Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it?

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Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

APRIL 25, 2011

Guest Post Author Bio: This guest post was written by Frank Collins, a professional writer specialized in topics related to personal finance, debt relief, credit repair and more. If you are willing to settle your debts on your own, pass through the debt settlement blog for more tips and advice on the topic.

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Debt Debt Free DIY Personal Finance 124

Discount Coder UK

JULY 6, 2012

The following is a guest post from our friends across the pond – MoneyCrashers.com David Bakke is a financial contributor for Money Crashers Personal Finance. After digging himself out of over $30,000 in credit card debt, he made it his mission to help others do the same. The level of consumer debt in both the.

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Credit Cards Debt Credit Personal Finance 53

Prairie Eco-Thrifter

JANUARY 5, 2014

How we handle our money early in life can impact us in future years- for example, young adults who rely on credit may find themselves continuing this pattern throughout life and consumed with debt.” Eleanor is a Consumer Advocate and helps consumers take control of their personal finances. Greg McBride, CFA.

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Personal Finance Finance Finance Tips Graduation 192

Savings Corner

DECEMBER 27, 2023

A personal loan is money you borrow in a lump sum and repay in fixed monthly payments. You can get a personal loan from a bank, credit union or online lender.Personal loan amounts are from $1,000 to $100,000, and they’re typically repaid over a term of two to seven years. What is a personal loan? What are personal loan rates?

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Debt Home Improvement Consumer Credit 40

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. What inspired you to get debt free? Tell us about you and your family.

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Debt Debt Free Finance Finds 100

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. It offers a set amount at a fixed interest rate, so it’s best for borrowers who know exactly how much money they need. What is a home equity loan?

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Home Debt Credit Cards Credit 52

Savings Corner

DECEMBER 24, 2023

To calculate your net worth, take inventory of what you own, as well as your outstanding debt. A person can bring home a big paycheck but have a low net worth if they spend most of their money. Liabilities : Any money you owe to another person or entity falls under this category. What is my net worth? Tax Filing Webinar — Jan.

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Calculators Taxes Debt Consumer 52

Savings Corner

DECEMBER 25, 2023

Many people use the cash from a cash-out refinance to fund large-scale home improvements, education expenses or debt consolidation. Cash-out refinances are helpful with major expenses, because you generally can borrow much more than you could with a personal loan or by using credit cards. Time-consuming.

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Refinancing Debt Credit Cards College Tuition 52

Prairie Eco-Thrifter

DECEMBER 7, 2014

If the loan is fully funded, the money is released to the borrower’s bank account and monthly payments are made directly to the website. Borrowers with very good credit can get an APR as low as 6.7% In the past, most loans (80%) have been for debt consolidation. Credit is a tool in personal finance.

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Debt Personal Finance Finance Credit 188

Prairie Eco-Thrifter

APRIL 5, 2011

5 Pieces of Advice to Tell Your Child About Money is a series that will run every Tuesday for the next few weeks where some of the top personal finance bloggers share their thoughts on this topic. The entire series can be found under Money Tips. Treat credit wisely.

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Money Personal Finance Finance Debt 133

Prairie Eco-Thrifter

APRIL 6, 2012

. ” Jen presents 6 Free Financial Resources & Tools to Improve Your Finances posted at Master the Art of Saving , saying, “If youre interested in monitoring or improving your finances, then you probably dont want to be spending money to do it. Even professional bond market money managers do not beat the bond market.”

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Money Finance Personal Finance Real Estate 133

Savings Corner

DECEMBER 25, 2023

How a HELOC works A HELOC works similarly to a credit card: you’re able to borrow up to a certain limit as needed, rather than taking out a lump sum all at once. Unlike a credit card, however, you shouldn’t use a HELOC to pay for everyday expenses. While this has less flexibility than a HELOC, payments are predictable.

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Credit Cards Credit Re-use Home 52

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. What inspired you to get debt free? Tell us about you and your family.

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Student Debt Debt Free Finds 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post Best Way to Consolidate Debt Without Hurting Credit – Smart Money Moves For Moms appeared first on Penny Pinchin' Mom. Without proper management, debt can quite literally bury you alive. The best way to consolidate debt without hurting credit is also the best way to get out of debt.

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Debt Credit Money Mom 52

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. How about you?

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Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

MARCH 24, 2013

Understand each partner’s money history and experience. One is for each person to separately create their own money story by thinking about things such as: 2 of your earliest money memories. what you learned your mother and father about money. family stories about money. family stories about money.

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Financial Goals Goals Money Real Estate 222

Prairie Eco-Thrifter

OCTOBER 17, 2012

I managed to rack up over $20,000 of credit card and personal debt by the time I was 23 and this affected my ability to keeo my first house. You know where you want to end up but don’t know exactly how to get there; you miss all the best sights and waste a lot of time and money. Well, actually, no! Avoiding The Issue.

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Budgeting Budget Debt Money 214

Prairie Eco-Thrifter

MARCH 29, 2011

They pay a lot more money for a fancier or better version of the product. The recent housing crisis can be partially blamed on consumers overbuying homes. The biggest mistake that new homeowners make after purchasing a home is going heavily into debt to finance their purchases. Buying a house.

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Furnishings Debt Cars Car 157

Family Balance Sheet

FEBRUARY 22, 2011

Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. Don't confuse this money with vacation money or new furniture money.

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Emergency Fund 2007 Personal Finance Debt 127

Prairie Eco-Thrifter

MARCH 14, 2011

This week I have included some movie clips of the 10 best movies about money and what they taught us. Kim McGrigg presents Small ways to save big on major purchases – Money Management posted at Blogging for Change. The key is finding balance. I found them entertaining and insightful and I am sure you will too.

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Frugal Movies Finance Bills 150

Savings Corner

DECEMBER 27, 2023

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. But most people can’t go wrong with these award-winners.

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Credit Cards Credit December Airline 52

For the Mommas

JANUARY 23, 2013

Nearly 46% of consumers say they typically consider making a financial resolution – up 31% since the first year of the survey in 2009. Saving more (52%), spending less (19%) and paying off debt (19%). Have more money automatically withdrawn from your paycheck and put in your 401k. Paying Off Debt. Create a budget.

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Monitors Credit Debt Consumer 40

Prairie Eco-Thrifter

OCTOBER 15, 2011

Money Cone: 9 Impulse Buys that Turned Out Better than Expected We’ve all bought stuff based on commercials that turned out nothing like how it was advertised. Live Real, Now: Make Extra Money, Part 6: Setting Up a Site In this installment of the Make Extra Money series, LRN is going to show you how to set up a WordPress site.

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October 2011 Finance Personal Finance 200

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Where are you from? Next summer?

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Debt Debt Free Financial Goals Goals 227

For the Mommas

JULY 23, 2012

Credit Sesame wants to help you ease the ‘Back to School” stress. Don’t worry about raking up those credit card bills, or putting a dent in your savings. Credit Sesame will help you manage your finances, and unlock your credit potential. What does Credit Sesame do? Automatically enter to win $250!

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Credit Win Credit Cards Finance 61

Prairie Eco-Thrifter

FEBRUARY 25, 2013

Most consumers and critics have been placing blame on the automakers themselves. The EPA has a website set up so that consumers can report their real world fuel efficiency results. Keep in mind that 15% might not sound like a big deal, but for a 25 mpg vehicle, it’s a difference of 3.75 So, what do you think?

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Fuel Economy Gasoline Fuel Economy 186

Saving Everyday

JULY 30, 2012

Credit Sesame wants to help you ease the ‘Back to School” stress. Don’t worry about raking up those credit card bills, or putting a dent in your savings. Credit Sesame will help you manage your finances, and unlock your credit potential. What does Credit Sesame do? Go to Credit Sesame. How to Enter?

Credit 40

Credit Win Credit Cards Finance 40

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Read away my friends.

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Credit Cards Credit Finance Personal Finance 220

Savings Corner

DECEMBER 27, 2023

Personal loans from our partners Debt Consolidation Big Purchase Emergency Home Improvement Medical 5.0 You can request a free credit report and dispute wrongly reported missed payments or other inaccuracies it may contain. Calculate your loan payments Next, determine how much money you need from a loan.

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Credit Bank Banking Calculators 52

For the Mommas

JULY 28, 2012

Credit Sesame wants to help you ease the ‘Back to School” stress. Don’t worry about raking up those credit card bills, or putting a dent in your savings. Credit Sesame will help you manage your finances, and unlock your credit potential. What does Credit Sesame do? Automatically enter to win $250!

Credit 40

Credit Win Credit Cards Finance 40

Savings Corner

APRIL 4, 2024

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. Learn the approval requirements and prequalify (if offered by the lender) before applying to minimize your potential credit damage.

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Debt Credit Cards Credit Home Improvement 52

Prairie Eco-Thrifter

AUGUST 24, 2015

I don’t use cash back credit cards. I have one credit card. One credit card with no annual fee, which I use only occasionally and which is paid off every single month. I have never paid the credit card company one penny for the use of the card. The hassle factor.

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Credit Cards Credit Used Airline 100

Savings Corner

DECEMBER 27, 2023

Bad credit loans: A guide to getting a personal loan with bad credit Upgrade: Best overall bad credit loans Why it made the list: Upgrade has a low minimum credit score requirement and low starting rates — a somewhat rare combination. Direct payment to creditors with debt consolidation loans.

Credit 52

Credit January Debt Credit Cards 52

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit. Where Credit Scores Come From.

Credit Cards 234

Credit Cards Credit Building Rent 234

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I When they got married, they bought a duplex so that the rent money from the tenant in the upstairs apartment would pay the mortgage. What’s the “why” behind your money-saving efforts?

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Green And Frugal Kids and Family Hotel Frugal 182

Prairie Eco-Thrifter

JUNE 14, 2012

The Skilled Investor , Editor Budgeting and Economics Paul Vachon presents Frugal Living Made Easy posted at The Frugal Toad , saying, “Frugal living is all about making informed and deliberate choices in how to spend money. Financial Planning Odysseas presents Forget Your ATM Card? Not so today.

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Money 2012 June Credit Cards 124