Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

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Family Balance Sheet

NOVEMBER 11, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. How to Save this Week: Don’t miss the pre-holiday grocery deals. Get started with my excel Christmas Gift & Spending Budget. Our mission: Live WELL, On LESS Money.

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Savings Corner

APRIL 4, 2024

You could lower your mortgage payment and create more space in your monthly budget. You might need to deal with borrower’s remorse if rates drop substantially after you close. Consider a home equity loan or a home equity line of credit (HELOC) as alternative ways of reaching your financial goals.

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Family Balance Sheet

AUGUST 11, 2014

I have enjoyed belly dancing and pilates the last several years, but time and budget reduced from my schedule. Use this to develop a budget & determine where you will cut back. (If If you do a budget without awareness of your blind spots, you don’t know where you need to cut.). Who initiated the debt free goal?

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Family Balance Sheet

OCTOBER 12, 2018

so that we have more money to put towards our financial goals. What We Ate this Week: I make an effort each week to serve my family delicious food but still stick to the budget. This month at Family Budgeters Unite! , My Favorite Recent Grocery Deals: 17 cents each!! Our mission: Live WELL On LESS Money.

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Family Balance Sheet

FEBRUARY 18, 2014

” Stanley wrote about Susan, a wife and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. She treated her role like a job and helped her family achieve financial independence. Review budget and spending. How can I reduce the grocery budget?

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Office Money Family Finance 182

Penny Pinchin' Mom

FEBRUARY 16, 2024

What you can do is control how much of your money you spend on bills in any given month and how much of it you save for your long-term financial planning and security. Also See: How to Budget Money on a Low Income How Much of Your Salary Should You Save? I coupon and hunt for deals like a mad woman! So, what do you do?

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Family Balance Sheet

JULY 22, 2015

After putting together a budget, it took us 18 months to pay off all of that debt! I called up my cell phone company and asked for a better deal. The main arguments we had happened when we overspent in a budget category. But we learned to be flexible and did the best that we could to stay on track with our budget.

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Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget. We followed a budget and switched to using cash, which helped us stay on track with the budget.

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Family Balance Sheet

APRIL 1, 2015

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I was looking for a get out of debt free card, but quickly realized managing money was really all common sense: having a plan for you money in a form of a budget and spend less then you make. What are your financial goals now?

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Family Balance Sheet

JUNE 16, 2015

She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. Don’t buy stuff you don’t need even if it seems like a great deal. Decide here and now what your goals are and write them down. Who initiated the debt free goal? How often do you and your spouse discuss your finances/budget/spending?

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Family Balance Sheet

JANUARY 21, 2015

Finally, we took the dive by making a budget and starting our debt snowball. Yes, we followed the recommendations outlined in Dave Ramsey’s resources, Total Money Make Over/ Financial Peace University. The budget is key. Each one of us on the inside knew there had to be a better way to deal with money.

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Prairie Eco-Thrifter

FEBRUARY 23, 2016

Another example is that once a month I calculate our net worth and review our discretionary spending budget vs. actuals. Keeping a household inventory not only helps us estimate our net worth, but will also be very important should catastrophe strike and when our heirs have to deal with our possessions.

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Family Balance Sheet

FEBRUARY 18, 2015

I wanted to take all the fun out of life and nagged him constantly about the budget. We were also dealing with stress around our son’s medical issues. How often do you and your spouse discuss your finances/budget/spending? I do the overall budget and daily tracking. We spend 5 minutes a day on our budget.

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The Frugal Girl

MARCH 4, 2024

A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. I track expenses, monitor our budget and handle all of our investments. My personal best frugal win was marrying a guy who can and will fix almost anything.

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Green And Frugal Kids and Family Hotel Frugal 178

Savings Corner

DECEMBER 24, 2023

Using a personal loan is only a good idea when it is consistent with being able to achieve other financial goals,” says Mark Hamrick, Bankrate senior economic analyst and Washington bureau chief. “If Before taking on debt, use a personal loan repayment calculator to help budget.

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Debt Credit Cards Credit College Tuition 52

Saving Cents With Sense

MARCH 21, 2011

His Financial Peace University teaches people how to make the right decisions regarding money and empowers them to achieve their financial goals. Don’t forget to connect on the Saving Cents with Sense Facebook page for more deals and fun conversation! Read more on my Disclosure page. ©2009-11 Saving Sense Media LLC.

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Giveaway Package Financial Goals Debt 94

Saving Cents With Sense

APRIL 25, 2013

This secure service doesn’t cost a dime, and it can automatically organize and track your spending, display all of your financial information in one easy-to-read place, and help you stay on track to hit your financial goals. This allows you to see whether you’ll break the budget by indulging. and Canada only.

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Money Financial Goals Saving Phones 75

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Create a housing budget The purchase price and down payment aren’t the whole picture. Setting a realistic budget for your new home will help inform how much you can afford and what your all-in costs will be. Determine the maximum loan you qualify for.

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Family Balance Sheet

APRIL 9, 2021

The purpose is to cover any sudden expenses so that we didn’t go into more debt when dealing with them. So often, we don’t dream about our financial goals, because we are so entrenched in our challenges. How I Managed our Family Budget During the Pandemic. Increase business emergency savings. Prioritize.

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Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

FEBRUARY 9, 2018

That was a hit to our budget, but we reworked our numbers to find the funds and make it fit. It turns out that allergies weren’t her issue at all, and unfortunately, we spent the rest of the summer dealing with doctor visits, diagnostic tests, and procedures trying to determine the correct protocol for her issue.

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Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

AUGUST 5, 2015

He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. How often do you and your spouse discuss your finances/budget/spending? What are your financial goals now?

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Family Balance Sheet

JULY 2, 2015

Just as others may struggle with staying on budget, we struggled in dealing with not having much time for each other or as a family during that time. How often do you and your spouse discuss your finances/budget/spending? What are your financial goals now?

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Prairie Eco-Thrifter

NOVEMBER 12, 2011

Budgeting in the Fun Stuff: The Dollar Challenge – 20?s 101 Centavos: Does Herbalife Have a Deal for You! Smart Family Finance: Is Your Budget Easy to Beat? You are Probably Budgeting Wrong! – One of the most important components to a budget is setting financial goals.

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November 2011 Personal Finance Finance 188

Family Balance Sheet

JUNE 2, 2016

Short Term Wins – Reducing the outstanding debt in exchange for larger upfront payments sounds great – but then you need to find the money for such a deal! Spending Audits Not Budgets – This might be a little controversial, but I tried budgeting and kept on failing. What are your financial goals now?

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