Prairie Eco-Thrifter

JUNE 19, 2012

Survey the current status of your house This step will allow you to see what needs to be renovated or repaired and what can be preserved as is. You might want to consider financing the work if that option is available to you. Survey prices One store may sell cheap paint while another sells low priced cabinets.

Renovation 188

Renovation Home Budgeting Budget 188

Family Balance Sheet

AUGUST 4, 2014

We started doing online surveys to save for gifts and other ‘luxury’ items that we couldn’t justify while were so in debt. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending?

Debt Free 243

Debt Free Debt Goals Student 243

Prairie Eco-Thrifter

OCTOBER 4, 2012

Plug those loopholes buy buying only those things that you truly need and use. Eliminate from your grocery list the “can-do-withouts” Avoid Wastage After examining and controlling your urge to buy the things you do not need, use the necessities wisely. They tend to buy just the stuff they need.

Frugal 189

Frugal Family Budgeting Budget 189

Prairie Eco-Thrifter

JANUARY 10, 2017

’ While there is some macro economic sense in consumer spending causing an impact on the country’s growth, it doesn’t necessarily play well at the individual consumer finance level. The Bureau of Labor Statistics does a survey multiple times a year, called the Consumer Expenditure Survey. billion in March.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Prairie Eco-Thrifter

MARCH 14, 2011

posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. FMF presents Five Retro Rules to Save Money posted at Free Money Finance , saying, “These tips from the past can save us all some big bucks.&#.

Frugal 150

Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

OCTOBER 17, 2012

A budget tells you how much you can spend in the different areas of your life, what you can really afford to buy, and where you are wasting your hard-earned dollars while helping you get you to where you want to be. . We live in a consumer-driven society and too many people impulse-buy, often things they don’t really need.

Budgeting 214

Budgeting Budget Debt Money 214

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. What can you even buy for $.06? While the grand-kids savings account alternatives are slim – save in a piggy bank or buy that new toy, adults have a few other options.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

MAY 1, 2013

While it’s nice to think that stocks offer 10% annualized returns over 20 years, the reality is that the S&P recently only returned 7.89% over a 20-year period (according to the most recent DALBAR survey). If you are buying a home, start with the 30% rule, and then evaluate where that puts you in terms of finances.

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

Prairie Eco-Thrifter

AUGUST 19, 2013

In Huffington Post article Boomers Give New Meaning To Spoiling The Grandkids author Linda Stern reported: “Roughly 36 percent of the grandparents surveyed by AARP said “spoiling (grand)children by buying them too much” was a part of a grandparent’s financial role.”. Our kids need the help.

Grandchildren 220

Grandchildren Grandkids Kids and Family Parenting 220

Prairie Eco-Thrifter

JANUARY 8, 2013

A recent survey in the US showed that increasing numbers of people are filing for bankruptcy as their debts reach levels they simply cannot service. I was spending more than I earned, using my several credit cards to buy just about everything and paying off one balance so I had enough credit to pay another.

Debt 271

Debt Win Credit Cards Money 271

Motherhood Moments

FEBRUARY 7, 2023

billion on the holiday this year, the personal-finance website WalletHub today released its report on 2023's Best Places for Valentine’s Day. It also released its nationally representative 2023 Valentine’s Day Spending Survey , which found that more than 1 in 4 of Americans expect their Valentine to not spend any money on gifts this year.

Valentines Day 130

Valentines Day Thrifty Debt Las Vegas 130

For the Mommas

JANUARY 23, 2013

Nearly 46% of consumers say they typically consider making a financial resolution – up 31% since the first year of the survey in 2009. Is now really the best time to buy that new couch or could you find one for free? The top 3 financial resolutions? Saving more (52%), spending less (19%) and paying off debt (19%).

Monitors 40

Monitors Credit Debt Consumer 40

Savings Corner

APRIL 4, 2024

Source: Bankrate national survey of lenders As for 2024: The potential for Federal Reserve interest rate cuts could be good news for home equity loans. You can deduct the interest (up to the limit) if the home equity loan is used to “buy, build or substantially improve” the property. What are average home equity loan interest rates?

Home 52

Home Debt Credit Cards Credit 52

For the Mommas

MAY 22, 2012

In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense. There are dozens of ways to earn money from home – from online surveys to starting a blog. Today I’m participating in the Ultimate Blog Swap. can be downright overwhelming.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Prairie Eco-Thrifter

JANUARY 14, 2012

After that, while you all primed and interested in personal finance, continue and read the awesome articles that were written across the web this week regarding personal finance and enhancing your lifestyle. The only investing strategy that makes sense to me is buy and hold. Buy an energy efficient water heater.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

FEBRUARY 19, 2013

We all know that one of the best personal finance strategies is to have a budget and you’ve probably tried to create one at some time. I found some figures on expenditure percentages from a survey conducted by the Department of Labor , which gave me an idea of what the average person spent in different categories. Bottom Line.

Budget 222

Budget Budgeting Credit Cards Transportation 222

Prairie Eco-Thrifter

JUNE 14, 2012

” Income Squeezer presents My previous job as a pizza delivery guy posted at Personal Finance Success , saying, “During the summer-fall of 2004 I worked at a local Domino’s Pizza as a driver. What makes people sell when they should buy?”

Money 124

Money 2012 June Credit Cards 124

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. Our goal is to give you the best advice to help you make smart personal finance decisions. It depends on the product you’re buying.

Insurance 52

Insurance Life Insurance Cars Car 52

Prairie Eco-Thrifter

JULY 29, 2014

However, some spendthrifts bypass the years of struggle and instead pretend to be on the same page with their spouse all the while shopping in secret and hiding the items they buy. These people may accrue thousands of dollars of debt on a credit card their spouse doesn’t even know about. Who Cheats Financially?

Spendthrift 170

Spendthrift Debt Marshalls Credit Cards 170

Savings Corner

DECEMBER 27, 2023

Bonus rewards are awarded based on where you buy something, not what you buy. Still, some trends emerge in customer satisfaction surveys. The survey regularly rates Discover and American Express at the top among the biggest issuers. Power conducts an annual study of satisfaction among major credit card issuers.

Credit Cards 52

Credit Cards Credit December Airline 52