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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Wonder what sets you apart from the people that seem to crush their financial goals? These folks didn’t corner the market on goal success either, instead they just got the task DONE. Their 2017 goal is to boost their savings rate and get their expenses down to $30,000 a year as they work towards financial independence.

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Family Budget Spreadsheets 2021

Family Balance Sheet

One January, we received a very large credit card bill in the mail. I knew it was coming because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. One summer, we didn’t have enough money to cover vacation and some day trips, so we hosted a yard sale to find the extra cash.

Budgeting 130
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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. One January, we received a very large credit card bill in the mail. Two years ago, we had some appliances that were starting to not work very efficiently.

Budgeting 160
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Small Money Mistakes That Have Big Consequences

Prairie Eco-Thrifter

Having Multiple Credit Cards Buying with credit cards leads to spending more than you earn and we all know where that leads. Interest rates on credit cards are usually the highest around so you are actually paying many times what the item is worth. It’s wasted money. Make establishing an emergency fund a priority.

Money 235
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The High Price of Excuses, Justification, and Avoidance.

Prairie Eco-Thrifter

I can give you a million ideas and ways to change your situation, but you have to be willing to do the work. Some people just want to complain about what they don’t have and what they can’t do rather than doing what it takes to make it work. Excuses and avoidance are dangerous to your long term financial health. Get Organized'

Price 209
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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

Family Balance Sheet

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. We have always loved to travel and do missions work for our church. Daniel took on an extra job doing support work for an online company that he could do from home. Who initiated the debt free goal?

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

The impact of inflation and fast-rising interest rates dampened buyers’ interest, causing sales to slow and price appreciation to decelerate. Get started: Define your personal and financial goals. Your bank or credit card company might offer free access to your score or credit report, too.