article thumbnail

How We Frugal-ed in July 2022

Family Balance Sheet

Our financial goals are still important to us and we want to hit them regardless of the rising prices. Related reading: 10 Ways to Save at Giant Food Stores. I have been doing my grocery shopping at a different GIANT store and I’m finding that they always have a lot of marked-down meat. Marked down meat!

July 130
article thumbnail

The Age Old Question: Should You Pay Off Debt or Save?

Penny Pinchin' Mom

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. Doing this actually gave me the peace of mind that I needed to focus on my financial goals.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Family Vital Information Binder

Family Balance Sheet

This binder stores ALL of your financial information in one location. In fact, it was one of my 2020 financial goals. Because of the sensitive nature of the contents of this binder, store it in a safe location in your home. Credit cards. Bank accounts. Retirement. Business Accounts.

Family 130
article thumbnail

Family Budget Spreadsheets 2021

Family Balance Sheet

One January, we received a very large credit card bill in the mail. I knew it was coming because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come.

Budgeting 130
article thumbnail

Introducing: Family Budget Spreadsheets

Family Balance Sheet

One January, we received a very large credit card bill in the mail. I knew it was coming, because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come.

Budgeting 160
article thumbnail

How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

article thumbnail

How to Avoid Impulse Spending

Prairie Eco-Thrifter

Are you surprised when your credit card bill arrives at how much more you charged than you thought you had? Do you buy things you didn’t know you wanted until you saw them on display in a store? Leave your credit cards at home. Lastly, set some financial goals. Please be honest with your answers.