Savings Corner

DECEMBER 24, 2023

To calculate your net worth, take inventory of what you own, as well as your outstanding debt. On the other hand, even people with modest incomes can accumulate significant wealth and a high net worth if they buy appreciating assets and are prudent savers. That includes 401(k)s, IRAs and taxable savings accounts.

Calculators 52

Calculators Taxes Debt Consumer 52

Prairie Eco-Thrifter

JANUARY 1, 2013

Set up a savings account linked to your checking account and automatically transfer a set amount every payday. I was an expert at this; I spent every dollar I earned and juggled multiple credit cards to pay bills and buy whatever I thought I had the money for. Minimum Payments On Credit Cards.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

MAY 26, 2016

Because we only have a week to show results, and because savings account interest rates have been near zero each year since camps started, I have routinely given the jar 50% interest. Trepidation about having the grand-kids open a savings account. Both are now old enough to open a bank savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one. What inspired you to become debt free?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. Our income allowed us to travel, it allowed us to buy stuff, and it allowed us to do anything and everything we ever wanted. We sat down at our kitchen table, took out a simple white piece of paper, and penned out a contract to ourselves: It was our Get Out Debt Contract.

Debt 100

Debt Finds Debt Free Television 100

Family Balance Sheet

JUNE 4, 2015

However a few years ago, we found ourselves with too much debt and not enough cash. Our business was doing well and it seemed like the right time for us to buy. We crunched the numbers, spoke with our accountant, and after much deliberation and negotiation, we bought the building that summer. Our business is again thriving.

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Goals Debt Renovation Daughter 100

Family Balance Sheet

OCTOBER 14, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. The holiday season is just around the corner, and along with the festivities comes the gift buying frenzy. For some quick tips on finding money, read 31 Days to Find $1000.

Finance 100

Finance Giving Organic Organization 100

Couponing 101

JULY 26, 2011

Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * Teach Kids to Save Money Tip #3. Teach Kids to Save Money Tip #4.

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Saving Money Money Kids Debt 103

For the Mommas

JULY 27, 2016

Set up a high-interest savings account and be methodical about regularly contributing. Learning to make sacrifices early on and creating long-term saving habits can make a big difference on how long you are able to stay home with your new baby. Eliminate debt. Buy second hand.

Baby 40

Baby Debt Credit Cards Phone Service 40

Prairie Eco-Thrifter

APRIL 6, 2012

Teacher Man presents Why Credit Cards Are Dangerous For Students posted at My University Money , saying, “I am on the record as having said that I believe students should sign up for credit cards. ” Managing Debt. You see theres a reason that the majority of people are in debt. Real Estate.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

MAY 1, 2012

Then a friend told me how she learnt about delayed gratification – putting off buying stuff until she could afford to pay cash. She got rid of her credit card debt using this.” Tarahas this idea – “I made a game of finding new ways to stop spending everything I earned so I could save. Gee, it mounts up quickly!”

Money 211

Money Debt Debt Free Cooking At Home 211

Prairie Eco-Thrifter

JANUARY 30, 2017

In order to feel better and ‘exact revenge’ on your spouse, you decide to go buy something for yourself – maybe that new piece of camping equipment you’ve been wanting or perhaps that day at the spa you’ve been dreaming of. I wanted to buy a nice TV so I had to save up for it.

Money 100

Money Camping Equipment Bank Banking 100

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit. Where Credit Scores Come From.

Credit Cards 234

Credit Cards Credit Building Rent 234

Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you have a retirement plan or a healthy savings account? Instead of buying that new bag with the extra cash you have, how about getting a new insurance policy and paying your first premium? Pay Down Debt Yes, this is a good way to set yourself up financially. This is something every parent needs to think about.

Money 52

Money Insurance Debt Bulk 52

For the Mommas

MAY 22, 2012

Rather than finding yourself in a position where you’re relying on credit cards for these expenses – and then wasting your hard-earned money on paying off those cards in the following months – try creating separate sinking funds instead. Today I’m participating in the Ultimate Blog Swap. can be downright overwhelming.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Prairie Eco-Thrifter

AUGUST 19, 2012

Consider it insurance and don’t fret that it’s only earning measly interest in a savings account. Buy Insurance Speaking of insurance, this is another area that can help you avoid financial disaster. Manage Your Debts Managing your debts is a biggy when it comes to avoiding financial disaster. I’m sure everyone.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

JUNE 14, 2012

The simple fact is, taking small, simple spending and saving actions, especially early in your working life, can make a huge difference to financial security during your working years and into retirement. Your budget helps you manage your debts, get them paid off and stops you getting in any deeper. Reduce Your Credit Cards Ouch!

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Simple Finance Budgeting Budget 221

The Frugal Girl

MARCH 4, 2024

Now I wish those dollars had gone into our savings accounts. manicures pedicures expensive or trendy clothes and shoes brand-name foods gym memberships a large-screen TV, streaming services, movies the latest phones and tech gadgets fine wines alcohol cigarettes credit card debt The list goes on. Guess what!

Green And Frugal 177

Green And Frugal Kids and Family Hotel Frugal 177

Prairie Eco-Thrifter

FEBRUARY 9, 2011

Saving an extra $50 a month. Maxing out your retirement savings account. Reducing your debt each month. Avoiding accumulating more debt. Paid off the credit card. 5 Home Buying Fundamentals to Remember. Here are a few money scenarios to celebrate: Paying your bills on time. Eating out less.

Debt 113

Debt Eating Out Bills Cooking At Home 113

Prairie Eco-Thrifter

MAY 30, 2011

While this philosophy may not be the best boost for my social life, it is a great boost for my savings account! In order to have nice things I need to have enough money to buy them. I don’t allow myself to have credit card debt, so I have to have the cash to back up all my purchases. Think again!

Frugal 157

Frugal Hobby Green And Frugal Home and Garden 157