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Money Matters: Brilliant Hacks to Consider Before Purchasing a New Home

Motherhood Moments

Image via Unsplash It is true that the idea of buying a home continues to be the American dream, but one look at the real estate market will tell you that purchasing a property is getting more expensive all of the time. Keep in mind that a home warranty will be an extra expense each month, but it may be well worth it for peace of mind.

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Money Matters - How to Build Healthy Financial Habits and Prevent Future Debt

Motherhood Moments

Or, instead of dining out every night, you may opt to cook at home more often. By building up your skills and knowledge, you'll be better equipped to earn a higher income and navigate difficult financial situations. On top of that, only use the money for something that will increase in value over time (like a home or investment).

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8 Home Projects You Should Never DIY

Koupon Karen

Residents of Longmont, CO, often embark on various home improvement projects to enhance their living spaces, driven by the appeal of personal achievement and the potential increase in property value. These modifications have implications for the overall stability and safety of your home.

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What Is A Home Equity Loan?

Savings Corner

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. Home equity loans drawbacks include putting your home at risk of foreclosure and their lengthy application process.

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How to Calculate Home Equity

Savings Corner

Home equity can be a valuable resource for homeowners. This figure, along with your loan-to-value (LTV) ratio, determines the likelihood of being approved for a home equity loan or home equity line of credit (HELOC), and how much money you could be eligible for. Here’s how to calculate the equity in your home. Here’s how.

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4 Crazy Hard Things To Check On When Buying a Home

Prairie Eco-Thrifter

We’ve only bought 4 pieces of real estate in our lives, including two homes. We lived in the first home 10 years and are going on 23 years in our current home. You probably should be buying your home for the long term. If the entire home was recently re-modeled, it may mean that old problems were covered up.

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Get Your Home Ready for Fall and Winter

Prairie Eco-Thrifter

Especially if you are a home owner, there are things that you should be looking at doing before the cooler weather comes rolling in. Summer and spring means road dust, pollen, and plant build up in your gutters. Cleaning out your gutters is a must-do before fall to avoid any mishaps and permanent water damage to your home.

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