Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. Her 2017 goal is to save $20,000 in cash.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

SEPTEMBER 21, 2015

We carried no credit card debt and we contributed to our retirement. We had a lot of debt, not enough cash flow, and very little set aside for emergencies. Communicate with your spouse. The extra debt that we took on was beginning to suffocate us, so I sat down and created a step-by-step plan. Yep, life was good.

Finance 100

Finance Debt August 2013 100

Savings Corner

DECEMBER 25, 2023

A debt collector is hounding you, seeking payment on a consumer debt you owe. Debt collection tactics can be annoying at best — and predatory, or even illegal, at worst. 3 steps for dealing with a debt collector 1. Take time to think through your options for paying off a debt in collections.

Debt 52

Debt Consumer Communications Collectibles 52

Family Balance Sheet

JUNE 4, 2015

However a few years ago, we found ourselves with too much debt and not enough cash. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. As much as I wanted to be a property owner, the extra debt was beginning to suffocate us.

Goals 100

Goals Debt Renovation Daughter 100

Prairie Eco-Thrifter

SEPTEMBER 7, 2021

You can use this cash inflow for your monthly expenses or save it up in your bank account. Learn Additional Skills: Meeting new people and catering to their demands can improve your communication and customer service skills. Senior homeowners can use this money to pay their daily expenses or repay their credit card debt.

Money 100

Money Home Rent Making 100

Family Balance Sheet

APRIL 12, 2013

"Debt is Dumb, Cash is King" - Dave Ramsey. He has successfully inspired thousands of people to a life free of credit cards and debt. If we could reduce our spending by 12-18%, we could put that money towards our debt. We have the potential to save almost 4 times that just by using cash instead of our visa.

Credit Cards 100

Credit Cards Credit Debt March 100

Family Balance Sheet

DECEMBER 29, 2020

Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. I created it as a way to communicate our finances to my husband. Savings Goals – Set savings goals for the year and use this spreadsheet to track your progress. Are you ready for a fresh start?

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

MARCH 6, 2012

It could be from the stress of unemployment, a large debt load, or the amount of shoes in someone's closet; money can be an evil force in a marriage. It is not always easy to communicate your current financial snapshot with your spouse, so let the balance sheet do the talking for you. Do you want to eliminate your credit card debt?

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

JANUARY 10, 2012

I created our Family Balance Sheet years ago as a way for me to communicate the state of our finances to my husband. How much do we need to save to get to our target. Column E = Monthly debt payment. How much do we want to reduce debt by? Do we need to replenish our emergency savings? There are no surprises.

Finance 138

Finance Financial Goals Goals C&H 138

Saving Cents With Sense

JANUARY 1, 2016

I will graduate with my master’s in communication disorders and start my new career as a speech language pathologist. My faith is in the Lord and where He will lead us… 2016 will also be a year where my family can start putting more in savings, too. Saving Money on Haircuts. Make a list (with coupons of course!)

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. I am a big believer in communicating. I love this list. It is so practical.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

APRIL 1, 2011

The Family Balance Sheet is a form that I created to help me communicate the state of our finances with my husband. It is a one page, visual reminder of our assets (checking, savings and retirement accounts), our liabilities (our debts) and our financial goals. Create or update your balance sheet.

Finance 127

Finance Financial Goals Goals Credit 127

Prairie Eco-Thrifter

OCTOBER 15, 2011

Invest it Wisely: Steve Jobs: Entrepreneur and Capitalist Extraordinaire On Wednesday, the world lost a great entrepreneur and capitalist, a man whose creativity and genius sparked an entire industry and changed the face of computing and communication forever. Here’s some tips to be wary of when trying to consolidate your debt.

October 200

October 2011 Finance Personal Finance 200

Savings Corner

DECEMBER 24, 2023

Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey. Get started: Define your personal and financial goals.

Real Estate 52

Real Estate Buy Buying Credit 52

The Frugal Girl

NOVEMBER 13, 2023

How did you get interested in saving money? My interest in frugality is less about saving money specifically, and more about making good use of the resources I have. What’s the “why” behind your money-saving efforts? What single action or decision has saved you the most money over your life?

Kids and Family 191

Kids and Family Parenting Cars Car 191

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

JUNE 18, 2021

Retirement has become an uncertain landscape for many families as they’ve watched economic markets shift and debt grow while financial burdens wreak havoc. Look at your current savings as well. Be sure you understand how their fees work and get a feel for how they communicate.

Insurance 100

Insurance Re-use Delivery Service Family 100