish from them but elbow grease had to take over from there!

Frugal 40

Frugal Art Plants Green And Frugal 40

Prairie Eco-Thrifter

JANUARY 7, 2015

Happy New Year! You know how they say that how you ring in the New Year is a good indication of how your year will be? Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Prairie Eco-Thrifter

JANUARY 3, 2013

I hope the first week of the new year has gone ok. This weekend my hubby and are heading to the new James Bond movie for date night (I got a Groupon) tonight and tomorrow a couple friends are coming over for dinner (Mexican night) and some games. Check out Jason’s post over at Work Save Live. Happy 2013 everyone!!

Fridays 160

Fridays New Year's Money Budgeting 160

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. MoneySmartGuides : The Real Cost of Eating Out – I was looking over my budget for the previous month and something stood out. Just how much money did that save me?

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220