Savings Corner

DECEMBER 24, 2023

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. Pros Lower interest rates: Personal loans typically have lower interest rates compared to credit cards, especially if you have a high credit score.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

JANUARY 25, 2019

Did you use cash or put your purchases on a credit card? But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. We have to plan and save for it.

2019 100

2019 Club Christmas 2018 100

Prairie Eco-Thrifter

MAY 26, 2016

Because we only have a week to show results, and because savings account interest rates have been near zero each year since camps started, I have routinely given the jar 50% interest. Trepidation about having the grand-kids open a savings account. Both are now old enough to open a bank savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

JUNE 25, 2011

Did you pay cash or use a credit card to buy gifts? If you used a credit card, when did you pay it off? We usually use a credit card to buy our Christmas gifts and then pay the balance off in January. Here are some questions to ponder: How much did you spend last year? Hit the Restart button.

Christmas 157

Christmas Credit Cards January Budgeting 157

Savings Corner

DECEMBER 24, 2023

On the other hand, even people with modest incomes can accumulate significant wealth and a high net worth if they buy appreciating assets and are prudent savers. For example, your home would count toward your net worth if you’re willing to use it for a home equity line of credit or sell it should the need arise.

Calculators 52

Calculators Taxes Debt Consumer 52

Prairie Eco-Thrifter

FEBRUARY 3, 2016

No, we won’t put that on the credit card and pay for it later. And they will see that you put money aside in savings. Encourage them to save. Buy them a piggy bank and help them remember to feed it when they can. Credit cards require maturity. Of course we misused those cards!

Work 100

Work Kids Bank Banking 100

Savings Corner

DECEMBER 24, 2023

The seamless experience between viewing an IRA alongside other Bank of America products (like home loans, savings accounts, and CDs) can be appealing for IRA investors seeking a simple, unified perspective on their finances.

December 52

December Bank of America Bank Banking 52

Savings Corner

DECEMBER 27, 2023

Large expenses: You can use a personal loan to buy a boat , RV or other items with large price tags. It also provides an apples-to-apples comparison across financial products, so you can compare the cost of a personal loan to a credit card, for example. Here’s how to compare personal loans and credit cards.

Debt 40

Debt Home Improvement Consumer Credit 40

Prairie Eco-Thrifter

NOVEMBER 25, 2012

Investment in the stock market seems to be attractive at the moment because stock prices are still low, which means that investors can buy more shares for their money. By throwing my spare cash at my high interest credit card debt, I would be saving money by reducing the amount of interest I would have to pay.

Money 189

Money Debt Refinancing Credit Cards 189

Family Balance Sheet

OCTOBER 14, 2014

The holiday season is just around the corner, and along with the festivities comes the gift buying frenzy. If possible, set the money aside in a separate savings account earmarked specifically for gift spending. Please refer back to the original post for a complete list of daily assignments.

Finance 100

Finance Giving Organic Organization 100

For the Mommas

JULY 13, 2016

Buying things without having a budget. Another common mistake that people make is not having some type of savings account or rainy day fund. Only paying the minimum on your credit card balance. This improves your credit and helps you avoid paying a lot of extra money in interest.

Money 40

Money Credit Cards Bills Budgeting 40

For the Mommas

JULY 13, 2016

Buying things without having a budget. Another common mistake that people make is not having some type of savings account or rainy day fund. Only paying the minimum on your credit card balance. This improves your credit and helps you avoid paying a lot of extra money in interest.

Money 40

Money Credit Cards Bills Budgeting 40

Couponing 101

DECEMBER 4, 2019

If you keep your money in a high-yield savings account, you might be able to get around 2% interest. Link debit or credit cards to your Acorns account, and Acorns will round up your purchases, investing those extra pennies for you. Plus, you don’t have to save up to buy complete stock shares.

Making 69

Making T-Mobile Money Goals 69

Saving Cents With Sense

SEPTEMBER 20, 2013

It is so simple to do – you don’t want to miss this easy way to save. You can connect your grocery cards and/or credit cards to start saving when you are out. You can download the RewardU toolbar which will remind you of saving opportunities when you shop online with Upromise.

College 85

College Shopping Stride Rite Old Navy 85

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit. Where Credit Scores Come From. Your Score.

Credit Cards 234

Credit Cards Credit Building Rent 234

Saving Cents With Sense

JANUARY 24, 2012

Even though I’m better now, I’m stuck with the debt of when I had to put bills and other expenses on my credit cards when I wasn’t working. I admit it’s still a struggle for me to use my work funds to pay my credit cards instead of going shopping and getting things that I wasn’t able to have for a while.

Pay Off Debt 94

Pay Off Debt Debt Credit Cards Frugal Parenting 94

Saving Everyday

FEBRUARY 5, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below).

College 68

College Money Credit Cards Kids and Family 68

Prairie Eco-Thrifter

JANUARY 30, 2017

In order to feel better and ‘exact revenge’ on your spouse, you decide to go buy something for yourself – maybe that new piece of camping equipment you’ve been wanting or perhaps that day at the spa you’ve been dreaming of. I wanted to buy a nice TV so I had to save up for it.

Money 100

Money Camping Equipment Bank Banking 100

Saving Everyday

JUNE 4, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below).

College 58

College June Credit Cards Money 58

Saving Everyday

NOVEMBER 2, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below).

College 59

College November Money Credit Cards 59

For the Mommas

JULY 27, 2016

Set up a high-interest savings account and be methodical about regularly contributing. Learning to make sacrifices early on and creating long-term saving habits can make a big difference on how long you are able to stay home with your new baby. Buy second hand. Put off the things you can live without for now.

Baby 40

Baby Debt Credit Cards Phone Service 40

Saving Everyday

APRIL 2, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below).

College 55

College April Credit Cards Money 55

Saving Everyday

SEPTEMBER 15, 2012

It’s a very simple program that turns your everyday spending into a little extra savings account to help pay for your family’s college expenses or withdraw for yourself. Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below). Register HERE.

College 55

College Dining Money Used 55

Saving Everyday

JULY 6, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below).

College 45

College Money Credit Cards Kids and Family 45

For the Mommas

OCTOBER 13, 2016

The Best Cash Back Sites to Save on Holiday Shopping. We all need to decide on a budget, who we are buying for, how much to spend on each person etc. Maybe even use to start up a 2017 holiday savings account. Or pay off the credit cards you may have used over the holidays.

Holiday 40

Holiday Shopping Credit Cards 2017 40

Couponing 101

JULY 26, 2011

Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * Teach Kids to Save Money Tip #3. Example: If they buy lunch money then this is how much they need for it, this much for the football game on Friday, this much for savings, and this much for fun money.

Saving Money 103

Saving Money Money Kids Debt 103

Family Balance Sheet

JUNE 4, 2015

Our business was doing well and it seemed like the right time for us to buy. We crunched the numbers, spoke with our accountant, and after much deliberation and negotiation, we bought the building that summer. We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills.

Goals 100

Goals Debt Renovation Daughter 100

Saving Everyday

DECEMBER 24, 2011

It’s a very simple program that turns your everyday spending into a little extra savings account to help pay for your family’s college expenses or withdraw for yourself. Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below). Register HERE.

College 45

College Dining Money Used 45

For the Mommas

MAY 22, 2012

Rather than finding yourself in a position where you’re relying on credit cards for these expenses – and then wasting your hard-earned money on paying off those cards in the following months – try creating separate sinking funds instead. Today I’m participating in the Ultimate Blog Swap. can be downright overwhelming.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Prairie Eco-Thrifter

MAY 1, 2012

Then a friend told me how she learnt about delayed gratification – putting off buying stuff until she could afford to pay cash. She got rid of her credit card debt using this.” Tarahas this idea – “I made a game of finding new ways to stop spending everything I earned so I could save. Gee, it mounts up quickly!”

Money 211

Money Debt Debt Free Cooking At Home 211

Prairie Eco-Thrifter

MARCH 4, 2015

Poor people use debt to buy things that make rich people richer.” The only debt we have is temporary – credit card charges that we pay off each month so we don’t get charged any interest. It depends on how the debt is managed. Do we treat debt differently now that we are financially free? Not really.

Debt 100

Debt Used Money IBM 100

Prairie Eco-Thrifter

APRIL 6, 2012

Teacher Man presents Why Credit Cards Are Dangerous For Students posted at My University Money , saying, “I am on the record as having said that I believe students should sign up for credit cards. Theres a reason why the average amount of credit card debt per household is $15,956. Real Estate.

Money 133

Money Finance Personal Finance Real Estate 133

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. We tackled our small credit card balance, then our. Also buy produce as it is in season. friends or family to save on housing costs, and we put a little bit from. each check into a savings account. How long did.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

MARCH 4, 2016

Our income allowed us to travel, it allowed us to buy stuff, and it allowed us to do anything and everything we ever wanted. We were the fun couple who always said yes to trips to the Caribbean, said yes to buying the nicest cars, and said yes to dropping a few hundred dollars on dinner in the blink of an eye. You ready for this? “NO”.

Debt 100

Debt Finds Debt Free Television 100

Prairie Eco-Thrifter

AUGUST 19, 2012

Consider it insurance and don’t fret that it’s only earning measly interest in a savings account. Buy Insurance Speaking of insurance, this is another area that can help you avoid financial disaster. Credit card debt remains at an all time high; this is the first debt to attack and get under control.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you have a retirement plan or a healthy savings account? Instead of buying that new bag with the extra cash you have, how about getting a new insurance policy and paying your first premium? Besides, paying off your debt and keeping it at a healthy minimum will help your credit score rating.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

JUNE 14, 2012

The simple fact is, taking small, simple spending and saving actions, especially early in your working life, can make a huge difference to financial security during your working years and into retirement. When you know you’ve got the essentials covered, it’s much easier to decide if you can buy other things you want.

Simple 221

Simple Finance Budgeting Budget 221