Family Balance Sheet

DECEMBER 29, 2020

We were able to set aside the money over a course of 16 months and it felt amazing to walk into a store and have the cash for a purchase. Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come. I am a planner by nature, so I leaned into my spreadsheets.

Budget 130

Budget Budgeting Family Property Taxes 130

Family Balance Sheet

MARCH 9, 2018

We were able to set aside the money over a course of 16 months and it felt amazing to walk in to a store and have the cash for a purchase. Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come. I am a planner by nature, so I leaned into my spreadsheets.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Prairie Eco-Thrifter

APRIL 13, 2011

Do you buy things you didn’t know you wanted until you saw them on display in a store? We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Lastly, set some financial goals. Yes or No. Yes or No.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Family Balance Sheet

JANUARY 4, 2016

We have new financial goals for this year. While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. What are your financial goals for 2016? The alarm was not so kind this morning. But, I’m ready to take on 2016!

2016 100

2016 Money Financial Goals Debt 100

Family Balance Sheet

OCTOBER 16, 2017

Back in October 2003, I left a corporate career as a department store buyer with a nice reliable paycheck and benefits– including health insurance –to join my husband in the land of self-employment. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

AUGUST 6, 2022

Our financial goals are still important to us and we want to hit them regardless of the rising prices. Related reading: 10 Ways to Save at Giant Food Stores. I have been doing my grocery shopping at a different GIANT store and I’m finding that they always have a lot of marked-down meat. Marked down meat!

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

DECEMBER 2, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. How we saved this week: I didn’t go into the stores on Thanksgiving Day or weekend. Our mission: Live WELL, On LESS Money. Friday: Chicken Rice Broccoli Bake.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Family Balance Sheet

OCTOBER 20, 2017

It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. This week at the grocery store, I found a whole chicken marked down to a nice price. I sauteed chicken tenderloins and once they were cooked through, I added a jar of store bought Alfredo sauce.

Budgeting 100

Budgeting Budget Leftovers Daughter 100

Family Balance Sheet

NOVEMBER 25, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. They work with a bunch of big name retailers, like Lands’ End, Kohl’s, Bed Bath & Beyond, Amazon, and so many more, so I usually get money back from my favorite stores.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Family Balance Sheet

FEBRUARY 26, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. Maybe I’m still recovering from the Christmas shopping frenzy, but I had little desire to step into a store. I did go into a big box store two times in February. February Update.

Thrifting 100

Thrifting February Thrift Stores Financial Goals 100

Family Balance Sheet

JANUARY 29, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. After shopping locally at some furniture stores, I resorted to Craigslist and spent hundreds less on a new-to-her dresser. Can I find what I need at a second hand or thrift store?

Thrifting 100

Thrifting January Thrift Stores Financial Goals 100

Family Balance Sheet

OCTOBER 28, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. How We Saved this Week: All of the meat that I used this week for my menu was from the markdown section of the grocery store. Our mission: Live WELL, On LESS Money. They LOVE it.

Crock Pots and Slow Cookers 100

Crock Pots and Slow Cookers Frugal Health Insurance Fridays 100

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. For breakfast this week , I cooked up several packages of breakfast sausage that I found marked down breakfast sausage at the grocery store on Sunday. 39/lb turkeys at Giant Food Stores.

Frugal 100

Frugal Cheap Fridays Win 100

Family Balance Sheet

MARCH 11, 2021

Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. SMART goals are: S – specific. Organize your Financial Documents. If we’ve learned anything from the pandemic it’s that things can change without notice.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

SEPTEMBER 1, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Mine is an 8 quart and takes up a lot of space on my kitchen counter and I don’t have a lot of cabinet space to store it when it’s not in use. Do you have an Instant Pot?

Budgeting 100

Budgeting Budget 2017 Financial Goals 100

Family Balance Sheet

APRIL 30, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. April Update: I made 3 new purchases in April: I bought a pair of Teva flip flops from the clearance rack at DSW and two t-shirts at BJ’s Warehouse store. Can I make do with something else around my house?

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Family Balance Sheet

MARCH 26, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. But I also found success at a thrift store. Make a list of what you need and take it along to your favorite thrift store FIRST before you go to a regular store. Have you joined the challenge?

Thrifting 100

Thrifting March Thrift Stores Financial Goals 100

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

OCTOBER 12, 2018

so that we have more money to put towards our financial goals. My most recent favorite deal was when I bought 5 sour cream containers for 17 cents each by stacking an Ibotta cash back rebate with a store sale. Frugal Friday: A recap of how we frugal-ed our way through the week. Our mission: Live WELL On LESS Money.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Yet, your kids simply can’t stand the store brands. If you learn how to save money from your monthly salary in a smart way, you don’t have to drastically diminish your lifestyle expenses to achieve your financial goals. So, what do you do? I coupon and hunt for deals like a mad woman!

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

SEPTEMBER 23, 2014

It’s much easier to blame the government for their ridiculous subsidies of corn that have led to the prevalence of high fructose corn syrup in just about all processed foods than skip the Cinnabon and the entire center of the grocery store. It’s easier to place blame than accept responsibility. But such perceived “ease” is only short-term.

Cycle 181

Cycle Cinnabon Goals Financial Goals 181

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. They work with a bunch of big name retailers, like Lands’ End, Kohl’s, Bed Bath & Beyond, Amazon, and so many more, so I usually get money back from my favorite stores.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. If I don’t plan our meals and my shopping list, I spend too much money and make too many extra stops to the grocery store during the week. Meal Planning Saves Time.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Saving Cents With Sense

APRIL 25, 2013

This secure service doesn’t cost a dime, and it can automatically organize and track your spending, display all of your financial information in one easy-to-read place, and help you stay on track to hit your financial goals. With this app, you can search for your favorite stores or browse by store category.

Money 75

Money Financial Goals Saving Phones 75

Family Balance Sheet

OCTOBER 9, 2014

I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve. My absolute #1 way for saving money at the grocery store is to PLAN OUR MEALS. When you walk into a grocery store with a plan, you eliminate impulse & duplicate purchases. It saves us $67 a month.

Budget 100

Budget Budgeting Finance Organic 100

Family Balance Sheet

APRIL 3, 2014

I have been diligently challenging myself to spend less at the grocery store this year. But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. I made a large batch of homemade sugar-free applesauce in March that I stored in the freezer.

March 100

March Groceries Grocery Homemade 100

Savings Corner

DECEMBER 24, 2023

You might, for example, be offered financing by a home improvement store when you buy an appliance. Using a personal loan is only a good idea when it is consistent with being able to achieve other financial goals,” says Mark Hamrick, Bankrate senior economic analyst and Washington bureau chief. “If

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

APRIL 1, 2021

If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. Have you ever bought a pair of shoes that looked really cute in the store, but ended up sitting in your closet? You just need some imagination and a nose for free family fun. 12 – Do It Yourself.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. 5 – Find Extra Cash.

March 100

March Financial Goals Budget Budgeting 100

Family Balance Sheet

FEBRUARY 16, 2016

If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. Have you ever bought a pair of shoes that looked really cute in the store, but ended up sitting in your closet? You just need some imagination and a nose for free family fun. 10 – Do It Yourself.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

JANUARY 21, 2015

Be willing to sacrifice- there are things we had to do that made us look weird: home school, skip eating out as much with family, doing my own hair & nails, getting a wardrobe from the thrift store and forgoing paper towels. If married, who initiated the debt free goal? We still look for bargains and shop at thrift stores.

Debt 100

Debt Debt Free Las Vegas Finance 100

Savings Corner

APRIL 4, 2024

Do the math for yourself, but know that it often makes more financial sense to pay closing costs upfront if you can afford to. Store copies of your closing paperwork in a safe place. Consider a home equity loan or a home equity line of credit (HELOC) as alternative ways of reaching your financial goals.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal. Another way to think of a budget is a spending plan.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

SEPTEMBER 29, 2016

Meal plan and cook from scratch – I’ll do a weekly meal plan and then only go to the grocery store once. Not visiting the mall or my favorite stores has saved me a ton of money since I’m not tempted to purchase items that I didn’t even know I “needed” 7. What are your financial goals now?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 20, 2017

I only go to the store once a week. What are your financial goals now? What are your top 3 – 5 tips for saving money/pinching pennies to put. towards paying off your debt. 1 – Meal plan! When I make a weekly meal plan, it saves us money because. Not to mention all the money we save. and plan meals based off of that.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

OCTOBER 6, 2017

It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. I served with store bought mashed potatoes, and steamed vegetables. Grocery spending can get out of hand quickly, so I post our weekly menu to ensure that I am planning it weekly. Not a single complaint!

Budgeting 100

Budgeting Budget Financial Goals Freezers 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

So, while it may feel like you are spending a good chunk of money initially (which you are), it will pay off in the long run when you choose to purchase essentials in bulk at a discount instead of buying them each week from a regular store at a higher price for less. Set personal and financial goals for your savings.

Money 52

Money Insurance Debt Bulk 52