Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. At times over the years, my husband thought our focus was too heavy on the cutting and the reducing of expenses, and and not enough on the building and the increasing of income.

Family 100

Family Financial Goals Debt Calculators 100

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? These are some of the largest issues when it comes to financial planning. Retire wealthy?

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

APRIL 10, 2014

Last week I was having a conversation with an acquaintance who just moved to Central Park Towers, a luxury building right on Central Park West in Manhattan, i.e. my dream location… if I had a million dollars. Me: Maybe a cheaper building? She: I looked at all kinds of buildings with a realtor, there’s nothing out there.

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. Everything looked great on paper. What could possibly go wrong?

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

JULY 11, 2013

Considering the work from home approach? If so, don’t miss John’s post at Frugal Rules that describes The Potential Pitfalls of Working from Home. Investing early in life can help you build a solid nest egg for retirement. Are you struggling to find motivation with your financial goals?

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Family Balance Sheet

FEBRUARY 10, 2017

And I continued to build this website. At that time, I couldn’t cash flow the office budget, home budget, our loans, and retirement savings. He went back to school at the age of 34 to pursue a new career and has not regretted it, but his student loan was about the size of a small home mortgage when he graduated in 2000.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

DECEMBER 10, 2014

I got tired of being left at home because I had a day job, so now we get to travel together and create our own adventures. I was only bringing home a net income of $3,000 a month, so paying $1,000 each month towards my debt was a lot of money, and took a lot of sacrificing. What are your financial goals now?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

SEPTEMBER 9, 2014

She and her husband paid off $147,000 in debt–including their home. About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) Building an emergency fund also helps enormously. Who initiated the debt free goal? Welcome to Debt Free Stories. Get creative.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Savings Corner

DECEMBER 24, 2023

Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation. Instead of putting down cash as collateral, you may be able to use other assets, such as a home, boat or car. You will also start to repay the money.

Debt 52

Debt Credit Cards Credit College Tuition 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

And I’m talking about all forms of insurance, from health to life and even home insurance. These are the financial moves that might seem painful at first but will come in handy should the worst happen. Set personal and financial goals for your savings. In my book, insurance is an absolute necessity.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

JULY 28, 2014

You can do this with any goal, no matter how crazy big or far off it is. Tackle the enormity of saving up for a down payment on a home or for retirement or anything else by deciding how much you can afford to set aside on a monthly or weekly basis. It’s all about building and maintaining momentum. Track Your Progress.

Hobby 189

Hobby Money Making Goals 189

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. But $1000 was not nearly enough money to cover sudden emergencies in both our home and business. DONE November 2019.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

DECEMBER 7, 2014

I talked to Ron Suber, President of Prosper Marketplace, last week and about growth in other loan types including: small business, home improvement, travel and medical expenses. Used properly, it can help you build your dream home and reach your financial goals. Credit is a tool in personal finance.

Debt 188

Debt Personal Finance Finance Credit 188

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Set Financial Goals. Think of this: Whether you are an employee or businessman, you have to set goals to be successful. Think of this: Whether you are an employee or businessman, you have to set goals to be successful. Without careful planning and setting these goals, your bottom line suffers. Get Out of Debt.

Family 196

Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

JUNE 11, 2014

You might be saving up for a vacation, while at the same time building up your emergency fund and creating a fund for car maintenance and repairs. Take a look at your financial goals, and create sub accounts that allow you to focus on these different objectives. Think about your top savings goals, and how you can reach them.

Goals 208

Goals Emergency Fund Used Vacation 208

Prairie Eco-Thrifter

JANUARY 15, 2013

I know people in my modest neighborhood who live within their means, and build their futures, who are wealthier than those who live in the “rich” section of town, in a big house. To me, being truly wealthy is having enough for your needs and most of your wants, and spending time with the people you love in good health.

Debt 274

Debt Wedding Money Financial Goals 274

Penny Pinchin' Mom

MARCH 11, 2024

This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. Go build a treehouse in the backyard or teach your kids how to bake. Make Cleaning Products at Home Did you know that you could make cleaning products right at home?

Saving Money 52

Saving Money Money Mom Used 52

The Frugal Girl

MARCH 4, 2024

Our mom stayed home to raise us kids; she went to work part-time in the local school system after both my brother and I were in school. We lived off my salary and banked Alan’s even before we were married so that we could build our own house (literally), paying cash as we went. What’s your best frugal win?

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Savings Corner

APRIL 4, 2024

Written by Edited by Edited by Updated Apr 02, 2024 Bankrate logo The Bankrate promise Caret Down At Bankrate, we strive to help you make smarter financial decisions. At a glance BEST HOME INSURANCE COMPANY OVERALL (TIE) 4.1 Home Rating: 4.2 At a glance BEST HOME INSURANCE COMPANY OVERALL (TIE) 4.1 Home Rating: 4.2

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Savings Corner

DECEMBER 24, 2023

But now, as we approach the end of 2023, inflation is much lower but home prices and mortgage rates are both sky-high. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. Get started: Define your personal and financial goals. Is location the top priority?

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

APRIL 12, 2016

How my grandparents paid off $55,000 of their home mortgage in one year. Once I got home from that money changing event at my grandparents’ house, my best friend told me about this financial series she and her husband had been going through at church called Financial Peace University (Dave Ramsey).

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Savings Corner

DECEMBER 25, 2023

A savings account just won’t build wealth. That makes investing one of the best things that Americans of any age can do to get on the road toward financial well-being. Here’s how you can start investing and enjoy the returns that can build you a better financial future. 6 things you can do to get started in investing 1.

Taxes 52

Taxes Growing Money College Tuition 52

Family Balance Sheet

SEPTEMBER 20, 2016

It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. While we were paying off our debt, my husband and I both had a realization about our home. So we decided to sell our home and become renters for the first time.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Savings Corner

DECEMBER 25, 2023

With passive income, you can have money coming in even as you pursue your primary job, or if you’re able to build up a solid stream of passive income, you might want to kick back a little. It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions.

Money 52

Money Making Real Estate Rent 52

Family Balance Sheet

APRIL 1, 2021

And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. If you can’t answer with the word, CASH , then please, set yourself up for success and build an emergency fund. Are you paying too much for home/auto insurance, cable, internet, cell?

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

NOVEMBER 5, 2014

Who handles the day-to-day finances in your home or do you work on it equally? What are your financial goals now? As my high school football coach always said, “Day to day intensity, week to week consistency, builds champions!” How often do you and your spouse discuss your finances/budget/spending? We do it together.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

MARCH 18, 2015

My husband was formerly an aerospace engineer but is now a stay-at-home-dad, and I run a blog called LivingWellSpendingLess.com. For fun we mostly like to hang out at home—we’ve really worked to create a comfortable space that people love to visit, and so we are constantly entertaining and having people come and stay.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

APRIL 1, 2015

We used the debt snowball technique to help build momentum. We tried to avoid these things by packing our lunch, cooking meals at home, and shopping with a list to avoid overspending and wasting money. If married, who initiated the debt free goal? The short term sacrifice was for the long term goal of being debt free.

Debt 100

Debt Credit Cards Debt Free Credit 100

Saving With Shellie

JULY 22, 2011

I encouraged you to build an emergency fund or pay down debt with your savings. We are currently building a new house. If you thought my goal was lofty, you should cheek out some of theirs: Merissa at Little House on the Prairie Living is working towards saving to build a new home.

Goals 49

Goals Emergency Fund Financial Goals Debt 49

Family Balance Sheet

JANUARY 7, 2015

I’m a stay-at-home homeschooling mom to Annie (5), Andy (2), and Eli (2 months). That was the remaining balance on our home. We were debt free before I was 30 , including our home. I’m not telling you to stay home and grow roots so that you can never leave the premises. What are your financial goals now?

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. 12 Scriptures for Goals and Guidance | Julie @ Loving Christ Ministries. How to Build a Starter Emergency Fund in 30 Days or Less | Jackie Beck @ The Debt Myth. Hot Work at Home Jobs for 2015 | Holly Hanna @ The Work at Home Woman.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 21, 2015

I own a software consultancy that I run from home and my husband is a letter carrier with the post office. We have 2 girls that I am home schooling this year. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). Nine years later, I am still at home! I am the nerd.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

FEBRUARY 16, 2016

And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. If you can’t answer with the word, CASH , then please, set yourself up for success and build your emergency fund. Are you paying too much for home/auto insurance, cable, internet?

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Saving Cents With Sense

APRIL 25, 2013

This secure service doesn’t cost a dime, and it can automatically organize and track your spending, display all of your financial information in one easy-to-read place, and help you stay on track to hit your financial goals. Are you sure you don’t already have two ketchup bottles at home?

Money 75

Money Financial Goals Saving Phones 75

Family Balance Sheet

JANUARY 19, 2012

In January 2011, after a quick online search, I found a race in the fall that was close to home and I would have plenty of time to train. Registration wasn't until May 1, so I would have some time to get back into running and build up some mileage.and change my mind if I wanted. 5 Steps to Succeeding Your Goals.

Goals 127

Goals Dairy Queen 2011 2012 127

Family Balance Sheet

MAY 27, 2015

I’m a former 3rd grade teacher, but now a stay at home mom and a graphic designer of Joyful Art Designs. Our plans for me to be a stay at home mom on one teacher salary. We’re now on Baby Step #7 (building wealth, which includes college funding). We read both of Dave’s books (Financial Peace and The Total Money Makeover).

Debt 100

Debt Debt Free Pay Off Debt Finds 100